mIKB Active vs partner.mobile

Mobilnom aplikacijom mIKB Active IKB-a u svakom trenutku možete jednostavno i sigurno obavljati financijske transakcije, pristupiti pregledu svojih računa, stanjima, prometima te ostalim uslugama i pogodnostima. Uz standardnu prijavu 4-znamenkastim PIN-om, aplikacija podržava i prijavu otiskom prsta. Uslugu je moguće ugovoriti osobnim dolaskom u bilo kojoj poslovnici IKB-a. Nakon ugovaranja usluge korisnik će putem SMS poruke ili e-maila zaprimiti aktivacijski ključ. Unosom aktivacijskog ključa i odabira korisničkog PIN-a, aplikacija je spremna za rad. Funkcionalnosti aplikacije mobilnog bankarstva: * Stanja - pregled i praćenje stanja i prometa po svim računima, kreditima i štednji * Plaćanja - kunska plaćanja, prijenosi između vlastitih računa unutar banke i kupoprodaja deviza * Predlošci - kreiranje i mijenjanje predložaka za plaćanja. Korisnicima koji su istovremeno i korisnici usluge internet bankarstva IKB-a dostupni su svi predlošci kreirani u internet bankarstvu * Nalozi - pregled naloga prema odabranom periodu, računu te statusu naloga. Moguće je poslati potvrdu o nalogu za plaćanje na e-mail. * Kartice – pregled stanja i prometa po kreditnim karticama * Slikaj i plati - putem ugrađene kamere mobilnog uređaja, skeniranjem bar koda s uplatnice, aplikacija će se pobrinuti da nalog za plaćanje bude ispravno popunjen. Nakon toga je dovoljno samo potvrditi plaćanje. * Trend - organizirajte svoje financije - opcijom Trend moguće je pratiti osobnu potrošnju putem samostalno definiranih kategorija. Pri plaćanju s transakcijskog računa dovoljno je odabrati jednu od definiranih kategorija. Osobnu potrošnju moguće je pratiti na mjesečnoj, tromjesečnoj, polugodišnjoj i godišnjoj razini * Pregled tečajne liste * Pregled poslovnica i bankomata banke kao i navigacija do odabrane lokacije * Kalkulator valuta * Kalkulator kredita * Kontakti banke * Postavke - promjena jezika aplikacije, promjena PIN-a, promjena e-mail adrese, moji uređaji – dodavanje novog uređaja za korištenje aplikacije i autorizacija otiskom prsta. SIGURNOST: Usluga mobilnog bankarstva mIKB Active IKB-a u potpunosti je sigurna. Sva komunikacija aplikacije mobilnog bankarstva odvija se putem zaštićenog kanala. Korisnik se u aplikaciju prijavljuje s korisničkim PIN-om kojega će odrediti pri prvom pokretanju aplikacije. Podaci o korisničkom PIN-u, računima, transakcijama i dr. ne čuvaju se na korisničkom telefonu. U slučaju da korisnik tri puta unese neispravan korisnički PIN usluga mobilnog bankarstva će biti blokirana. U slučaju neaktivnosti aplikacije korisnik će automatski biti odjavljen sa sustava.

Partner.mobile is Partner bank's mobile banking application that allows you easy and secure managing of your finance, making payments and personalizing your accounts and transactions. No matter where you are partner.mobile allows you - to check balance and available amount, review all transactions for all your accounts, cards, savings and loans - overview and managing of your authorized accounts - to check and manage cards - real time payments - instant payment orders - to scan QR code of payment slip - automatic conversion and exchange currency by your choice - overview of payment orders, transactions and account statements - transaction notifications in real time - authentication by PIN and biometric (fingerprint and face ID) - to personalize your accounts (edit name and photo of your account) - to manage transaction notifications and transaction limits - mobile token for login to internet banking - to check Partner bank's locations In addition to the standard PIN authentication, partner.mobile also supports biometric authentication, ie fingerprint and face ID. Choose your authentication method in app settings. Also you can change your PIN in settings, and the change is allowed only once in 24 hours. Partner.mobile allows you to make instant payments in real time. Payments are now faster and easier. Scan QR code, use templates and favourites or use standard payment order. Transfers and payments to accounts, deposits and loans have never been simpler. Take advantage of a multi-currency account and do not worry about cover in payment order currency. Partner.mobile provides automatic conversion to cover your payment order. If you want to choose the cover currency by yourself, you can choose the currency by selecting the service of exchange office. Conversion options are also available in your account settings. Partner.mobile provides history of transactions for each account and offers overview of card and payment transactions according to your preffered filter option. Account statements are always available and you can view, upload or share them. Check card information and manage restrictions on card transactions, personalize card name and when required report card loss or request to block your card. The application provides push notifications on cash and non-cash credit and debit payment transactions, account balance changes, executed card transactions and logins to the internet banking. You can manage your notifications in app settings. Partner.mobile offers mobile token that allows you to login to internet banking and 3DS authentication for card payments. These services are optional and free of charge and you can arrange it additionally. Bank messages and notifications will be delivered to your app mailbox. Partner.mobile application will be activated by entering an invitation code known only to the user. Upon the approval of the request, user will receive the invitation code via SMS and creates a PIN through the activation process. You can change the PIN in settings. The application locks in case of multiple consecutive entries of incorrect PIN or incorrect biometrics and after 5 minutes period of inactivity partner.mobile automatically logs out the user. You can arrange partner.mobile in Bank's branch office.