Comparison

BCBSMT vs Blue Element MT Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCBSMT

Access your Blue Cross and Blue Shield of Montana member information and resources. Manage your coverage, claims, and ID card. Find in-network providers, estimate costs, and access virtual care.

Highlights
  • Access coverage and claims
  • Find in-network doctors and facilities
  • Estimate procedure costs
  • View medical and pharmacy benefits
  • Access virtual doctor visits
  • Store ID card in Apple Wallet
Features
Read full description

The Blue Cross and Blue Shield of Montana (BCBSMT) app provides access to the Blue Cross and Blue Shield of Montana member information and resources. BCBSMT app also provides shopping information such as getting a quote and tracking an application. Members can: • Login, register or change password • Easily access coverage, claims, and ID • Check deductible and out of pockets amounts • Find an in network doctor, hospital or facility • Find a nearby urgent care facility • Estimate the costs of procedures, tests and treatments • View patient reviews and average wait time • Search for doctors that speak Spanish • View medical benefits and copay levels • View pharmacy benefits and copay levels • Send ID to Apple Wallet for offline access • View their Explanation of Benefits • Log in via Touch ID • Share ID Card • Members with applicable pharmacy coverage can search for drug information and cost estimates, view and compare nearby pharmacies, and view reminders related to their prescriptions • Members with applicable coverage can access MDLive for virtual visits with a doctor (MDLive uses allergies and medications from your HealthKit when requesting a virtual visit)

About

Blue Element MT Mobile

Access your health insurance information on the go. View deductibles, out-of-pocket maximums, ID cards, and claim status. Find doctors and contact customer service easily.

Highlights
  • View deductibles and out-of-pocket maximums
  • Display ID card to providers
  • Check claims status
  • Access benefits information
  • Find a doctor
  • Contact customer service
Features
Read full description

With Blue Element Mobile MT, you can use your mobile phone or tablet to access the information you need the most while you’re on the go! • See your deductible and out-of-pocket maximum • Show your ID card to providers • View claims status • Access other important benefits information • Find a doctor • Contact Customer Service This app is intended for use by certain Blue Cross and Blue Shield of Montana members. Blue Cross and Blue Shield of Montana, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association Blue Cross and Blue Shield of Montana has contracted with Luminare Health, Inc., an independent company, third-party administrator and host of the Blue Element portal, to provide benefit administration services for Blue Cross and Blue Shield of Montana.

Screenshots

BCBSMT4 screens
Blue Element MT Mobile3 screens

Verdict

The call

The clearest difference is update cadence: BCBSMT at fortnightly against Blue Element MT Mobile's every 6 months. BCBSMT also leads on ratings volume (570 vs 1) and review sentiment (21% vs 0%). Blue Element MT Mobile's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Blue Element MT Mobile holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: BCBSMT has 570 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 21% of BCBSMT's written reviews are positive against 0% of Blue Element MT Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BCBSMT ships an update fortnightly, Blue Element MT Mobile every 6 months. The most recent releases landed on September 25, 2026 and September 16, 2026 respectively.

Scorecard4 real differences · 6 level
BCBSMT versus Blue Element MT Mobile: the parameters behind the verdict, then further details
ParameterBCBSMTBlue Element MT Mobile
PriceFreeFree
Rating4.6 (570 ratings)5.0 (1 ratings) — better
Positive reviews21.1% of reviews — better0.0% of reviews
Number of ratings570 — better1
Update frequencyFortnightly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size63 MB16 MB
Age rating17+4+
DeveloperHealth Care Service CorporationLuminare Health Benefits, Inc

Customer experience

BCBSMT

All ratings570 ratings
Positive90.0%
Neutral2.6%
Negative7.4%
Written reviews19 reviews
Positive21.1%
Neutral5.3%
Negative73.7%

Blue Element MT Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BCBSMT

No in-app purchases

None

Blue Element MT Mobile

No in-app purchases

Questions

Is BCBSMT free?
BCBSMT is free to download, with no in-app purchases.
Is Blue Element MT Mobile free?
Blue Element MT Mobile is free to download, with no in-app purchases.
Which has better reviews, BCBSMT or Blue Element MT Mobile?
Blue Element MT Mobile is rated higher. BCBSMT averages 4.6 out of 5 from 570 ratings, while Blue Element MT Mobile averages 5.0 from 1 ratings.
Do BCBSMT or Blue Element MT Mobile have ads?
Neither BCBSMT nor Blue Element MT Mobile shows ads.
Which is updated more often, BCBSMT or Blue Element MT Mobile?
BCBSMT ships an update fortnightly, and Blue Element MT Mobile every 6 months. Most recently, BCBSMT was updated on September 25, 2026 and Blue Element MT Mobile on September 16, 2026.

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