CZ declareren vs Facing Fear

About this app Claim your invoice in a few simple steps, check your policy information, your deductible and much more! CZ app Received an invoice from your healthcare provider? Claim your invoice in a few simple steps. Simply send us a photo or pdf of your invoice. We take care of the rest. Need more info about your health insurance or healthcare consumption? Find the answer in the app! With your smartphone, wherever and whenever you want. • One-time registration with DigiD • Unlock the app with PIN code, fingerprint or FaceID. Quick and easy • Claim invoices easily: take a picture, send it and that’s it. We take care of the rest • Insight in all your invoices of the past two years; regardless of whether they’ve been claimed by you personally or by a healthcare provider! • Check your policy information • Insight in the current state of your deductible • Find out in the app how you are insured for the most commonly sought out reimbursements. For example physiotherapy or alternative treatments. Give your feedback We build the app for you. So we’d like to hear what you think about it. Questions, feedback, suggestions? Rate us and help us make the app even better. Want to know more? You can find more information about the app on https://www.cz.nl/service-en-contact/cz-app Anything about claiming invoices you’ll find on https://www.cz.nl/service-en-contact/zorgkosten-declareren

Facing Fear – structure fears clearly, act boldly Facing Fear helps you make inner hurdles tangible — with a clear method of Definition, Prevention, Repair, scenarios, and concrete next steps. This way you make better decisions, reduce rumination, and get into action. Why Facing Fear? - Clarity instead of catastrophizing: organize thoughts, assess risks, and see in black and white what truly matters. - Action instead of procrastination: set concrete steps — with due dates and reminders. - Reflect & learn: compare expectation vs. reality and close topics consciously. How it works - Define: What is it really about? Describe your fear/decision. - Prevent & Repair: What can you do to prevent problems — and what if something does go wrong? - Scenarios: Worst case, most likely course, and best case. - Costs of inaction: What happens if you change nothing (6/12/36 months)? - Next steps: Max. three concrete actions incl. date. - Assessment: Severity, likelihood, controllability — as a risk score (0–100). - Review: Set a review date. - Close out: Reflect at the end (“What actually happened?” and “What will I tell myself next time?”) and archive the entry. Highlights - Clear card view with risk chip and mini scale - Search, filter & sorting (Newest, Due date, Risk) - Due dates & reminders for your steps - Markdown-capable text input (including lists) - Quick duplication and share/export (Markdown for backups) - App lock (Face ID / Touch ID) for more privacy - Statistics dashboard: number of fears created, Ø score, trends over time, top topics, and much more - Close-out flow: expectation vs. outcome, learnings, archive Pro – unlock once, use everything With Facing Fear Pro you get: - Unlimited active entries - Markdown export for backups & sharing - Full statistics dashboard - App Lock (Face ID/Touch ID) - Close-out & reflection incl. archive view - Pay once, use forever. (No subscription.) Privacy - No account required. - Your data stays on your device. - Face ID/Touch ID optional. Note Facing Fear is not a substitute for therapy and does not provide medical or legal advice. It is a self-management tool that supports clear thinking and action.