Comparison

1SecMoney vs SplitBear

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1SecMoney

This finance app streamlines expense and income tracking with intelligent predictions and quick entry via widgets and Apple Watch. It offers features like multi-currency support, budgeting, and secure data backup to save users time.

Highlights
  • Expense and income recording
  • Notification Center widget for quick entry
  • Apple Watch support for on-the-go recording
  • Intelligent prediction of categories and amounts
  • Multiple accounts and currencies
  • Budgeting and reminders
  • Data export and import (CSV/XLS)
Features
Currently charting
Read full description

The FIRST iOS app that allows you to record your daily expenses and income, directly from Notification Center (Widget). We focus on fast and intelligent prediction, with powerful functionality. And support for Apple Watch! ■ BEST OF 2015 App Store in Taiwan and Hong Kong! ■ App Store Featured as 'Best New App' in over 14 countries! ■ Finance #1 app in over 30 countries, including Hong Kong, Singapore, Taiwan and Greece. ■ Finance Top #5 app in over 51 countries, including Switzerland, Russia, India and Spain. (Highest rank) We have created a powerful app to reduce the time taken recording your daily expenses and income. Less time recording each entry gives you more probabilities to keep recording. The most important feature is to SAVE YOU TIME. Download now if you agree with our idea. ▼ Fast Feature: • Today Widget: By analysing your past data, 1SecMoney predicts possible categories, items and amounts. Just click and record! You can also set the number of rows displayed. • Apple Watch: Record anytime anywhere on Apple Watch. Only two clicks to complete a record. • Auto fetch on app launch Auto complete of the most likely category and item to save on typing time. • Auto learn of category/item: As well as the default options, the app can also predict what you are typing. These options are sorted by frequency of use. • Tap for historical entries: Just tap the history list, and the row data are copied to corresponding input fields. No typing required. • Record both expenses and income: Determine expense or income according to the category name. Don’t do anything. ▼ More Feature: • Multiple accounts: Defaults to no account, so no complexity if don’t use this function. Create multiple accounts that are individually managed. You can also transfer money between accounts and see reports on each account. • Multiple currencies: Different accounts can have different currencies. Support for more than 170+ currencies with automatic exchange rates update, including virtual currency Bitcoin. • Recurring expenses/income: Can set recurring expenses/income, daily, weekly, monthly and so on. • Calendar Mode: See the calendar to know recent expenses. • Monthly/Weekly budget: Set a limit your monthly/weekly budget so you can handle your expenses. You can also set a different budget for each category. • Reminder: The app will send a notification to remind you at specific times If you forget to record. • Security: Support passcode lock and Touch ID. • Export/Import: support csv/xls format Import your past expenses/income from another app, and instantly get your own grid list. Export expenses/income via Email and other apps that support Document Provider, such as iCloud, Dropbox and Google Drive. • Auto Backup: Auto backup via iCloud. So you don't worry about data loss even when you miss your iphone. • Search: Enter keywords to search past expenses/income. Keywords can be category, item, amount, note and account. Use whitespace to split keywords. • Report: Clear and concise reports let you analyse how much you spend and how much you earn. And also have monthly trend chart and month-end balance chart. • Highly customizable: Can set different icons and colors. Create your own financial recorder app! If you often give up halfway recording your daily expenses/income, If you want a fast, simple and powerful financial recorder, If you don't want to waste 30 secs recording the purchase of a drink. You must try this app. Please rate 1SecMoney if you like our app. Send us your feedback: 1SecMoney@1secspeed.com Click the "Developer Website" below for more videos, or go to: http://1secspeed.com/1SecMoney Follow us on Twitter: @1SecMoney

About

SplitBear

Features
Read full description

Tired of awkward "you owe me" conversations? SplitBear makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting a dinner tab, or tracking costs on a group trip, SplitBear handles the math so you can focus on the fun. ADD AN EXPENSE IN SECONDS Tap the amount, pick who paid, and you're done. SplitBear splits it evenly by default, or customize the split by percentage or individual items. Import recent Apple Pay transactions with one tap, or snap a receipt and SplitBear reads the total automatically. SEE WHO OWES WHAT — INSTANTLY Open any group to see your balance at a glance. SplitBear uses a smart algorithm that minimizes the number of payments needed, so instead of everyone paying everyone, you settle up in fewer steps. Send friendly payment reminders with a tap when balances are overdue. BUILT FOR EVERY GROUP Create unlimited groups for different circles — roommates, trips, couples, friend dinners. Multi-currency support with live exchange rates for international trips. Save expense templates for recurring bills like rent and utilities. Set balance threshold alerts so you know when debts are getting large. Export expenses to CSV for your records. SMART FEATURES THAT SAVE TIME Receipt scanner reads totals, merchant names, and dates automatically. Quick-add from your home screen with long-press shortcuts. Spending insights with charts showing where your money goes. Smart settle-up suggestions based on your group's patterns. DESIGNED FOR PRIVACY No ads. No tracking. No data collection. Your expenses are processed entirely on your device and never shared with third parties. Optional sync keeps groups updated across devices. Free covers up to three active groups, with ten expenses in each. SplitBear Pro ($3.99/month) lifts the expense limit on up to three groups — and you can split the subscription cost with your group right from the app. Terms of Use: https://splitbear.app/terms.html Privacy Policy: https://splitbear.app/privacy.html

Screenshots

1SecMoney4 screens
SplitBear4 screens

Verdict

The call

The clearest difference is price: SplitBear at Free against 1SecMoney's $2.99. 1SecMoney's advantage is in-app purchases (none vs 1) and update cadence (every 2 days vs fortnightly). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

SplitBear is free to download; 1SecMoney costs $2.99 up front. SplitBear sells 1 in-app purchase, starting at $3.99 per month. 1SecMoney asks for nothing beyond the download.

UpkeepUpdate frequency

1SecMoney ships an update every 2 days, SplitBear fortnightly. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 7 level
1SecMoney versus SplitBear: the parameters behind the verdict, then further details
Parameter1SecMoneySplitBear
Price$2.99Free — better
Rating4.9 (78 ratings) — better—
Positive reviews89.6% of reviews—
Number of ratings78 — better—
Update frequencyEvery 2 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaid—
Best chart rank#163 — better—
DevicesiPhone, Apple Watch — betteriPhone
Requires iOS18.017.6 — better
Further details — not scored
Size62 MB21 MB
Age rating4+4+
DeveloperPing-Hsien Choudrew Bernard

In-app purchases

None

1SecMoney

No in-app purchases

1 purchases

SplitBear

Subscriptions1
  • SplitBear Pro$3.991 Month

Questions

Is 1SecMoney free?
1SecMoney costs $2.99, with no in-app purchases.
Is SplitBear free?
SplitBear is free to download, with in-app purchases available.
Do 1SecMoney or SplitBear have ads?
Neither 1SecMoney nor SplitBear shows ads.
Which is updated more often, 1SecMoney or SplitBear?
1SecMoney ships an update every 2 days, and SplitBear fortnightly. Most recently, 1SecMoney was updated on November 6, 2026 and SplitBear on October 31, 2026.

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