PennCrest Mobile vs AmeriServ Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PennCrest Mobile
Manage your bank accounts securely from your mobile device. Check balances, view transaction history, transfer funds, pay bills, and deposit checks remotely. Find ATM and branch locations easily.
- Balance inquiries
- Transaction history
- Funds transfer
- Bill pay
- Mobile deposit
- Person to person payments
- ATM/Branch locations
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PennCrest Mobile Banking gives you secure access to your PennCrest BANK® account information and services, right from your mobile device. PennCrest Mobile Banking is a *free service offered to all Click&Go Internet Banking® customers, taking the power of Click&Go® and delivering it right to your mobile device! PennCrest Mobile Banking features: • Balance Inquiries • Transaction History • Funds Transfer • Bill Pay • Mobile Deposit • Person to Person Payments • ATM/Branch Locations *PennCrest Mobile Banking is offered as a free service of PennCrest BANK®. There may be additional data costs related to the use of Mobile Banking. You should review your current agreement or contact your mobile service provider for any charges that may apply for data usage on your phone
AmeriServ Banking
Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs with ease.
- Check account balances
- Transfer funds between accounts
- Schedule bill payments
- Deposit checks remotely
- Send and receive person-to-person payments
- Find nearby branches and ATMs
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Start banking wherever you are with AmeriServ Banking for mobile banking! Available to all AmeriServ Financial Bank consumer online banking customers, AmeriServ Banking allows you to check balances, make transfers, pay bills, make deposits, and person to person payments. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay -Schedule one time payments Check Deposit - Deposit checks while on the go. Person to Person Payments - Send money immediately to another Person - Claim money received while on the go Locations - Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address.
Screenshots
Verdict
The clearest difference is rating: PennCrest Mobile at 4.7 against AmeriServ Banking's 3.0. PennCrest Mobile also leads on review sentiment (33% vs 9%) and update cadence (every 4 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PennCrest Mobile holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 329 and 70 respectively. Written reviews point the same way: 33% of PennCrest Mobile's written reviews are positive against 9% of AmeriServ Banking's.
PennCrest Mobile ships an update every 4 months, AmeriServ Banking every 9 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | PennCrest Mobile | AmeriServ Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (329 ratings) — better | 3.0 (70 ratings) |
| Positive reviews | 33.3% of reviews — better | 9.1% of reviews |
| Number of ratings | 329 — better | 70 |
| Update frequency | Every 4 months — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 109 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | PennCrest Bank | AmeriServ Financial Bank |
Customer experience
PennCrest Mobile
AmeriServ Banking
In-app purchases
PennCrest Mobile
No in-app purchases
AmeriServ Banking
No in-app purchases
Questions
Is PennCrest Mobile free?
Is AmeriServ Banking free?
Which has better reviews, PennCrest Mobile or AmeriServ Banking?
Do PennCrest Mobile or AmeriServ Banking have ads?
Which is updated more often, PennCrest Mobile or AmeriServ Banking?
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