ACB ONE vs YSwinner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB ONE
This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.
- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments
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ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.
YSwinner
This mobile application facilitates stock trading with a focus on convenience and ease of use. It allows users to easily set up tracking lists, place buy or sell orders, and manage their asset portfolios. The app also provides access to market news and financial statements.
- Easy order placement
- Track securities
- Manage asset lists
- View transaction history
- Access market news
- Support for iPhone X
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YSwinner - Mobility & Convenient YSwinner is a mobile stock trading application that brings convenience to customers with outstanding advantages: - Apps for iPhone, iPad & iPod Touch. - Simple and convenient operation. - Set up tracking list easily. - Place orders to buy or sell securities quickly. - Track the asset list. - Manage authorized accounts. - Fast response, transfer money. - Query history, money statement, stock statement. - Update the latest news on the stock market. - Support iPhone X.
Screenshots
Verdict
The clearest difference is rating: YSwinner at 4.0 against ACB ONE's 3.4. YSwinner also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). ACB ONE's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (160 vs 5). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YSwinner holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: ACB ONE has 160 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 16% of ACB ONE's written reviews are positive against 14% of YSwinner's, so the app with the better star average is not the one people write more warmly about.
ACB ONE ships an update fortnightly, YSwinner every 2 months. The most recent releases landed on September 22, 2026 and September 19, 2026 respectively.
| Parameter | ACB ONE | YSwinner |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (160 ratings) | 4.0 (5 ratings) — better |
| Positive reviews | 15.9% of reviews — better | 13.8% of reviews |
| Number of ratings | 160 — better | 5 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 256 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | ASIA COMMERCIAL JOINT STOCK BANK | YUANTA SECURITIES VIETNAM JOINT STOCK COMPANY |
Customer experience
ACB ONE
YSwinner
In-app purchases
ACB ONE
No in-app purchases
YSwinner
No in-app purchases
