Comparison

Buddy vs Cashews

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions

About

Cashews

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

Highlights
  • Connect to bank accounts
  • Analyze income and expenses
  • Predictive cash flow algorithm
  • Spendable money calculation
  • Financial goal setting
  • 'Can I afford it?' widget
  • Automated account syncing
Features
Read full description

What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. Check your recurring charges, cashflow trends, and credit utilization in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy

Screenshots

Buddy4 screens
Cashews4 screens

Verdict

The call

The clearest difference is monetization model: Buddy at free with in-app purchases against Cashews's subscription. Buddy also leads on ratings volume (9.5K vs 69) and rating (4.7 vs 4.4). Cashews's advantage is update cadence (every 3 days vs every 9 days) and iOS requirement (15.0 vs 18.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Cashews sells 9 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Buddy holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Buddy has 9.5K ratings behind it against 69, so its average is the more settled of the two. Written reviews complicate that: 49% of Buddy's written reviews are positive against 50% of Cashews's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Buddy ships an update every 9 days, Cashews every 3 days. The most recent releases landed on September 24, 2026 and September 10, 2026 respectively.

Scorecard6 real differences · 5 level
Buddy versus Cashews: the parameters behind the verdict, then further details
ParameterBuddyCashews
PriceFreeFree
Rating4.7 (9.5K ratings) — better4.4 (69 ratings)
Positive reviews48.9% of reviews50.0% of reviews — better
Number of ratings9.5K — better69
Update frequencyEvery 9 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
Best chart rank#62 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size152 MB76 MB
Age rating4+4+
DeveloperBuddy Budgeting ABCashews Finance LLC

Customer experience

Buddy

All ratings9,455 ratings
Positive92.8%
Neutral3.0%
Negative4.2%
Written reviews857 reviews
Positive48.9%
Neutral12.0%
Negative39.1%

Cashews

All ratings69 ratings
Positive87.0%
Neutral5.8%
Negative7.2%
Written reviews10 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

Cashews

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
9 purchases

Cashews

Subscriptions9
  • Cashews Finance Monthly14 Days trial$3.991 Month
  • Monthly3 Days trial$5.991 Month
  • Monthly7 Days trial$8.991 Month
Show 6 more
  • Quarterly$13.493 Months
  • Quarterly14 Days trial$19.993 Months
  • Cashews Finance Annual14 Days trial$39.991 Year
  • Yearly3 Days trial$59.991 Year
  • Yearly14 Days trial$59.991 Year
  • Yearly1 Year trial4 variants$69.991 Year

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is Cashews free?
Cashews is free to download, with in-app purchases available.
Which has better reviews, Buddy or Cashews?
Buddy is rated higher. Buddy averages 4.7 out of 5 from 9.5K ratings, while Cashews averages 4.4 from 69 ratings.
Do Buddy or Cashews have ads?
Neither Buddy nor Cashews shows ads.
Which is updated more often, Buddy or Cashews?
Buddy ships an update every 9 days, and Cashews every 3 days. Most recently, Buddy was updated on September 24, 2026 and Cashews on September 10, 2026.

Other comparisons