Comparison

cetesdirecto vs Claro Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

cetesdirecto

Manage your investment account and operate it from your mobile device. Invest in government securities starting from just 100 pesos with no costs or commissions. Easily track your balance and instruct your investments securely.

Highlights
  • Manage investment account
  • Operate from mobile device
  • Invest in government securities
  • Start with 100 pesos
  • No costs or commissions
  • Check balance
  • Instruct investments
Features
Read full description

Descarga la aplicación de cetesdirecto, administra y realiza las operaciones de tu cuenta desde la comodidad y seguridad de tu dispositivo móvil. Con cetesdirecto podrás invertir en Títulos Gubernamentales desde sólo 100 pesos. SIN COSTO; NI COMISIONES Instruye tus inversiones Consulta tu saldo Si aún no tienes una cuenta de ahorro e inversión, ingresa a www.cetesdirecto.com , crea tu usuario y contraseña, captura tus datos personales y ¡Listo! Así de fácil, rápido y seguro podrás comenzar a ahorrar, invirtiendo. Para mayor información estamos a tus órdenes en nuestro CAT al 01 800 238-3734 de Lunes a Viernes de 9 a 18 horas y Sábados de 9 a 14 horas.

About

Claro Pay

Manage your money effortlessly with this app. Pay bills, recharge phone credit, send and receive money instantly, and make payments at various merchants. It offers a digital account with no minimum balance or account management fees.

Highlights
  • Pay bills for utilities and services
  • Recharge phone credit and pay plans
  • Send and receive money commission-free
  • Deposit cash at thousands of locations
  • Pay with your phone at merchants
  • Withdraw cash using your phone
  • Get exclusive discounts and cashback
Features
Read full description

Claro Pay la nueva app de Telcel que te facilita pagar, retirar, enviar y recibir dinero desde la palma de tu mano. Con la app de Claro Pay puedes: – Recargar Tiempo Aire y pagar tu plan celular (Telcel, Movistar y AT&T) – Pagar las facturas de tus servicios de luz, agua, gas, internet, telefonía, movilidad, productos de catálogo y hasta pagos gubernamentales – Agregar cualquier tarjeta bancaria para recargar Tiempo Aire o pagar tu plan y para pagar las facturas de tus servicios ¡Al alcance de todos! Activa tu cuenta Claro Pay Inbursa desde la app y en minutos. No requieres tener saldo mínimo y no hay comisiones por manejo de cuenta. Con tu cuenta Claro Pay Inbursa puedes: – Depositar efectivo en miles de lugares – Recibir y enviar dinero sin comisión las 24 horas, a cualquier persona (número celular, tarjeta o cuenta CLABE Interbancaria) – Pagar con tu celular en miles de comercios – Retirar dinero con tu celular en cajeros bancarios y miles de lugares – Retirar dinero con tu tarjeta Claro Pay Inbursa sin comisión en todos los cajeros de la Multired y miles de cajeros más – Adquirir tu tarjeta de débito Claro Pay Inbursa por $60 Beneficios y promociones: – La app de Claro Pay no consume los datos de tu línea Telcel – Obtener datos Telcel de regalo al recibir o agregar dinero en tu cuenta Claro Pay Inbursa – Recibir hasta 1.5 Gigas de regalo en la primera recarga, paquete y plan Telcel o Amigo Paguitos – Recibir hasta 1 Giga de regalo en tus siguientes recargas, paquetes y planes Telcel o Amigo Paguitos – Las recargas de Tiempo Aire, paquetes y planes Telcel no tienen comisión – Realizar los pagos de tu Amigo Paguitos – Cupones de descuento, promociones exclusivas y dinero de vuelta de tus lugares favoritos – Pagar tu boleto de estacionamiento – Comprar boletos de Estrella Blanca y Futura – Recargar tu Tag PASE sin comisión – Escuchar radio y música 100% gratis – Cuidar de tus familiares y mascotas con seguros médicos Consulta Términos y Condiciones en: https://bit.ly/TyC_CP1 Consulta Términos y Condiciones de las promociones: https://clpy.me/tc-promociones

Screenshots

cetesdirecto4 screens
Claro Pay4 screens

Verdict

The call

The clearest difference is rating: Claro Pay at 4.8 against cetesdirecto's 2.7. Claro Pay also leads on ratings volume (3.7K vs 75) and update cadence (every 3 weeks vs every 2 months). cetesdirecto's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Claro Pay holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Claro Pay has 3.7K ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 36% of cetesdirecto's written reviews are positive against 40% of Claro Pay's.

UpkeepUpdate frequency

cetesdirecto ships an update every 2 months, Claro Pay every 3 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
cetesdirecto versus Claro Pay: the parameters behind the verdict, then further details
ParametercetesdirectoClaro Pay
PriceFreeFree
Rating2.7 (75 ratings)4.8 (3.7K ratings) — better
Positive reviews36.3% of reviews40.3% of reviews — better
Number of ratings753.7K — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size111 MB383 MB
Age rating4+4+
DevelopercetesdirectoAmérica Móvil

Customer experience

cetesdirecto

All ratings75 ratings
Positive41.3%
Neutral5.3%
Negative53.3%
Written reviews80 reviews
Positive36.3%
Neutral7.5%
Negative56.3%

Claro Pay

All ratings3,576 ratings
Positive94.1%
Neutral2.0%
Negative4.0%
Written reviews144 reviews
Positive40.3%
Neutral15.3%
Negative44.4%

Bugs and requests

cetesdirecto

Not enough reviews yet to summarise bugs or requests.

Claro Pay

Reported bugs

3 issues
  • Login and registration problems
  • Inability to make payments or recharges
  • Inconsistent app behavior and unexpected errors

Requested features

4 requests
  • Improved user interface design
  • More payment options and integrations
  • Faster and more reliable transaction processing
  • Enhanced security features

In-app purchases

None

cetesdirecto

No in-app purchases

None

Claro Pay

No in-app purchases

Questions

Is cetesdirecto free?
cetesdirecto is free to download, with no in-app purchases.
Is Claro Pay free?
Claro Pay is free to download, with no in-app purchases.
Which has better reviews, cetesdirecto or Claro Pay?
Claro Pay is rated higher. cetesdirecto averages 2.7 out of 5 from 75 ratings, while Claro Pay averages 4.8 from 3.7K ratings.
Do cetesdirecto or Claro Pay have ads?
Claro Pay shows ads; cetesdirecto does not.
Which is updated more often, cetesdirecto or Claro Pay?
cetesdirecto ships an update every 2 months, and Claro Pay every 3 weeks. Most recently, cetesdirecto was updated on October 24, 2026 and Claro Pay on October 29, 2026.

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