Comparison

PennCrest Mobile vs AmeriServ Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennCrest Mobile

Manage your bank accounts securely from your mobile device. Check balances, view transaction history, transfer funds, pay bills, and deposit checks remotely. Find ATM and branch locations easily.

Highlights
  • Balance inquiries
  • Transaction history
  • Funds transfer
  • Bill pay
  • Mobile deposit
  • Person to person payments
  • ATM/Branch locations
Features
Read full description

PennCrest Mobile Banking gives you secure access to your PennCrest BANK® account information and services, right from your mobile device. PennCrest Mobile Banking is a *free service offered to all Click&Go Internet Banking® customers, taking the power of Click&Go® and delivering it right to your mobile device! PennCrest Mobile Banking features: • Balance Inquiries • Transaction History • Funds Transfer • Bill Pay • Mobile Deposit • Person to Person Payments • ATM/Branch Locations *PennCrest Mobile Banking is offered as a free service of PennCrest BANK®. There may be additional data costs related to the use of Mobile Banking. You should review your current agreement or contact your mobile service provider for any charges that may apply for data usage on your phone

About

AmeriServ Banking

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs with ease.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Schedule bill payments
  • Deposit checks remotely
  • Send and receive person-to-person payments
  • Find nearby branches and ATMs
Features
Read full description

Start banking wherever you are with AmeriServ Banking for mobile banking! Available to all AmeriServ Financial Bank consumer online banking customers, AmeriServ Banking allows you to check balances, make transfers, pay bills, make deposits, and person to person payments. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay -Schedule one time payments Check Deposit - Deposit checks while on the go. Person to Person Payments - Send money immediately to another Person - Claim money received while on the go Locations - Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address.

Screenshots

PennCrest Mobile4 screens
AmeriServ Banking4 screens

Verdict

The call

The clearest difference is rating: PennCrest Mobile at 4.7 against AmeriServ Banking's 3.0. PennCrest Mobile also leads on review sentiment (33% vs 9%) and update cadence (every 4 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PennCrest Mobile holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 329 and 70 respectively. Written reviews point the same way: 33% of PennCrest Mobile's written reviews are positive against 9% of AmeriServ Banking's.

UpkeepUpdate frequency

PennCrest Mobile ships an update every 4 months, AmeriServ Banking every 9 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
PennCrest Mobile versus AmeriServ Banking: the parameters behind the verdict, then further details
ParameterPennCrest MobileAmeriServ Banking
PriceFreeFree
Rating4.7 (329 ratings) — better3.0 (70 ratings)
Positive reviews33.3% of reviews — better9.1% of reviews
Number of ratings329 — better70
Update frequencyEvery 4 months — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size109 MB148 MB
Age rating4+4+
DeveloperPennCrest BankAmeriServ Financial Bank

Customer experience

PennCrest Mobile

All ratings318 ratings
Positive93.4%
Neutral1.9%
Negative4.7%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

AmeriServ Banking

All ratings69 ratings
Positive49.3%
Neutral4.3%
Negative46.4%
Written reviews22 reviews
Positive9.1%
Neutral9.1%
Negative81.8%

In-app purchases

None

PennCrest Mobile

No in-app purchases

None

AmeriServ Banking

No in-app purchases

Questions

Is PennCrest Mobile free?
PennCrest Mobile is free to download, with no in-app purchases.
Is AmeriServ Banking free?
AmeriServ Banking is free to download, with no in-app purchases.
Which has better reviews, PennCrest Mobile or AmeriServ Banking?
PennCrest Mobile is rated higher. PennCrest Mobile averages 4.7 out of 5 from 329 ratings, while AmeriServ Banking averages 3.0 from 70 ratings.
Do PennCrest Mobile or AmeriServ Banking have ads?
Neither PennCrest Mobile nor AmeriServ Banking shows ads.
Which is updated more often, PennCrest Mobile or AmeriServ Banking?
PennCrest Mobile ships an update every 4 months, and AmeriServ Banking every 9 months. Most recently, PennCrest Mobile was updated on November 6, 2026 and AmeriServ Banking on November 2, 2026.

Other comparisons