Comparison

First Bank Upper Michigan vs Integra First

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Bank Upper Michigan

Manage your finances on the go with this mobile banking app. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device. It's designed for existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills on the go
  • View latest account balance
Features
Read full description

Start banking wherever you are with First Bank Upper Michigan for Mobile Banking! Available to all First Bank Upper Michigan online banking customers, First Bank Upper Michigan Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills -Easily pay bills anytime on the fly. (BillPay/Payee requirements still apply on issuance of payment.) All features may not be available in the tablet application.

About

Integra First

Manage your finances with a personal financial advocate. Organize transactions, set alerts, make payments, and deposit checks. Securely access your accounts and find branches or ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

Integra First is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Integra First: * Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you * Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.  To use the Integra First app, you must be enrolled as a Integra First Federal Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

First Bank Upper Michigan4 screens
Integra First4 screens

Verdict

The call

The clearest difference is review sentiment: Integra First at 50% against First Bank Upper Michigan's 23%. Integra First also leads on rating (4.7 vs 4.4). First Bank Upper Michigan's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Integra First holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 170 and 464 respectively. Written reviews point the same way: 23% of First Bank Upper Michigan's written reviews are positive against 50% of Integra First's.

UpkeepUpdate frequency

First Bank Upper Michigan ships an update every 6 weeks, Integra First monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
First Bank Upper Michigan versus Integra First: the parameters behind the verdict, then further details
ParameterFirst Bank Upper MichiganIntegra First
PriceFreeFree
Rating4.4 (170 ratings)4.7 (464 ratings) — better
Positive reviews23.1% of reviews50.0% of reviews — better
Number of ratings170464 — better
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size148 MB197 MB
Age rating4+4+
DeveloperFirst Bank Upper MichiganIntegra First Federal Credit Union

Customer experience

First Bank Upper Michigan

All ratings152 ratings
Positive84.9%
Neutral2.0%
Negative13.2%
Written reviews13 reviews
Positive23.1%
Neutral7.7%
Negative69.2%

Integra First

All ratings462 ratings
Positive93.5%
Neutral2.8%
Negative3.7%
Written reviews8 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

In-app purchases

None

First Bank Upper Michigan

No in-app purchases

None

Integra First

No in-app purchases

Questions

Is First Bank Upper Michigan free?
First Bank Upper Michigan is free to download, with no in-app purchases.
Is Integra First free?
Integra First is free to download, with no in-app purchases.
Which has better reviews, First Bank Upper Michigan or Integra First?
Integra First is rated higher. First Bank Upper Michigan averages 4.4 out of 5 from 170 ratings, while Integra First averages 4.7 from 464 ratings.
Do First Bank Upper Michigan or Integra First have ads?
Neither First Bank Upper Michigan nor Integra First shows ads.
Which is updated more often, First Bank Upper Michigan or Integra First?
First Bank Upper Michigan ships an update every 6 weeks, and Integra First monthly. Most recently, First Bank Upper Michigan was updated on October 24, 2026 and Integra First on October 25, 2026.

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