Warba Bank vs Budgello

Warba Bank is excited to introduce its new app, which puts customers at the forefront of its attention. The app offers a personalized experience, with new home screen views and controls allowing customers to access all their banking products and services with just a few taps. These innovative features redefine the customer-focused experience for financial services. The New Home Screen • Select from two viewing modes for each section on the home screen: Detailed: comprehensive details for a complete overview at-a-glance. Summary: a minimalistic view for easy access and enhanced information privacy. • Order your home screen sections to bring what's important to you to the top of the page. • Add your most used services to the top of the home screen within our new quick-services bar or hide the section completely to free up space for other sections! • Your personalization preferences move with you across your linked devices. Banking Products: visibility and control over your Warba products  • Check your accounts, financing, and term-deposit balances. • Request a new card or financing. • Open savings, gold, or term deposits. • Grow your savings consistently with Saving Goals (Hassala) • Add your cards to various supported digital wallets. • Claim unauthorized credit card transactions. Payments & Transfers: Convenient ways to pay & move funds • Transfer money locally and internationally via SWIFT, Super Transfer, or Western Union.  • Send and receive money requests with Pay Me & I Pay services. • Split bills with your friends and send reminders to those who didn't pay. • Schedule, edit, or cancel standing transfer orders. Marketplace: Exclusive deals, offers, and promo codes • One-stop shop for exclusive and personalized offers and deals. • Gift your beloved ones with various online and retail gift. • Redeem valuable promo codes on your favorite brands. Pocket: Earn rewards points for every day’s activities • Earn points by using credit cards, paying bills, transferring salary, or inviting friends to open an account with Warba. • Use your points to pay bills, top up your cards or exchange them for Kuwait Airways Oasis miles. • Keep track of your points earning and redeeming activities via the points history page. Dashboard: Get a 360° view of your finances • Check daily spending categories and insights at-a-glance. • Set up budgets and track debit/credit card transactions. • Track your stocks’ performance by linking your KCC (Maqasa) account. Security: Keep your data safe & secure • Enable biometrics login and transaction authorization. • Manage all devices linked to your account. • Freeze/unfreeze your cards if you misplace your card. Communication: Open communication channel with Warba Bank • Get instant transaction push notifications instead of a slow and unreliable SMS. • Submit suggestions or requests via Communication Center for prompt feedback back. • Find the nearest Warba Bank branches and ATMs to you.

Budgello makes splitting money with other people simple and fair — for trips, flatmates, dinners, couples, and any shared expense. Add an expense, choose how to split it, and Budgello does the maths. See exactly who owes whom, then settle up straight from your own payment app. Budgello never holds your money. SPLIT ANY WAY • Equally, by exact amounts, by percentage, by shares, or equal +/− adjustments • Split a single receipt item-by-item — everyone claims what they had • Multiple payers on one expense, refunds, notes and categories SCAN RECEIPTS WITH AI • Snap a receipt and let AI itemise it automatically • Everyone taps the items they're responsible for — tax and tip split proportionally SETTLE UP IN A TAP • Smart debt simplification keeps the number of payments to a minimum • One tap opens UPI, PayPal, Venmo, Cash App and more with the amount pre-filled • A clear "paid vs owed" ring shows your progress; payments stay "pending" until the recipient confirms — so no one pays twice • Full settlement history with dates and status PLAN IT TOGETHER • Polls: ask "when is everyone free?" or "where should we go?" — pick the voting style (Yes/Maybe/No, pick one, pick several) and let people comment • Share a poll link and anyone can vote in their browser, no app needed • Events: collect RSVPs with plus-ones for a real headcount, and run a bring-list for who's bringing what FRIENDS & INSIGHTS • Add a friend by email and split one-to-one — no group needed. People on Budgello get a friend request to accept; anyone else gets an email invite you can also share • Each friend gets a private 1:1 space to add expenses and settle up, with an honest per-person balance • Personal insights reveal where your money actually goes, by category, across all your groups • Per-group and personal monthly budgets keep spending in check WORKS WORLDWIDE • 150+ currencies with correct decimals • Enter an expense in a different currency and Budgello converts it at the right rate PLAN TRIPS WITH AI (premium) • Turn any group into a trip and get a day-by-day itinerary within your budget • Live web search for current prices, route maps with driving directions, and a shareable PDF INVITE ANYONE, INSTANTLY • Share a link — people join in their browser, no app or account needed • Create a free account to keep everything backed up and in sync BUILT FOR REAL LIFE • A clean, modern design with a handy centre Scan button — everything one thumb-tap away • Works offline — browse and add expenses with no signal; changes sync when you reconnect • Comment on any expense, get smart settle reminders, and search across all your groups • Light & dark themes, group & member photos, and PDF export • Lock the app with Face ID / fingerprint, and choose exactly which notifications you get Budgello is free to use. Optional premium unlocks the AI Trip Planner and AI receipt scanning. Privacy: https://budgello.app/privacy/ Terms: https://budgello.app/terms/