H vs All About The Points
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
H
Manage your prepaid card account on the go. Easily check your balance, view transactions, send money to friends and family, and find free reload locations. You can also load checks by taking a picture.
- Check card balance
- View transaction history
- Send money to friends and family
- Find no-cost reload locations
- Load checks via mobile photo
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The H-E-B® Prepaid app lets you manage your Card Account wherever you are. That means it’s convenient to do things like: • Check your Card Account balance and transaction history • Send money to friends and family • Find no cost reload locations** • Load checks to your Card Account – it’s as simple as taking a picture* * Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from Illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. ** While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for details. The Netspend Visa Prepaid Card is issued by The Bancorp Bank and Pathward®, members FDIC, pursuant to a licensefrom Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank and Pathward, members FDIC. Please see the back of your Card for its issuing bank. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. All other trademarks and service marks belong to their respective owners. © 2023 Netspend Corporation. All rights reserved worldwide. All other trademarks and service marks belong to their owners.
All About The Points
This app helps you track and maximize the benefits of your premium credit cards. It consolidates statement credits, perks, and expiring offers into a clear dashboard, helping you determine if your cards are worth the annual fee.
- Consolidated credit card benefits dashboard
- Track statement credits and perks
- Monitor expiring offers with countdowns
- Home and Lock Screen widgets
- Per-card value vs. annual fee tracking
- Best card recommendations for spending categories
- Private by design, no bank logins required
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All About The Points turns the scattered statement credits and perks on your premium credit cards into one clear dashboard. See what you can claim this period, what is about to expire, and exactly how much value you have captured against each card's annual fee. Built for people who carry cards like the Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and more, and want to squeeze every dollar out of the fees they already pay. WHY YOU'LL LIKE IT Every credit in one place - 49 popular cards pre-loaded, plus add your own custom cards. - Monthly, quarterly, semi-annual, and annual credits tracked on the right cadence, including anniversary-based perks. - Mark a credit fully or partially used, and attach a receipt photo. Never miss an expiring credit - A running countdown shows what is about to disappear. - Home Screen and Lock Screen widgets surface your most urgent credits at a glance, fully customizable. - Optional reminders before credits expire and before each annual fee renews. Know if a card is worth keeping - A per-card value ring tracks credits captured versus the annual fee. - A year-before-renewal summary tells you how much value you got, so you can decide to keep or cancel with real numbers. Use the right card every time - A "Best For" view and widget show the best card to use for dining, travel, groceries, and more. Private by design - No bank logins, no credentials, no account required. - Your data stays on your device and syncs only through your own iCloud. - No ads, and no affiliate or referral links shaping the recommendations. Questions or feedback: chiquinhouse@gmail.com Support: https://rafaelchiquin.com/allaboutthepoints/support Privacy Policy: https://rafaelchiquin.com/allaboutthepoints/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
H and All About The Points both sit at 4.8 stars, but that hides the real split: 100% of All About The Points's written reviews are positive against 30% of H's. H's advantage is in-app purchases (none vs 2) and ratings volume (1.5K vs 1). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. All About The Points sells 2 in-app purchases, starting at $19.99 per year. H asks for nothing beyond the download.
All About The Points holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: H has 1.5K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 30% of H's written reviews are positive against 100% of All About The Points's.
| Parameter | H | All About The Points |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.5K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 30.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.5K — better | 1 |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 68 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Netspend Corporation | Rafael Chiquin |
Customer experience
H
All About The Points
Bugs and requests
H
Reported bugs
3 issues- Login issues with incorrect password and lockouts
- Mobile check deposit feature not working
- App crashing or not loading
Requested features
2 requests- Add Touch ID for easier login
- Improve mobile check deposit functionality
All About The Points
Not enough reviews yet to summarise bugs or requests.
In-app purchases
H
No in-app purchases
All About The Points
- Annual Subscription1 Year trial$19.991 Year
- Lifetime Purchase$49.99









