Comparison

Papers, Please vs Bad Credit? No Problem!

Price, ratings, monetisation and update history for both games, side by side — with what reviewers say about each.

Head to head
About

Papers, Please

Step into the shoes of a border inspector in a dystopian communist state. Examine documents, interrogate travelers, and decide who is allowed to enter. Your choices impact your family's survival and the fate of the nation.

Highlights
  • Dystopian border inspector simulation
  • Document examination and verification
  • Interrogation and decision-making
  • Multiple endings based on choices
  • Unlockable multitouch support
  • Game Center achievements and leaderboards
Features
Read full description

A dystopian document thriller. The award-winning, critically-acclaimed border inspector game. ______________________________________ "Congratulations." "The October labor lottery is complete. Your name was pulled." "For immediate placement, report to the Ministry of Admission at Grestin Border Checkpoint." "An apartment will be provided for you and your family in East Grestin. Expect a Class-8 dwelling." "Glory to Arstotzka." ______________________________________ Awards ◉ Best Game of 2013 - The New Yorker ◉ Best Game of 2013 - Wired Magazine ◉ Top Indie Game 2013 - Forbes Magazine ◉ Best Strategy & Simulation Game 2014 - BAFTA ◉ Grand Prize Winner 2014 - Independent Games Festival ◉ Excellence in Design Winner - IGF 2014 ◉ Excellence in Narrative Winner - IGF 2014 ◉ GameCity Prize Winner 2014 - GameCity ◉ Cultural Innovation Award 2013 - SXSW ◉ Best PC Game 2014 - LARA Game Awards ◉ Innovation Award - GDCA 2014 ◉ Most Innovative 2014 - Games For Change ◉ Best Gameplay 2014 - Games For Change ◉ Best Game of 2013 - Ars Technica ◉ Best Game of 2013 - PC World ◉ Best PC Game of 2013 - Destructoid ◉ Best Story of 2013 - Destructoid ... and more ______________________________________ Story The communist state of Arstotzka has just ended a 6-year war with neighboring Kolechia and reclaimed its rightful half of the border town, Grestin. Your job as immigration inspector is to control the flow of people entering the Arstotzkan side of Grestin from Kolechia. Among the throngs of immigrants and visitors looking for work are hidden smugglers, spies, and terrorists. Using only the documents provided by travelers and the Ministry of Admission's primitive inspect, search, and fingerprint systems you must decide who can enter Arstotzka and who will be turned away or arrested. ______________________________________ Features Includes the complete original game with all 31 days and 20 endings. Also adds unlockable multitouch support for faster paperwork, an enhanced inspection mode, Game Center achievements, leaderboards, mid-day resume, and more. ______________________________________ Warning This game contains mature themes, non-photographic nudity, and brief moments of pixelated violence.

About

Bad Credit? No Problem!

As a new agent at a title-loan shop, your job is to meticulously review customer paperwork and identify fraudulent documents. Survive your probation, navigate office politics, and make critical decisions that affect the shop's future, all while enjoying retro office PC mini-games.

Highlights
  • Review and approve/decline customer paperwork
  • Survive a 14-day probation period
  • Experience multiple endings in Career mode
  • Play retro mini-games on an office PC
  • Decorate your office and agent
  • Special Halloween-themed shift
Features
Currently charting
Read full description

Every customer swears their paperwork is fine. Your job: catch the fakes. You're the new agent at a sketchy title-loan shop in 2016. Spot what's expired, forged or padded, then approve or decline. Between customers, slack off on a retro office PC. A cozy, dryly funny pixel-art desk job. SURVIVE YOUR FIRST 14 DAYS Your first 14 days are Probation. Pass it and you're hired. New rules arrive every day or two, so yesterday's easy yes can be today's no. PICK A SIDE Once you're hired, Career runs from October to the Year-End Review on December 23. A big chain wants to buy the shop. There are three endings to find, and how your year ends is up to you. HOLIDAYS AT THE OFFICE Career runs right through the season: a jack-o'-lantern on Halloween, a Thanksgiving potluck, a flood of Black Friday spam and a festive December. TAKE THE ENVELOPE? In Career, some customers slide cash across the desk. Take it and you can't decline them. Leave it, decline them properly, and earn a small honesty bonus. SLACK OFF ON THE OFFICE PC Between customers, read your coworkers' e-mail drama, play little retro games like Snake, shop for clothes and office decor, and snoop through files you probably shouldn't open. CHECK THE PARKING LOT Buy security cameras and check the car outside against the title: a caught mismatch pays double. WORK A HALLOWEEN NIGHT SHIFT Fright Night Files is a five-night Halloween shift with its own spooky customers. It's open all year, though October is its season. KEEP THE LITTLE THINGS The Scrapbook collects keepsakes, stickers and photos from your shifts. Look back over past calls in your Case Files, decorate your office, and dress your agent with what you earn. PLAYING SINCE 1.x? Your progress, purchases and Scrapbook come with you. A run in progress starts fresh, and Career replaces Endless Shift. Spot a translation that reads wrong? Tap Contact & Feedback in Options and tell us on Discord.

Screenshots

Papers, Please4 screens
Bad Credit? No Problem!4 screens

Verdict

The call

The clearest difference is price: Bad Credit? No Problem! at Free against Papers, Please's $4.99. Bad Credit? No Problem! also leads on update cadence (every 3 days vs weekly). Papers, Please's advantage is in-app purchases (none vs 6) and rating (4.7 vs 4.5). On review sentiment, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Bad Credit? No Problem! is free to download; Papers, Please costs $4.99 up front. Bad Credit? No Problem! sells 6 one-off in-app purchases. Papers, Please asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Papers, Please holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.2K and 1.2K respectively. Written reviews point the same way: 80% of Papers, Please's written reviews are positive against 75% of Bad Credit? No Problem!'s.

UpkeepUpdate frequency

Papers, Please ships an update weekly, Bad Credit? No Problem! every 3 days. Both last shipped on November 11, 2026.

Scorecard7 real differences · 4 level
Papers, Please versus Bad Credit? No Problem!: the parameters behind the verdict, then further details
ParameterPapers, PleaseBad Credit? No Problem!
Price$4.99Free — better
Rating4.7 (1.2K ratings) — better4.5 (1.2K ratings)
Positive reviews79.6% of reviews — better74.9% of reviews
Number of ratings1.2K1.2K — better
Update frequencyWeeklyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree — better
Best chart rank#9 — better#106
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size62 MB330 MB
Age rating17+12+
Developer3909FOORBYTES, LLC

Customer experience

Papers, Please

All ratings1,202 ratings
Positive92.3%
Neutral3.7%
Negative4.1%
Written reviews997 reviews
Positive79.6%
Neutral7.5%
Negative12.8%

Bad Credit? No Problem!

All ratings1,240 ratings
Positive87.3%
Neutral5.2%
Negative7.4%
Written reviews406 reviews
Positive74.9%
Neutral11.3%
Negative13.8%

Bugs and requests

Papers, Please

Not enough reviews yet to summarise bugs or requests.

Bad Credit? No Problem!

Reported bugs

2 issues
  • Inconsistent income requirements
  • Issues with correctly identifying valid applications

Requested features

4 requests
  • More game modes and content updates
  • Ability to skip or continue from previous days
  • Improved tutorial or onboarding process
  • Customization options for the office and character

In-app purchases

None

Papers, Please

No in-app purchases

6 purchases

Bad Credit? No Problem!

One-time6
  • Buy Hints x10$0.99
  • Cash Doubler$1.99
  • Buy Hints x30$2.49
Show 3 more
  • Buy Hints x75$3.99
  • Starter Bundle$3.99
  • Supporter Pack$4.99

Questions

Is Papers, Please free?
Papers, Please costs $4.99, with no in-app purchases.
Is Bad Credit? No Problem! free?
Bad Credit? No Problem! is free to download, with in-app purchases available.
Which has better reviews, Papers, Please or Bad Credit? No Problem!?
Papers, Please is rated higher. Papers, Please averages 4.7 out of 5 from 1.2K ratings, while Bad Credit? No Problem! averages 4.5 from 1.2K ratings.
Do Papers, Please or Bad Credit? No Problem! have ads?
Neither Papers, Please nor Bad Credit? No Problem! shows ads.
Which is updated more often, Papers, Please or Bad Credit? No Problem!?
Papers, Please ships an update weekly, and Bad Credit? No Problem! every 3 days. Most recently, Papers, Please was updated on November 11, 2026 and Bad Credit? No Problem! on November 11, 2026.
Which is more popular, Papers, Please or Bad Credit? No Problem!?
Papers, Please currently peaks at #9 in the App Store charts, and Bad Credit? No Problem! at #106. Chart position reflects recent download velocity rather than total install base.

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