Vontobel Wealth vs JBOne App

With the Vontobel Wealth App, our solution for mobile banking, you have access to your wealth anytime and anywhere. You can view and analyze your portfolio, enter payments & trade orders, read research and market information, or receive your account statements digitally. In addition, you can communicate directly with your relationship manager in the app - all via a secure and encrypted connection that meets the highest security standards. The main functions and contents of the Vontobel Wealth App include*: • Portfolio and account overview, including asset analysis by asset classes and currencies, performance overview and transaction details • Entering of payments and trade orders • Receiving and processing individual investment proposals • Secure communication channel with your customer advisor • Digital mailbox for receiving account documents • Digital signing of contracts • Research information on markets and individual financial instruments • News articles on interesting topics related to finance • Current price information on various markets and investments Requirements To be able to use e-banking, you need to have a client relationship with Vontobel. To access Vontobel Wealth app contact your relationship manager or our hotline: from Switzerland: 0800 700 780; from abroad: 00800 7000 7800; from abroad (subject to charges): +41 58 283 66 00 Security Secure data encryption technology is used during data transfer in order to protect against unauthorized access by third parties. When choosing your personal password, please make sure it complies with the minimum requirements for password security and with Section "User's duty of care" in the Framework Agreement on the Use of Electronic Services of Vontobel. Legal Disclaimer The Vontobel Wealth App must not be accessed by any person who is in particular due to its nationality, domicile or (temporary or permanent) residence subject to a jurisdiction in which the publication of the content of the Vontobel Wealth App or the access to it is prohibited for any reason. Persons to whom these restrictions apply are expressly prohibited from accessing the Vontobel Wealth App. We wish to point out that by downloading, installing and/or utilizing this app and, in connection therewith, through points of reference to third parties (e.g. Apple Inc., Google Inc., network operators, device manufacturer) it may be possible to deduce a client relationship with Vontobel. Please consider the Term of Use and the Privacy Policy of Vontobel do also apply for this app. *Depending on the clients domicile or product some functionalities may vary. Where necessary certain functionalities may not be offered.

Introducing Julius Baer JB One: THE JB ONE APP IS EXCLUSIVELY AVAILABLE TO EXISTING CLIENTS AND MIGHT BE SUBJECT TO COUNTRY SPECIFIC RESTRICTIONS Experience the art of refined and secure digital solutions, crafted with a global outlook. Our innovative app, combines personalized support and comprehensive financial oversight, designed exclusively for our clients who value transparency, connection, and consistency. With JB One, Julius Baer extends its philosophy of long-term thinking, personal relationships, and global perspective into a discreet and seamless digital experience. Enjoy reliable access to our digital capabilities with our user-friendly app available in six languages. Highlights include: – Clear, and intuitive interface – Access tailored to your preferences and habits – Developed with privacy and discretion at its core – Available in English, German, French, Italian, Spanish and Portuguese – Part of Julius Baer’s vision to simplify and unify your digital journey System Requirements: iPhone and iPad with iOS 17 or later Please note that by downloading, installing and/or using this application you allow and give your consent to Julius Baer and/or third parties (e.g. app store and network operators or the manufacturer of your device), wherever they are located, to access and process your data and/or to conclude that a current, past or potential bank client relationship with Julius Baer may exist and/or to draw conclusions as to your existing or potential investments. Bank client confidentiality and/or data protection can no longer be guaranteed in the event of such possible disclosure of data and/or the bank client relationship. IN THIS REGARD, BY DOWNLOADING, INSTALLING AND/OR USING THIS APPLICATION, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS NOTICE AND RELEASE JULIUS BAER FROM ITS DUTY TO MAINTAIN BANK CLIENT CONFIDENTIALITY AND/OR DATA PROTECTION AND EXPRESSLY FULLY APPROVE THE RESPECTIVE COLLECTION, TRANSFER AND PROCESSING OF DATA IN COMPLIANCE WITH THE APPLICABLE LAWS. Asia By downloading and using this App, you expressly acknowledge that you are permitted by the laws of your domicile to use the App and access any of the services provided therein and you do so at your own will and not at the request of Julius Baer, and you agree to be bound by the terms and conditions relating to the App. Chile The Bank has its headquarters in Switzerland and its operations are subject to the laws, regulations and courts of Switzerland. The Bank is not subject to Chilean authorities and its operations are not covered by the guaranty of the Republic of Chile.