Comparison

Papers, Please vs Bad Credit? No Problem!

Price, ratings, monetisation and update history for both games, side by side — with what reviewers say about each.

Head to head
About

Papers, Please

Step into the shoes of a border inspector in a dystopian communist state. Examine documents, interrogate travelers, and decide who is allowed to enter. Your choices impact your family's survival and the fate of the nation.

Highlights
  • Dystopian border inspector simulation
  • Document examination and verification
  • Interrogation and decision-making
  • Multiple endings based on choices
  • Unlockable multitouch support
  • Game Center achievements and leaderboards
Features
Read full description

A dystopian document thriller. The award-winning, critically-acclaimed border inspector game. ______________________________________ "Congratulations." "The October labor lottery is complete. Your name was pulled." "For immediate placement, report to the Ministry of Admission at Grestin Border Checkpoint." "An apartment will be provided for you and your family in East Grestin. Expect a Class-8 dwelling." "Glory to Arstotzka." ______________________________________ Awards ◉ Best Game of 2013 - The New Yorker ◉ Best Game of 2013 - Wired Magazine ◉ Top Indie Game 2013 - Forbes Magazine ◉ Best Strategy & Simulation Game 2014 - BAFTA ◉ Grand Prize Winner 2014 - Independent Games Festival ◉ Excellence in Design Winner - IGF 2014 ◉ Excellence in Narrative Winner - IGF 2014 ◉ GameCity Prize Winner 2014 - GameCity ◉ Cultural Innovation Award 2013 - SXSW ◉ Best PC Game 2014 - LARA Game Awards ◉ Innovation Award - GDCA 2014 ◉ Most Innovative 2014 - Games For Change ◉ Best Gameplay 2014 - Games For Change ◉ Best Game of 2013 - Ars Technica ◉ Best Game of 2013 - PC World ◉ Best PC Game of 2013 - Destructoid ◉ Best Story of 2013 - Destructoid ... and more ______________________________________ Story The communist state of Arstotzka has just ended a 6-year war with neighboring Kolechia and reclaimed its rightful half of the border town, Grestin. Your job as immigration inspector is to control the flow of people entering the Arstotzkan side of Grestin from Kolechia. Among the throngs of immigrants and visitors looking for work are hidden smugglers, spies, and terrorists. Using only the documents provided by travelers and the Ministry of Admission's primitive inspect, search, and fingerprint systems you must decide who can enter Arstotzka and who will be turned away or arrested. ______________________________________ Features Includes the complete original game with all 31 days and 20 endings. Also adds unlockable multitouch support for faster paperwork, an enhanced inspection mode, Game Center achievements, leaderboards, mid-day resume, and more. ______________________________________ Warning This game contains mature themes, non-photographic nudity, and brief moments of pixelated violence.

About

Bad Credit? No Problem!

Step into the role of a title loan agent with a 14-day probation period. Review applications, make critical decisions impacting clients' lives, and balance your boss's demands with ethical considerations. Survive probation to unlock an endless survival mode.

Highlights
  • Title loan agent simulation
  • Decision-making gameplay
  • Ethical dilemmas
  • Survival mode
  • Halloween event
  • Cloud saving
Features
Currently charting
Read full description

Welcome to Title 4 Cash. Your journey begins with a decision. Will you aid those in dire need, prove you can handle tough calls, or uncover the story behind each desperate plea? You are now a part-time title loan agent at Title 4 Cash. With only 14 days to secure a full-time position, your task is to review applications, make crucial decisions, and assist clients under the watchful eye of your demanding boss. Every choice you make could mean the difference between keeping a family in their home or pushing them further into hardship. Survive your probation, and you’ll unlock Endless Shift, a grueling survival mode where the number of applicants increases daily. How long can you endure in a world where ethics and survival collide? In a job where every decision matters, will you balance the demands of your boss with the needs of those who come to you for help? Or will the pressures of the title loan industry prove too much? Your actions will define your legacy at Title 4 Cash. Enjoy an ad-free experience as you navigate this challenging and immersive world. Halloween Event: Fright Night Files: A mysterious stranger leaves a cursed playing card on your desk. Now, you’re stuck in an eternal Halloween until every applicant is processed—or until you get fired! Cloud Saving: The game supports manual cloud saving. Just head to the options menu to upload or download your latest saves across your iOS devices.

Screenshots

Papers, Please4 screens
Bad Credit? No Problem!4 screens

Verdict

The call

The clearest difference is price: Bad Credit? No Problem! at Free against Papers, Please's $4.99. Bad Credit? No Problem! also leads on update cadence (daily vs weekly). Papers, Please's advantage is in-app purchases (none vs 4) and rating (4.7 vs 4.5). On review sentiment, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Bad Credit? No Problem! is free to download; Papers, Please costs $4.99 up front. Bad Credit? No Problem! sells 4 one-off in-app purchases. Papers, Please asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Papers, Please holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.2K and 1.2K respectively. Written reviews point the same way: 80% of Papers, Please's written reviews are positive against 75% of Bad Credit? No Problem!'s.

UpkeepUpdate frequency

Papers, Please ships an update weekly, Bad Credit? No Problem! daily. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

Scorecard6 real differences · 5 level
Papers, Please versus Bad Credit? No Problem!: the parameters behind the verdict, then further details
ParameterPapers, PleaseBad Credit? No Problem!
Price$4.99Free — better
Rating4.7 (1.2K ratings) — better4.5 (1.2K ratings)
Positive reviews79.6% of reviews — better74.6% of reviews
Number of ratings1.2K — better1.2K
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
Best chart rank#4 — better#119
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better12.0
Further details — not scored
Size62 MB259 MB
Age rating17+12+
Developer3909FOORBYTES, LLC

Customer experience

Papers, Please

All ratings1,202 ratings
Positive92.3%
Neutral3.7%
Negative4.1%
Written reviews997 reviews
Positive79.6%
Neutral7.5%
Negative12.8%

Bad Credit? No Problem!

All ratings1,116 ratings
Positive86.8%
Neutral5.7%
Negative7.4%
Written reviews398 reviews
Positive74.6%
Neutral11.6%
Negative13.8%

Bugs and requests

Papers, Please

Not enough reviews yet to summarise bugs or requests.

Bad Credit? No Problem!

Reported bugs

2 issues
  • Inconsistent income requirements
  • Issues with correctly identifying valid applications

Requested features

4 requests
  • More game modes and content updates
  • Ability to skip or continue from previous days
  • Improved tutorial or onboarding process
  • Customization options for the office and character

In-app purchases

None

Papers, Please

No in-app purchases

4 purchases

Bad Credit? No Problem!

One-time4
  • Buy Hints x10$0.99
  • Cash Doubler$1.99
  • Buy Hints x30$2.49
Show 1 more
  • Buy Hints x50$3.99

Questions

Is Papers, Please free?
Papers, Please costs $4.99, with no in-app purchases.
Is Bad Credit? No Problem! free?
Bad Credit? No Problem! is free to download, with in-app purchases available.
Which has better reviews, Papers, Please or Bad Credit? No Problem!?
Papers, Please is rated higher. Papers, Please averages 4.7 out of 5 from 1.2K ratings, while Bad Credit? No Problem! averages 4.5 from 1.2K ratings.
Do Papers, Please or Bad Credit? No Problem! have ads?
Neither Papers, Please nor Bad Credit? No Problem! shows ads.
Which is updated more often, Papers, Please or Bad Credit? No Problem!?
Papers, Please ships an update weekly, and Bad Credit? No Problem! daily. Most recently, Papers, Please was updated on October 22, 2026 and Bad Credit? No Problem! on October 20, 2026.
Which is more popular, Papers, Please or Bad Credit? No Problem!?
Papers, Please currently peaks at #4 in the App Store charts, and Bad Credit? No Problem! at #119. Chart position reflects recent download velocity rather than total install base.

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