Comparison

NeoBudget vs RealBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NeoBudget

This budgeting app helps you manage your finances by tracking expenses and updating your budget in real-time. It offers a simplified way to record transactions and stay informed about your financial status while on the go.

Highlights
  • Online envelope budgeting system
  • Record transactions on-the-go
  • Update budget in real-time
  • Access online account
  • Simplified expense tracking
Read full description

NeoBudget is an online envelope budgeting system. The NeoBudget app provides access to your online account and simplifies the process of recording transactions and updating your budget on-the-go.

About

RealBudget

Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.

Highlights
  • Digital envelope budgeting
  • Custom budget periods
  • Budget sharing
  • Bank transaction syncing
  • Flexible rollover options
  • Persistent savings envelopes
  • Cross-device access
Features
Read full description

RealBudget helps you organize your money with envelope budgeting in a clean, modern, and intuitive way. Create digital envelopes for your spending categories, track expenses, and always know what’s available to spend. Whether you prefer manual budgeting or automatic bank imports, RealBudget makes it simple to stay organized and in control. Key Features: • Create envelopes for groceries, dining, bills, savings, and more • Know exactly what’s left to spend in each category • Flexible budget periods — monthly, weekly, bi-weekly, quarterly, yearly, and more • Automatic bank transaction imports* • Helpful spending estimates based on past transactions* • Share budgets with family or partners in real time* • Carry over leftover funds between budget periods • Savings envelopes for long-term goals • Export budget data to CSV • Access your budget across mobile devices and the web* • Clean, simple, and distraction-free design RealBudget is free to use on a single mobile device and on the web. Upgrade anytime with RealBudget Premium: Share Tier — $3/month USD • Share budgets in real time • Access budgets across multiple mobile devices Sync Tier — $10/month USD • Everything included in Share • Automatic bank transaction imports • Spending estimates based on past transactions • 30-day free trial for first-time subscribers *Bank sync currently available in the US & Canada. Start envelope budgeting with RealBudget today. See the following link for the end user license agreement (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/.

Screenshots

NeoBudget4 screens
RealBudget4 screens

Verdict

The call

The clearest difference is in-app purchases: NeoBudget at none against RealBudget's 10. RealBudget's advantage is review sentiment (95% vs 67%) and ratings volume (138 vs 13). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. RealBudget sells 10 in-app purchases, starting at $2.99 per month. NeoBudget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for NeoBudget against 4.9 for RealBudget. That said, the two scores are not equally well evidenced: RealBudget has 138 ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 67% of NeoBudget's written reviews are positive against 95% of RealBudget's.

UpkeepUpdate frequency

NeoBudget ships an update every 5 weeks, RealBudget fortnightly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
NeoBudget versus RealBudget: the parameters behind the verdict, then further details
ParameterNeoBudgetRealBudget
PriceFreeFree
Rating4.9 (13 ratings) — better4.9 (138 ratings)
Positive reviews66.7% of reviews94.6% of reviews — better
Number of ratings13138 — better
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size48 MB89 MB
Age rating4+4+
DeveloperTebros Systems, LLCLimitless Innovative Technologies

Customer experience

NeoBudget

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive66.7%
Neutral16.7%
Negative16.7%

RealBudget

All ratings136 ratings
Positive97.1%
Neutral0.0%
Negative2.9%
Written reviews56 reviews
Positive94.6%
Neutral0.0%
Negative5.4%

Bugs and requests

NeoBudget

Not enough reviews yet to summarise bugs or requests.

RealBudget

Reported bugs

3 issues
  • Too many glitches to deal with
  • Cannot budget for future budgets
  • Savings budget messes up monthly budget

Requested features

6 requests
  • Ability to see notes at a glance
  • Duplicate budget button or master budget option
  • Ability to share budget
  • Ability to split transactions
  • Option to approve money withdrawal visualization
Show 1 more
  • Visual deposit animation

In-app purchases

None

NeoBudget

No in-app purchases

10 purchases

RealBudget

Subscriptions3
  • Premium1 Month trial$2.991 Month
  • Premium14 Days trial$2.991 Month
  • Sync1 Month trial$9.991 Month
One-time7
  • Tip$1.99
  • Tip$3.99
  • Tip$4.99
Show 4 more
  • Tip$5.99
  • Tip$7.99
  • Tip$8.99
  • Tip$9.99

Questions

Is NeoBudget free?
NeoBudget is free to download, with no in-app purchases.
Is RealBudget free?
RealBudget is free to download, with in-app purchases available.
Which has better reviews, NeoBudget or RealBudget?
NeoBudget is rated higher. NeoBudget averages 4.9 out of 5 from 13 ratings, while RealBudget averages 4.9 from 138 ratings.
Do NeoBudget or RealBudget have ads?
Neither NeoBudget nor RealBudget shows ads.
Which is updated more often, NeoBudget or RealBudget?
NeoBudget ships an update every 5 weeks, and RealBudget fortnightly. Most recently, NeoBudget was updated on November 1, 2026 and RealBudget on November 3, 2026.

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