Comparison

Buddy vs Cost Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions

About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

Screenshots

Buddy4 screens
Cost Split Payments4 screens

Verdict

The call

Buddy and Cost Split Payments both sit at 4.7 stars, but that hides the real split: 75% of Cost Split Payments's written reviews are positive against 49% of Buddy's. Cost Split Payments also leads on iOS requirement (16.0 vs 18.0). Buddy's advantage is ratings volume (9.5K vs 11) and chart position (#72 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Buddy against 4.7 for Cost Split Payments. That said, the two scores are not equally well evidenced: Buddy has 9.5K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 49% of Buddy's written reviews are positive against 75% of Cost Split Payments's.

UpkeepUpdate frequency

Buddy ships an update every 9 days, Cost Split Payments fortnightly. The most recent releases landed on September 24, 2026 and September 11, 2026 respectively.

Scorecard4 real differences · 7 level
Buddy versus Cost Split Payments: the parameters behind the verdict, then further details
ParameterBuddyCost Split Payments
PriceFreeFree
Rating4.7 (9.5K ratings)4.7 (11 ratings)
Positive reviews48.9% of reviews75.0% of reviews — better
Number of ratings9.5K — better11
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#72 — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS18.016.0 — better
Further details — not scored
Size152 MB35 MB
Age rating4+4+
DeveloperBuddy Budgeting ABNadiia Martyniuk

Customer experience

Buddy

All ratings9,455 ratings
Positive92.8%
Neutral3.0%
Negative4.2%
Written reviews857 reviews
Positive48.9%
Neutral12.0%
Negative39.1%

Cost Split Payments

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

Cost Split Payments

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Which has better reviews, Buddy or Cost Split Payments?
Buddy and Cost Split Payments are both rated 4.7 out of 5 on the App Store, from 9.5K and 11 ratings respectively.
Do Buddy or Cost Split Payments have ads?
Neither Buddy nor Cost Split Payments shows ads.
Which is updated more often, Buddy or Cost Split Payments?
Buddy ships an update every 9 days, and Cost Split Payments fortnightly. Most recently, Buddy was updated on September 24, 2026 and Cost Split Payments on September 11, 2026.

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