Comparison

ACB ONE vs HDS Bond

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ACB ONE

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

Highlights
  • 100% online account setup
  • Free fund transfers and account management
  • Video call account upgrades with facial recognition
  • In-app OTP verification for secure transactions
  • Earn and redeem reward points
  • Online savings and insurance purchases
  • QR code transactions and bill payments
Features
Read full description

ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.

About

HDS Bond

Features
Read full description

HDS Bond là một ứng dụng trên các thiết bị di động với nhiều tính năng nâng cao: + Đặt lệnh mua/bán trái phiếu + Quản lý tài sản và danh mục đầu tư + Dễ dạng tra cứu lịch sử đặt lệnh và các giao dịch + Thao tác đơn giản và thuận tiện

Screenshots

ACB ONE4 screens
HDS Bond4 screens

Verdict

The call

The clearest difference is ads: HDS Bond at none against ACB ONE's shown. HDS Bond also leads on iOS requirement (11.0 vs 15.6). ACB ONE's advantage is update cadence (fortnightly vs every 4 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ACB ONE ships an update fortnightly, HDS Bond every 4 months. The most recent releases landed on October 14, 2026 and September 16, 2026 respectively.

Scorecard3 real differences · 7 level
ACB ONE versus HDS Bond: the parameters behind the verdict, then further details
ParameterACB ONEHDS Bond
PriceFreeFree
Rating3.3 (169 ratings) — better—
Positive reviews15.7% of reviews—
Number of ratings169 — better—
Update frequencyFortnightly — betterEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.611.0 — better
Further details — not scored
Size259 MB36 MB
Age rating4+4+
DeveloperASIA COMMERCIAL JOINT STOCK BANKHD SECURITIES CORPORATION

In-app purchases

None

ACB ONE

No in-app purchases

None

HDS Bond

No in-app purchases

Questions

Is ACB ONE free?
ACB ONE is free to download, with no in-app purchases.
Is HDS Bond free?
HDS Bond is free to download, with no in-app purchases.
Do ACB ONE or HDS Bond have ads?
ACB ONE shows ads; HDS Bond does not.
Which is updated more often, ACB ONE or HDS Bond?
ACB ONE ships an update fortnightly, and HDS Bond every 4 months. Most recently, ACB ONE was updated on October 14, 2026 and HDS Bond on September 16, 2026.

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