ACB ONE vs Eggu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB ONE
This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.
- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments
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ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.
Eggu
This app helps you take control of your finances by planning where your money goes before you spend it. It allows for easy transaction logging, flexible budget adjustments, and provides clear financial insights with emotional tracking for each purchase.
- Zero-based budgeting
- Plan spending before purchase
- AI-powered transaction logging
- Flexible budget adjustments
- Emotional tracking for expenses
- Financial reports and insights
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Without you, your money is unemployed! Eggu is a personal finance app built on the Zero-Based Budgeting method – giving every dollar a job, leaving none idle. Instead of passively tracking expenses after spending, Eggu empowers you to take full control of your money by planning where it goes before you spend it. With Eggu, you’ll go through a complete money management process: 1. Plan before you spend Assign all your available money into custom categories so every dollar has a purpose. 2. Record transactions with ease Log spending via: - Traditional form entry - Text input with AI auto-categorization - Voice input with AI recognition 3. Adjust budgets flexibly Easily move money between categories to cover overspending when plans change. 4. Set category goals Always know exactly how much you need to assign to meet your saving or spending goals. 5. Track your emotions for each transaction Every expense is linked to one of five cute “Eggu faces” – from happiest to saddest. Because money isn’t just numbers, it reflects your emotions, habits, and values. Eggu helps you see how satisfied you feel with each purchase, so you can make smarter, more intentional spending choices. 6. Get clear financial insights View detailed monthly and yearly reports to see where your money goes, instead of wondering “Where did it all disappear?” --- Why Eggu? - Beautiful design & smooth experience – UI/UX crafted to make budgeting enjoyable - Subscription reminders – Get notified before your plan expires, avoiding unwanted charges - Responsive support team – Always here to help you with any questions --- Privacy matters We value your privacy and protect your personal data. Read our Privacy Policy and Terms of Use: Privacy Policy: https://www.dangbanlamapp.com/privacy Terms of Use: https://www.dangbanlamapp.com/terms --- Contact us Email: dangbanlamapp@gmail.com Eggu – Give every dollar a job, live more intentionally every day. Download now and start your journey toward financial confidence!
Screenshots
Verdict
The clearest difference is review sentiment: Eggu at 100% against ACB ONE's 16%. Eggu also leads on rating (5.0 vs 3.4) and ads (none vs shown). ACB ONE's advantage is ratings volume (190 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Eggu holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: ACB ONE has 190 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 16% of ACB ONE's written reviews are positive against 100% of Eggu's.
ACB ONE ships an update fortnightly, Eggu every 2 weeks. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.
| Parameter | ACB ONE | Eggu |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (190 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 15.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 190 — better | 1 |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 261 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | ASIA COMMERCIAL JOINT STOCK BANK | DBLA COMPANY LIMITED |
Customer experience
ACB ONE
Eggu
In-app purchases
ACB ONE
No in-app purchases
Eggu
No in-app purchases









