Comparison

Expense Tracker vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Easily track expenses, create budgets, and plan financial goals. This app helps you save money, monitor spending, and achieve financial freedom with customizable budgets and detailed reports.

Highlights
  • Expense tracking
  • Customizable budgets
  • Income & expense reports
  • Financial goal setting
  • Multi-currency support
  • Secure data storage
Features
Read full description

Take control of your finances with the #1 Expense Tracker app! Easily track expenses, create budgets, and plan your financial goals—all in one place. Whether you're managing personal finances or organizing your household budget, this app helps you save money, track spending, and achieve financial freedom. Key Features: Expense Tracking Made Easy: Log daily expenses and monitor where your money goes with a simple and intuitive interface. Customizable Budgets: Create monthly budgets for groceries, bills, travel, and more. Stay on track with smart notifications. Income & Expense Reports: Get detailed insights into your spending habits with clear charts and analytics. Secure & Private: Your financial data is stored securely, ensuring privacy at every step. Multi-Currency Support: Perfect for travelers or users dealing with multiple currencies. Set Financial Goals: Plan for savings and track progress toward your financial goals effortlessly. Why Choose Expense Tracker? Simple Yet Powerful: Designed for everyone—from budgeting beginners to financial pros. Stay Organized: Categorize expenses for better tracking. Save Money: Identify unnecessary spending and save smarter. Highly Rated: Trusted by thousands of users worldwide to manage personal and family finances. Who Is This App For? Students managing daily expenses Families tracking household budgets Professionals monitoring income and expenses Anyone looking to take control of their finances and save money Expense Tracker: Budget Planner App offers an auto-renewing subscription-based on in-app purchase. Subscription name: 1 month Subscription Subscription cost: $2.99 (USD) Subscription duration: 1 Month Subscription name: 1 year Subscription Subscription cost: $24.99 (USD) Subscription duration: 1 Year Subscription name: Lifetime Subscription Subscription cost: $29.99 (USD) Subscription duration: Lifetime Terms of Use: You can read your terms of use click on below link http://www.igeniusdev.com/terms Auto-renewing subscription: You subscription will be renewed every year i.e. you will be charged every year after Free Trial period. – Payment will be charged to iTunes Account at confirmation of purchase – Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period – Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal – Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase – You can read our privacy policy - http://www.igeniusdev.com/privacy – Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable Would you like more features? Let us know, we are ready to improvise it for you.

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Expense Tracker4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is review sentiment: SpendWave Expense tracker App at 67% against Expense Tracker's 0%. SpendWave Expense tracker App also leads on rating (4.8 vs 3.0) and ads (none vs shown). Expense Tracker's advantage is iOS requirement (15.6 vs 17.6). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $1.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SpendWave Expense tracker App holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: SpendWave Expense tracker App has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Expense Tracker's written reviews are positive against 67% of SpendWave Expense tracker App's.

UpkeepUpdate frequency

Expense Tracker ships an update every 7 months, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 7, 2026 and September 23, 2026 respectively.

Scorecard6 real differences · 4 level
Expense Tracker versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterExpense TrackerSpendWave Expense tracker App
PriceFreeFree
Rating3.0 (1 ratings)4.8 (9 ratings) — better
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings19 — better
Update frequencyEvery 7 monthsFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS15.6 — better17.6
Further details — not scored
Size41 MB19 MB
Age rating4+4+
DeveloperiGeniusDev TechnologyRobin Guido Schmidt

Customer experience

Expense Tracker

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews5 reviews
Positive0.0%
Neutral40.0%
Negative60.0%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

3 purchases

Expense Tracker

Subscriptions2
  • 1 Month Subscription$1.991 Month
  • 1 Year subscription7 Days trial$24.991 Year
One-time1
  • Buy Lifetime access$29.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or SpendWave Expense tracker App?
SpendWave Expense tracker App is rated higher. Expense Tracker averages 3.0 out of 5 from 1 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.
Do Expense Tracker or SpendWave Expense tracker App have ads?
Expense Tracker shows ads; SpendWave Expense tracker App does not.
Which is updated more often, Expense Tracker or SpendWave Expense tracker App?
Expense Tracker ships an update every 7 months, and SpendWave Expense tracker App fortnightly. Most recently, Expense Tracker was updated on September 7, 2026 and SpendWave Expense tracker App on September 23, 2026.

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