ACB ONE vs Ví PayME
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB ONE
This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.
- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments
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ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.
Ví PayME
Facilitates peer-to-peer and business payments using social media for easy money transfers without needing bank account details. It simplifies splitting bills and allows instant transactions via shared links.
- Social payment transfers
- No bank account needed
- Split bills easily
- Instant transactions
- Payment requests
- Customizable payment pages
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NỀN TẢNG THANH TOÁN SOCIAL PAYMENT Sử dụng phương tiện giao tiếp qua mạng xã hội để người dùng hoặc các doanh nghiệp có thể chuyển tiền thanh toán với nhau. SỰ KHÁC BIỆT VỚI SOCIAL PAYMENT - Người dùng có thể chuyển tiền cho nhau mà không cần biết số tài khoản ngân hàng của nhau. - Là cách đơn giản và phổ biến nhất để chia tiền hoá đơn, tiền nhà, tiền ăn cùng bạn bè, đồng nghiệp. - Có thể nhận tiền hoặc thanh toán theo yêu cầu mà không cần phải đăng ký tài khoản. - Thực hiện giao dịch chuyển tiền hoặc yêu cầu thanh toán tức thì ngay cả khi đang chat. 3 BƯỚC ĐƠN GIẢN ĐỂ GỬI THANH TOÁN QUA SOCIAL PAYMENT - Tạo giao dịch: Nhập số tiền bạn muốn chuyển hoặc yêu cầu người khác thanh toán cho bạn. - Gửi liên kết: Gửi cho bạn bè liên kết vừa tạo qua SMS, Email hoặc qua ứng dụng Facebook, Messenger, Instagram, WhatsApp, Viber,... - Hoàn tất giao dịch: Người nhận truy cập liên kết để nhận tiền về tài khoản ngân hàng hoặc chọn phương thức để thanh toán theo yêu cầu. PAYME LINK - TRANG THANH TOÁN CỦA RIÊNG BẠN Tạo trang thanh toán với tên riêng hoặc tên doanh nghiệp của bạn cùng với biểu tượng của thương hiệu giúp cho khách hàng nhận biết bạn dễ dàng hơn. Dù bạn là người lao động tự do, là giáo viên, là người bán hàng online hay là chủ của một cửa hàng thì vẫn có thể nhận thanh toán của khách hàng mọi lúc mọi nơi. - Không cần website - Không cần tích hợp - Cài đặt chỉ 1 phút - Thông báo tự động - Nhận tiền tức thì 24/7
Screenshots
Verdict
The clearest difference is rating: Ví PayME at 5.0 against ACB ONE's 3.3. Ví PayME also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). ACB ONE's advantage is ratings volume (169 vs 3) and update cadence (fortnightly vs every 2 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ví PayME holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: ACB ONE has 169 ratings behind it against 3, so its average is the more settled of the two.
ACB ONE ships an update fortnightly, Ví PayME every 2 months. The most recent releases landed on October 14, 2026 and October 6, 2026 respectively.
| Parameter | ACB ONE | Ví PayME |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (169 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 15.7% of reviews | — |
| Number of ratings | 169 — better | 3 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 259 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | ASIA COMMERCIAL JOINT STOCK BANK | PAYME TECHNOLOGY CORPORATION |
Customer experience
ACB ONE
Ví PayME
In-app purchases
ACB ONE
No in-app purchases
Ví PayME
No in-app purchases
