Trispend vs SplitBear

The easiest bill splitter for trips. Trispend tracks every shared expense, converts it across 150+ currencies, and shows exactly who owes who — offline, no signup, and only one person needs the app. 【SMART BILL SPLITTING】 Split expenses the way real trips happen: - Equal split for shared meals, taxis, tickets, and group activities - Split by amount when people pay different portions - Split by share for flexible proportional splitting - Automatic “who owes who” calculations - Optimized debt settlement with fewer transfers and less hassle 【MULTI-CURRENCY, ZERO CONFUSION】 Traveling across borders? Trispend supports 150+ currencies and updated exchange rates, so your group can track expenses in different currencies without messy manual calculations. Pay for dinner in yen, drinks in baht, a hotel in euros, and taxis in dollars. Trispend converts everything into your trip currency so everyone understands the real cost. 【TRIP-BASED ORGANIZATION】 Every trip gets its own dedicated space to track shared costs and manage your travel spending: - Add participants by name - Log expenses by category, including food, transport, lodging, activities, shopping, and more - Spread multi-day costs like hotels or car rentals across the right dates - View daily trip expenses and spending breakdowns at a glance - Keep each trip’s expenses, balances, and settlement separate 【PACKING CHECKLIST】 Start your trip before the first expense. Every trip gets a packing checklist right next to the budget: - Add items from a built-in library — documents, electronics, clothing, toiletries, meds, and more - Start fast with ready-made templates: overseas travel, beach getaways, camping, and ski trips - Check items off as you pack, with satisfying progress tracking - Save your own reusable templates with Trispend Pro Pack before you go, track while you're there — all in one trip. 【KNOW WHO OWES WHO】 At the end of the trip, Trispend shows exactly who should pay whom. No more messy notes, confusing spreadsheets, forgotten payments, or awkward group chat math. Trispend calculates the final balance so your group can settle up faster. Trispend does not move money. It simply tells you how much each person should send, so you can settle up your way with Venmo, Zelle, PayPal, bank transfer, cash, or any payment method you prefer. 【HOME SCREEN WIDGETS】 Stay on top of trip spending without opening the app: - Daily expense widget shows today’s total at a glance - Trip expense overview right on your Home Screen - Quick-access widgets for adding expenses faster 【PRIVATE AND OFFLINE】 Trispend is designed for real travel, including places with poor signal, expensive roaming, or no internet access. - No account required - Works offline - No cloud storage for your expense data - Your trip costs stay on your device - Fast, lightweight, and simple to use anywhere 【DESIGNED FOR REAL GROUP TRIPS】 Use Trispend for: - Group vacations with friends - Road trips - Beach weekends - Ski trips - International travel - Shared hotels and vacation rentals - Taxis, rideshares, gas, and parking - Meals, groceries, tickets, tours, and activities Whenever someone says “I’ll get this one, you get the next,” Trispend keeps the math clear. 【TRISPEND PRO】 Upgrade to Trispend Pro for advanced travel tools: - Advanced Insights: visualize spending patterns, trends, category breakdowns, and bigger-picture trip spending - PDF & CSV export: share clean settlement reports with your group, or review and organize expenses outside the app - Advanced reports: better understand who paid what, where the money went, and how the trip was split - More ways to understand and share your group trip spending - Choose monthly, yearly, or lifetime plans Privacy Policy: https://privacy.trispendapp.com/privacy Terms of Service: https://privacy.trispendapp.com/terms Download Trispend. Your next group trip is already complicated enough. Don’t let the money part be, too.

Tired of awkward "you owe me" conversations? SplitBear makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting a dinner tab, or tracking costs on a group trip, SplitBear handles the math so you can focus on the fun. ADD AN EXPENSE IN SECONDS Tap the amount, pick who paid, and you're done. SplitBear splits it evenly by default, or customize the split by percentage or individual items. Import recent Apple Pay transactions with one tap, or snap a receipt and SplitBear reads the total automatically. SEE WHO OWES WHAT — INSTANTLY Open any group to see your balance at a glance. SplitBear uses a smart algorithm that minimizes the number of payments needed, so instead of everyone paying everyone, you settle up in fewer steps. Send friendly payment reminders with a tap when balances are overdue. BUILT FOR EVERY GROUP Create unlimited groups for different circles — roommates, trips, couples, friend dinners. Multi-currency support with live exchange rates for international trips. Save expense templates for recurring bills like rent and utilities. Set balance threshold alerts so you know when debts are getting large. Export expenses to CSV for your records. SMART FEATURES THAT SAVE TIME Receipt scanner reads totals, merchant names, and dates automatically. Quick-add from your home screen with long-press shortcuts. Spending insights with charts showing where your money goes. Smart settle-up suggestions based on your group's patterns. DESIGNED FOR PRIVACY No ads. No tracking. No data collection. Your expenses are processed entirely on your device and never shared with third parties. Optional sync keeps groups updated across devices. Free covers up to three active groups, with ten expenses in each. SplitBear Pro ($3.99/month) lifts the expense limit on up to three groups — and you can split the subscription cost with your group right from the app. Terms of Use: https://splitbear.app/terms.html Privacy Policy: https://splitbear.app/privacy.html