Comparison

EveryDollar vs Cost Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EveryDollar

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Highlights
  • Create custom budgets
  • Track expenses and transactions
  • Manage bills and income
  • Set financial goals
  • Automated bank connections
  • Money saving tips
Read full description

EveryDollar is the personal budget app for any money goal: save money, pay off debt & more. Create quick budgets easily with your personal budget planner. Tracking expenses & transactions is simple: plan budget management & see how your progress impacts your finances. It doesn’t stop there: plan spending & savings, upcoming expenses, set savings goals & manage personal finances. An easy budget gives you permission to spend when you give every dollar a job. Gain financial peace, take control of your finances & stay focused on all your money goals with EveryDollar. Save money & tell it where to go instead of wondering where it went. PERSONAL FINANCE MANAGER & SIMPLE BUDGET TRACKER • Track money & create fast budgets easily • Replace your money journal, spreadsheets, money envelope, cash stuffing & other finance trackers with easy digital budget management • Adjust money tracking with simple budget planning from anywhere • Track spending & money savings accurately • Good for any budgeter or personal finance manager • Personal budget, home budget, family budget, budgeting for students ACCOUNT & MONEY MANAGER • Personal budget tracker, accounting app & more: your personal financial management app to manage spending to save money, pay bills & become a debt payoff pro • Manage money using your checking account & savings account • Track debt reduction & money savings for retirement with the money spending tracker • Easy budgets for both a beginner & skilled personal finance manager or financial planner FINANCIAL ADVISOR & VIRTUAL MONEY COACH • Learn money tips & how to save money • Learn financial management & become a money wiz with expert advice • How to track transactions, savings tips, how to create a budget you’ll actually use & more! • Budgeters learn to save money MONEY SAVING & SPENDING TRACKER • Managing money tracking with our personal finance tracker & money management app is easy • Understand your money savings & spending • Money & budget planning helps empower you to save money & spend money • Manage subscriptions & track expenses • Track spending to avoid going over budget with automated bank connections BILL APP, INCOME & EXPENSE TRACKER • Your all-in-one easy budget maker, bill tracker & income app • Bill organizer helps manage bills & upcoming expenses easily • Compare income & bills to adjust spending & savings goals • Monitor bill tracker & expense manager scenarios • Allowance tracker, travel expense tracker, vacation budget tracker & more MONEY GOAL TRACKER The simple budget tool for every saving goal: create budgets for any budgeting or money savings goal: • Personal budget • Home budget • Family budget • Couples budget • Vacation budget • Wedding budget • Travel budget Free budget app features: • Create a monthly budget • View your free budget planner on any device • Customize a free spending tracker for monthly expenses • Unlimited easy budgeting categories & line items • Save money for big purchases & money goals • Share your household budget & expense tracking • Split transactions & plan budget line items • Set due dates to manage bills & plan budget tracking Upgraded digital budgeting features: • Automatically stream transactions into a quick budget • Connect to financial accounts • Get a custom expense report of spending & income • Export transaction data to Excel & create your own expense report • Get personalized recommendations for tracking expenses • Set a monthly bill reminder to manage bills • View your current/projected net worth • Track spending, when you get paid & due dates with paycheck planning • Meet debt reduction & savings goals timelines with financial roadmap • Become debt free faster with easy expense tracking • Join live Q&A sessions with professional financial coaches Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Terms of Use: https://www.ramseysolutions.com/company/policies/terms-of-use

About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

Screenshots

EveryDollar4 screens
Cost Split Payments4 screens

Verdict

The call

The clearest difference is update cadence: EveryDollar at every 2 days against Cost Split Payments's fortnightly. EveryDollar also leads on ratings volume (84K vs 11) and chart position (#13 vs unranked). Cost Split Payments's advantage is review sentiment (75% vs 56%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EveryDollar sells 9 in-app purchases, starting at $7.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for EveryDollar against 4.7 for Cost Split Payments. That said, the two scores are not equally well evidenced: EveryDollar has 84K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 56% of EveryDollar's written reviews are positive against 75% of Cost Split Payments's.

UpkeepUpdate frequency

EveryDollar ships an update every 2 days, Cost Split Payments fortnightly. The most recent releases landed on September 24, 2026 and September 11, 2026 respectively.

Scorecard4 real differences · 7 level
EveryDollar versus Cost Split Payments: the parameters behind the verdict, then further details
ParameterEveryDollarCost Split Payments
PriceFreeFree
Rating4.7 (84K ratings)4.7 (11 ratings)
Positive reviews55.6% of reviews75.0% of reviews — better
Number of ratings84K — better11
Update frequencyEvery 2 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#13 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size177 MB35 MB
Age rating4+4+
DeveloperThe Lampo Group IncorporatedNadiia Martyniuk

Customer experience

EveryDollar

All ratings84,106 ratings
Positive94.1%
Neutral2.3%
Negative3.5%
Written reviews859 reviews
Positive55.6%
Neutral12.1%
Negative32.2%

Cost Split Payments

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

EveryDollar

Reported bugs

5 issues
  • Transactions disappearing or duplicating
  • Incorrect budget calculations
  • Frequent login requirements
  • Slow app loading times
  • Incompatibility with certain bank accounts

Requested features

5 requests
  • Ability to share budget with partner
  • Automatic categorization of transactions
  • Recurring expense calendar
  • Sinking funds functionality improvements
  • Dark mode option

Cost Split Payments

Not enough reviews yet to summarise bugs or requests.

In-app purchases

9 purchases

EveryDollar

Subscriptions9
  • EveryDollar Plus14 Days trial$7.991 Month
  • EveryDollar Plus1 Month trial$12.991 Month
  • EveryDollar Plus7 Days trial$12.991 Month
Show 6 more
  • EveryDollar Premium (Monthly)14 Days trial$12.991 Month
  • EveryDollar Plus14 Days trial$12.991 Month
  • EveryDollar Premium (Monthly)14 Days trial$17.991 Month
  • Ramsey+ (Three Month)14 Days trial$59.993 Months
  • EveryDollar Premium (Annual)14 Days trial2 variants$79.991 Year
  • Ramsey+ (Annual)14 Days trial$129.991 Year
4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month

Questions

Is EveryDollar free?
EveryDollar is free to download, with in-app purchases available.
Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Which has better reviews, EveryDollar or Cost Split Payments?
EveryDollar and Cost Split Payments are both rated 4.7 out of 5 on the App Store, from 84K and 11 ratings respectively.
Do EveryDollar or Cost Split Payments have ads?
Neither EveryDollar nor Cost Split Payments shows ads.
Which is updated more often, EveryDollar or Cost Split Payments?
EveryDollar ships an update every 2 days, and Cost Split Payments fortnightly. Most recently, EveryDollar was updated on September 24, 2026 and Cost Split Payments on September 11, 2026.

Other comparisons