真融宝 vs 随借
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
真融宝
A comprehensive fintech platform offering convenient and efficient financial services for everyday investors. Start investing with as little as 100 yuan, earn interest from the next day, and withdraw funds in as fast as one minute. Backed by reputable investors and a strong track record.
- Invest from 100 yuan
- Interest accrues next day
- Fast withdrawals
- Diverse investment terms
- Bank custody for funds
- Third-party guarantee mechanism
- High security certifications
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真融宝是一家综合性的金融科技平台,为大众投资者提供便捷、高效的金融服务,100元起投,次日计息,提现最快一分钟到账。真融宝先后获知名投资机构红杉资本、经纬创投亿元以上投资。累计交易总额超过2000亿元,累计服务用户250多万! 为什么选择真融宝? 1、实力雄厚: 已获得知名投资机构红杉资本近亿元的投资,红杉资本还投资过阿里巴巴、360、京东、新浪网。 2、金融服务多样化: 1)投15天年化利率4.3% 2)投30天年化利率5.2% 3)投90天年化利率6.2% 4)投180天年化利率7.2% 5)投360天年化利率8% 还可以选择更多投标期限~~ 3、风险控制: 1)银行存管,用户资金和平台资金有效隔离 2)获得公安部门认证的三级安全等级认证 3)出借的标的分散,防止系统性金融风险 4)第三方担保机制,历史兑付率100% 4、外界认可: 1)国家高新技术企业认证 2)2017年度最佳金融科技平台 3)2017中国金融科技50强 4)互联网金融科技协会理事会员单位 5)真融宝客服团队荣获中国客服节“明星班组”称号 联系方式: 客服电话:1010-1008(365天全年无休) 官方网站:www.zhenrongbao.com 官方微博:weibo.com/zhenrongbao 微信服务号:真融宝 粉丝交流QQ群:314903823
随借
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内容提要 随借app由红星美凯龙控股旗下红星小贷倾力研发,专注服务家居行业的中小微企业,为其打造实惠、高效、灵活的全线上信用贷款解决方案。 产品特色 1)低:年化利率低至7.8% 2)快:资料齐全,最快1小时放款 3)简:资料简,全线上操作 关于红星小贷 上海黄浦红星小额贷款有限公司(以下简称“红星小贷”)成立于2016年8月15日,经上海市金融办批准可在全国开展小额贷款业务。公司注册资本3亿元, 控股股东红星美凯龙控股集团有限公司亦是家居行业A+H上市龙头企业红星美凯龙家居集团股份有限公司(以下简称“红星美凯龙”) 控股股东。基于对家居行业的解读,红星小贷提供的家居供应链金融产品覆盖家具建材品牌工厂、上游供应商以及下游经销商,针对中小微企业轻资产的特点,红星小贷的贷款产品以信用贷款为主,贷款期限2个月至一年,且信用贷款综合年利率低至7.8%。 客服电话: 021-60256898(工作日9:00 - 17:30)
Screenshots
Verdict
The clearest difference is iOS requirement: 真融宝 at 8.0 against 随借's 10.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
真融宝 ships an update every 2 weeks, 随借 every 4 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | 真融宝 | 随借 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (38 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 38 — better | — |
| Update frequency | Every 2 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 8.0 — better | 10.0 |
| Further details — not scored | ||
| Size | 61 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | 北京快快网络技术有限公司 | 上海黄浦红星小额贷款有限公司 |
In-app purchases
真融宝
No in-app purchases
随借
No in-app purchases









