长安bank vs 湖南银行直销银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
长安bank
Manage your finances with a streamlined and professional banking experience. Track assets, analyze income and expenses, and access smart features like voice assistance and an upgraded credit card channel.
- Asset overview and account management
- Income and expense analysis
- Smart search functionality
- Voice assistant for customer service
- Upgraded credit card services
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“用户体验更流畅，业务流程更简捷” “服务场景更全面，金融服务更专业” “客户服务更贴身，功能使用更智能” 【产品特色】 1、财富总览：资产分类一目了然，账户管理安全可靠 2、收支明细：收支分析，月度账单精准推送 3、智能搜索：一搜直达，精准快速 4、语音助手：客户服务更贴身，轻松会话无障碍 5、信用卡：频道全新升级，服务多元更丰富
湖南银行直销银行
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“湖南银行直销银行”是互联网时代下的新型互联网银行，不依赖营业网点，无需客户亲临柜台，无需发放实体银行卡，客户只需通过手机APP轻松操作，即可享受比传统银行更便捷、更优惠的互联网金融服务。 1.无地域限制：电子账户轻松开，跨行绑卡随地用 登录湖南银行直销银行APP，全线上快速自助开通电子账户，支持所有主流银行银联借记卡，在世界的各个角落只需手指轻轻一点，即可畅享简单、方便、快捷的线上金融服务。 2.“理财”低门槛：贴心好用“零钱+”，一元投资随心存 零钱也能做投资了，流动性与收益性兼得，最低1元就可投资“零钱+”产品，每日计算利息，当日获得收益，远超活期存款利率，24小时任意赎回实时变现。 3.利息最大化：灵活智能“存款+”，利息多多超实惠 账户余额尽享超额升值，自动存款、手动存款随意选，最低1000元起存，靠档计息收益最大化，提前支取按照资金后进先出原则让利于用户，普通支取享受活期存款的便利。 4.购买更轻松：精选热门“基金+”,火爆基金随时买 淘尽黄沙始见金，精选各类投资者普遍认可的顺周期、逆周期、高成长性热门基金和同类产品中的业绩先锋和明星产品，为您提供高收益、高成长性的投资机会。 5.投资更稳健：优选项目“投资+”， 收益多多任您抢 “投资+”是“湖南银行直销银行”构建的投融资平台，将陆续推出各类精选优质投资项目，投资人可根据实际情况，选择不同周期的投资项目，操 6.理财更专业：银行理财“理财+”，专属定制收益高 “理财+”是“湖南银行直销银行”为客户提供的银行理财产品，风险低，选择多，收益高，期限灵活。投资人可根据自己的风险偏好，选择不同预期收益不同周期的理财产品，银行发行，专业可靠。
Screenshots
Verdict
The clearest difference is rating: 湖南银行直销银行 at 5.0 against 长安bank's 1.0. 湖南银行直销银行 also leads on review sentiment (25% vs 0%). 长安bank's advantage is ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
湖南银行直销银行 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 0% of 长安bank's written reviews are positive against 25% of 湖南银行直销银行's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on June 1, 2026 and September 17, 2026 respectively.
| Parameter | 长安bank | 湖南银行直销银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (3 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 25.0% of reviews — better |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 | 11.0 |
| Further details — not scored | ||
| Size | 306 MB | 207 MB |
| Age rating | 4+ | 4+ |
| Developer | Chang'an Bank Co., Ltd | Bank of Hunan Corporation Limited |
Customer experience
长安bank
湖南银行直销银行
In-app purchases
长安bank
No in-app purchases
湖南银行直销银行
No in-app purchases
