Comparison

Toshl Finance vs MoneyWiz 2026 Personal Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Toshl Finance

Manage all your financial accounts, track expenses, and create budgets in one place. This app offers automatic bank connections, manual entry, and detailed insights into your spending habits. Stay on top of your money with helpful reminders and visualizations.

Highlights
  • Automatic bank and credit card connections
  • Manual expense entry with receipt photos
  • Multi-currency support with crypto
  • Customizable budgets and notifications
  • Data synchronization across devices
  • Web app for desktop access
  • Detailed financial graphs and reports
Features
Read full description

Track all your credit cards, bank accounts and cash in one place. Toshl Finance helps more than 2 million people keep track of their personal finances. Know your finances. Have fun! "Of all the apps for monitoring spending, one of the hardest to beat is Toshl Finance.” - New York Times "Now I know where my money is disappearing to, thanks to Toshl...” - BBC Winner of The Europa award for Best Commerce, Finance or Payments Startup Easy data entry - automatically connect over 13 000 different bank accounts, credit cards or financial services in the United States and around the world. Available connection include; Chase, Bank of America (BofA), Capital One, Charles Schwab (SCHW), Citi, HSBCnet, PNC, SunTrust, TD Bank, US Bank, Wells Fargo, PayPal, Wealthfront, Betterment, Coinbase, Bitstamp and others. - quick & easy manual expense entry in only 4 taps. Tip calculator included. - use any currency. Almost 200 currencies with always fresh exchange rates are supported, including 30 cryptocurrencies. - add rich data to entries: multiple tags, financial account, location, description, repeats, bill reminders with notifications, photos. Photos are great for keeping receipts, warranty info and expense reporting. - import data from your online bank files (CSV, Excel, QIF, QFX, OFX etc.) in the web app Useful graphs - big picture overview of how your money flows each month - how much you have left to spend this month while maintaining your budget goals - pie charts, bubble graphs, expense locations map Budgets - budgets for all expenses or filtered by categories, tags or accounts - budget for any time period - optional rollover to the next budget period - notifications warn you when you approach your budget limits Sync with multiple mobile devices - use on an unlimited number of devices, on multiple mobile platforms - your data automatically syncs to all devices and the web app - automatic backup, data is safe even if you lose your device Syncs with the web app - open the web app on your laptop, desktop computer or tablet and use Toshl in comfort on a large screen - automatically synced with mobile app - extensive data visualisations with month-over-month comparisons and filtering by category, tag, location Toshl Pro & Toshl Medici You can use most Toshl Finance features for free forever. We offer 2 subscription plans which unlock more advanced features. Free - 2 financial accounts, 2 budgets Pro - unlimited financial accounts, unlimited budgets, save receipt photos with expenses, repeat expenses, set bill reminders, unlock with fingerprint - $2.99/month or $19.99/year Medici - automatically import data from your US or Canadian bank, credit card or other financial service. Also includes all Toshl Pro features. $4.99/month or $39.99/year Your payment will be charged to your iTunes Account. If you are eligible for a trial period, the payment will be charged when the trial period has ended. If you have already used the trial period, it will be charged once you confirm your purchase here. Your iTunes account will be charged again when your subscription automatically renews at the end of your current subscription period unless auto-renew is turned off at least 24 hours prior to the end of the current period. You can manage or turn off auto-renew in your Apple ID Account Settings any time after purchase. Privacy policy https://toshl.com/privacy/ Terms of Service https://toshl.com/terms/

About

MoneyWiz 2026 Personal Finance

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

Highlights
  • Account tracking (bank, loan, investment, crypto)
  • Automatic transaction downloads
  • Cloud backup and multi-device sync
  • Investment and crypto support
  • Budgeting and goal setting
  • Bill and subscription alerts
  • 30+ financial reports
Features
Read full description

Organize your day to day accounts, loans, savings, investments and even crypto in a convenient and secure way with MoneyWiz. MoneyWiz is the only personal finance app that can help you manage every aspect of your finances. AT A GLANCE + Tracking for bank and credit accounts, loans and debts, budgets and goals, bills and subscriptions, investments and crypto; + Automatic download of new transactions through direct connections to your banks; + Cloud backup and automatic sync across your iPhones, iPads and Macs; + Advanced import features, so you can quickly move your data from other apps; + Military grade data security with 256bit end-to-end encryption; + Extensive tutorials and built-in support chat with a real humans! [ GET 1 WEEK FREE TRIAL ] Check our extensive features today! CONNECTED BANK ACCOUNTS + 40,000 banks in 55 countries via 4 data providers + Apple Wallet integration + Automatic detection of Transfers and Refunds + Automatic categorization with AI and learning + Get notifications for every new transaction MANUAL ACCOUNTS + Track manually if connected bank accounts is not for you + Complete control over your transaction entry form + Post transactions in connected accounts too + Import OFX, QIF, CSV and MT940 ALL ACCOUNTS + Group accounts any way you want + Bulk edit + Reconcile against bank statements + Custom account icons + Multi-currency support with automatic refresh of currency rates + Archive old accounts INVESTMENTS + Support for all your stock market investments, including stocks, options, bonds and more + Unmatched support for Crypto and Forex investments for a personal finance app + Handling for investments pre-IPO and pre-ICO BUDGETS & GOALS + Versatile budgeting tools for various styles, including envelope budgeting + Group budgets anyway you want + Real time progress indicators BILLS & SUBSCRIPTIONS + Get alerted when it's time to pay or get paid + Never forget a payment again + Tap on the calendar for instant Forecast based on your scheduled payments REPORTS + Analyze your money with 30+ reports + Save reports for easy access in the future + Group reports any way you want + Export reports to PDF, CSV or print them WEEKLY IMPROVEMENTS Check out our version history and road map. We deliver new improvements weekly, based on your feedback. SUBSCRIPTION We do not impose a limit on the number of accounts, budgets, regular or scheduled transactions you can create in MoneyWiz for free. However, you will need a subscription to enable certain features: + Premium subscription ($4.99/month or $49.99/year) enables bank sync and multi-device sync with a MoneyWiz Cloud account + Standard subscription ($19.99/year) enables multi-device sync with a MoneyWiz Cloud account Your subscriptions will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. LINKS Roadmap: https://wiz.money/roadmap Privacy Policy: https://wiz.money/privacy/ Terms of Use: https://wiz.money/toc

Screenshots

Toshl Finance4 screens
MoneyWiz 2026 Personal Finance4 screens

Verdict

The call

The clearest difference is update cadence: MoneyWiz 2026 Personal Finance at weekly against Toshl Finance's monthly. MoneyWiz 2026 Personal Finance also leads on device support (4 vs 2). Toshl Finance's advantage is review sentiment (74% vs 62%) and iOS requirement (15.6 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Toshl Finance sells 12 in-app purchases, starting at $1.99 per month and MoneyWiz 2026 Personal Finance sells 3 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Toshl Finance against 4.6 for MoneyWiz 2026 Personal Finance. Both are backed by a comparable volume of ratings — 1.8K and 2.2K respectively. Written reviews are what separate them: 74% of Toshl Finance's written reviews are positive against 62% of MoneyWiz 2026 Personal Finance's.

UpkeepUpdate frequency

Toshl Finance ships an update monthly, MoneyWiz 2026 Personal Finance weekly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
Toshl Finance versus MoneyWiz 2026 Personal Finance: the parameters behind the verdict, then further details
ParameterToshl FinanceMoneyWiz 2026 Personal Finance
PriceFreeFree
Rating4.7 (1.8K ratings) — better4.6 (2.2K ratings)
Positive reviews73.8% of reviews — better61.9% of reviews
Number of ratings1.8K2.2K — better
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.6 — better17.0
Further details — not scored
Size45 MB98 MB
Age rating12+4+
DeveloperToshl Inc.SILVERWIZ LLC

Customer experience

Toshl Finance

All ratings1,782 ratings
Positive94.8%
Neutral3.0%
Negative2.2%
Written reviews795 reviews
Positive73.8%
Neutral7.0%
Negative19.1%

MoneyWiz 2026 Personal Finance

All ratings2,157 ratings
Positive89.1%
Neutral3.7%
Negative7.2%
Written reviews674 reviews
Positive61.9%
Neutral8.9%
Negative29.2%

User reviews

Toshl Finance

From 1.8K App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Straightforward expense tracking
  • 💡 Customizable budgeting and categories
  • 🔒 Secure and reliable
  • 🌍 Supports multiple currencies

Room to improve

  • 🐛 Syncing issues with bank accounts
  • 🔍 Lacking advanced reporting and analytics
  • 🤔 Confusing interface changes in newer version
  • 🔧 Bugs and glitches
  • 💸 Expensive subscription model

MoneyWiz 2026 Personal Finance

From 2.2K App Store ratings

What we love

  • 🚀 Seamless syncing across devices
  • 👍 Intuitive and user-friendly interface
  • 💰 Great value for the price
  • 🔒 Secure and private data handling
  • 🤖 Reliable automatic transaction downloads

Room to improve

  • 🐛 Occasional sync and connectivity issues
  • 🕰️ Slow transaction import and reconciliation
  • 🤔 Confusing budgeting and categorization
  • 📈 Inaccurate investment and stock tracking
  • 🔍 Lacking customization and personalization options

Bugs and requests

Toshl Finance

Reported bugs

5 issues
  • Duplicate transactions appearing
  • Inability to delete old accounts or data
  • Crashes and freezes on certain devices
  • Incorrect account balance sync
  • Repeating payment issues

Requested features

5 requests
  • Add sub-categories for better organization
  • Improve iPad/tablet user experience
  • Implement automatic categorization of expenses
  • Allow payee/description input for transactions
  • Provide more customization options for budgets

MoneyWiz 2026 Personal Finance

Reported bugs

3 issues
  • Duplicate transactions and incorrect balances
  • Crashes and freezes on certain devices
  • Inconsistent data sync between mobile and desktop

Requested features

5 requests
  • Improved mortgage and loan management
  • Custom transaction split functionality
  • Expanded reporting and forecasting capabilities
  • Apple Watch app integration
  • Simplified onboarding and setup process

In-app purchases

12 purchases

Toshl Finance

Subscriptions12
  • Toshl Pro with 20% discount$1.991 Month
  • Toshl Pro monthly$2.991 Month
  • Toshl Pro Monthly1 Month trial$2.991 Month
Show 9 more
  • Toshl Medici monthly$4.991 Month
  • Toshl Medici Monthly1 Month trial$4.991 Month
  • Toshl Pro with 20% discount$15.991 Year
  • Toshl Pro$19.991 Year
  • Toshl Pro Yearly1 Month trial$19.991 Year
  • Toshl Medici with 20% discount$31.991 Year
  • Toshl Medici with 10% discount$35.991 Year
  • Toshl Medici$39.991 Year
  • Toshl Medici Yearly1 Month trial$39.991 Year
3 purchases

MoneyWiz 2026 Personal Finance

Subscriptions3
  • Premium - 1 Month$5.991 Month
  • Standard - 1 Year$29.991 Year
  • Premium - 1 Year$59.991 Year

Questions

Is Toshl Finance free?
Toshl Finance is free to download, with in-app purchases available.
Is MoneyWiz 2026 Personal Finance free?
MoneyWiz 2026 Personal Finance is free to download, with in-app purchases available.
Which has better reviews, Toshl Finance or MoneyWiz 2026 Personal Finance?
Toshl Finance is rated higher. Toshl Finance averages 4.7 out of 5 from 1.8K ratings, while MoneyWiz 2026 Personal Finance averages 4.6 from 2.2K ratings.
Do Toshl Finance or MoneyWiz 2026 Personal Finance have ads?
Neither Toshl Finance nor MoneyWiz 2026 Personal Finance shows ads.
Which is updated more often, Toshl Finance or MoneyWiz 2026 Personal Finance?
Toshl Finance ships an update monthly, and MoneyWiz 2026 Personal Finance weekly. Most recently, Toshl Finance was updated on September 24, 2026 and MoneyWiz 2026 Personal Finance on September 22, 2026.

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