Buddy vs Cost Split Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Buddy
This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.
- Create personal budgets
- Shared budgeting for couples/groups
- Connect bank accounts for transaction import
- Detailed spending and income overview
- Expense splitting and settlement tracking
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Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions
Cost Split Payments
Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.
- Create and manage groups
- Log expenses with details
- Automatic expense calculations
- Track and settle debts
- Customizable expense categories
- Offline expense tracking
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Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!
Screenshots
Verdict
Buddy and Cost Split Payments both sit at 4.7 stars, but that hides the real split: 75% of Cost Split Payments's written reviews are positive against 49% of Buddy's. Cost Split Payments also leads on iOS requirement (16.0 vs 18.0). Buddy's advantage is ratings volume (9.5K vs 11) and chart position (#72 vs unranked). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.7 for Buddy against 4.7 for Cost Split Payments. That said, the two scores are not equally well evidenced: Buddy has 9.5K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 49% of Buddy's written reviews are positive against 75% of Cost Split Payments's.
Buddy ships an update every 9 days, Cost Split Payments fortnightly. The most recent releases landed on September 24, 2026 and September 11, 2026 respectively.
| Parameter | Buddy | Cost Split Payments |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (9.5K ratings) | 4.7 (11 ratings) |
| Positive reviews | 48.9% of reviews | 75.0% of reviews — better |
| Number of ratings | 9.5K — better | 11 |
| Update frequency | Every 9 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #72 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 18.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 152 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Buddy Budgeting AB | Nadiia Martyniuk |
Customer experience
Buddy
Cost Split Payments
Bugs and requests
Buddy
Reported bugs
5 issues- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones
Requested features
8 requests- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support
Show 3 moreShow fewer
- Ability to reorder categories
- Weekly budget view
- Ability to split transactions
Cost Split Payments
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Buddy
- Buddy Premium7 Days trial$4.991 Month
- Buddy Premium$4.991 Month
- Premium$9.991 Month
Show 7 moreShow fewer
- Buddy Premium$9.991 Month
- Buddy Premium7 Days trial$16.991 Year
- Buddy Premium7 Days trial$24.991 Year
- Buddy Premium7 Days trial$34.991 Year
- Buddy Premium1 Year trial$34.991 Year
- Buddy Premium7 Days trial$39.991 Year
- Buddy Premium7 Days trial2 variants$49.991 Year
- Unlimited$49.99
Cost Split Payments
- Weekly Plan3 Days trial$4.997 Days
- 6 Month3 Days trial$8.996 Months
- Yearly Plan$17.991 Year
Show 1 moreShow fewer
- 1 Month$31.991 Month
Questions
Is Buddy free?
Is Cost Split Payments free?
Which has better reviews, Buddy or Cost Split Payments?
Do Buddy or Cost Split Payments have ads?
Which is updated more often, Buddy or Cost Split Payments?
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