Comparison

Najm | نجم vs KHWAREZM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Najm | نجم

Report traffic accidents, track investigator arrival, and monitor accident status. This app facilitates the reporting process and speeds up investigator response with precise location tracking and automatic assignment.

Highlights
  • Report accidents
  • Photograph accident scene
  • Track accident status
  • Monitor investigator location
  • Check insurance policy status
  • Find branch locations
Features
Read full description

تقدم شركة نجم لخدمات التأمين التطبيق الإلكتروني للهواتف الذكية  "نجم" والذى يمكن قائدي المركبات/عملاء شركات التأمين من الإستفادة من الخدمات التالية: -  التبليغ عن الحوادث -  تصوير موقع الحادث -  متابعة حالة الحادث -  معرفة الوقت المتوقع لوصول المحقق مع إمكانية معرفة و متابعة موقع المحقق بالخريطة -  تتبع مسار تقرير الحادث -  الإستعلام عن حالة وثائق التأمين -  تحديد مواقع فروع نجم بالخريطة ومعلومات الإتصال -  إرشادات ومعلومات تهمك وما يميز هذا التطبيق أنه يساعد بشكل مباشر في تسهيل عملية الإبلاغ عن الحادث المروري وسرعة وصول محقق نجم لموقع الحادث في زمن قياسى وذلك بتحديد موقع الحادث بشكل دقيق وتسجيل رقم الحادث بشكل آلي ومن ثم تعيين المحقق الأقرب آلياً. ومن الممكن أيضاً متابعة حالة الحادث بشكل مباشر إبتداءً من تبليغ الحادث وحتى وصول تقرير الحادث لشركة التأمين المعنية.  ملاحظات : - يدعم  التطبيق حالياً اللغتين العربية و الإنجليزية - التطبيق يخدم الحوادث الواقعة في نطاق تغطية شركة نجم داخل المملكة العربية السعودية - لا يمكن استخدام التطبيق في المناطق الغير مغطاة من قبل شركة نجم   في حال وجود أي إستفسار الرجاء الإتصال بمركز خدمة العملاء 199033 Najm for insurance services provides a smartphone application “Najm” which enable drivers/insurance Co. clients to take advantage of the following services: -  Reporting an accident -  Taking photos for the accident scene. -  Following-up with accident status. -  Knowing the expected investigator arrival time with the possibility to track him on the map. -  Checking the accident report status. -  Checking the status of the vehicle policy -  Locating  Najm’s branches on the map along with contact information. -  Guidelines and Important Information This application helps to facilitate the process of traffic accident reporting. It also speeds up the arrival of Najm’s investigator to the accident scene by getting the accurate location of the accident. In addition, it is automatically registering the accident number and assigning the nearest Najm’s investigator. Also, you can follow-up with the accident status starting from reporting the accident till sending the accident report automatically to the respective insurance company. Notes: -   This application currently supports Arabic and English languages. -   The application serves the accidents occurring within coverage of Najm in Saudi Arabia. -   You cannot use this application in areas not covered by Najm. In case of any inquiries, kindly contact customer service on 199033.

About

KHWAREZM

This app provides seamless access to your desired locations anytime, anywhere. It leverages advanced technology to eliminate the need for traditional keys.

Highlights
  • Remote location access
  • Keyless entry
  • Anytime access
  • Anywhere access
  • Advanced technology integration
Features
Read full description

Khwarezm Smart Lock gives the easiest way to access to your desired place at anytime from anywhere. أحدث التقنيات تجعل من مستخدمي أقفال خوارزم الذكية الاستغناء عن المفاتيح بشكل كامل

Screenshots

Najm | نجم3 screens
KHWAREZM3 screens

Verdict

The call

The clearest difference is rating: KHWAREZM at 3.7 against Najm | نجم's 2.9. KHWAREZM also leads on review sentiment (40% vs 19%) and iOS requirement (9.0 vs 15.6). Najm | نجم's advantage is update cadence (every 2 weeks vs every 22 months) and ratings volume (388 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

KHWAREZM holds the better App Store score, 3.7 against 2.9. That said, the two scores are not equally well evidenced: Najm | نجم has 388 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 19% of Najm | نجم's written reviews are positive against 40% of KHWAREZM's.

UpkeepUpdate frequency

Najm | نجم ships an update every 2 weeks, KHWAREZM every 22 months. The most recent releases landed on September 7, 2026 and June 8, 2026 respectively.

Scorecard5 real differences · 5 level
Najm | نجم versus KHWAREZM: the parameters behind the verdict, then further details
ParameterNajm | نجمKHWAREZM
PriceFreeFree
Rating2.9 (388 ratings)3.7 (3 ratings) — better
Positive reviews19.3% of reviews40.0% of reviews — better
Number of ratings388 — better3
Update frequencyEvery 2 weeks — betterEvery 22 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.69.0 — better
Further details — not scored
Size110 MB102 MB
Age rating4+4+
DeveloperNajm for Insurance ServicesDalia Salha

Customer experience

Najm | نجم

All ratings388 ratings
Positive44.3%
Neutral7.0%
Negative48.7%
Written reviews140 reviews
Positive19.3%
Neutral6.4%
Negative74.3%

KHWAREZM

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews5 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

Bugs and requests

Najm | نجم

Reported bugs

14 issues
  • App crashes when entering mobile number
  • Login credentials not accepted despite correct information
  • Verification codes not being sent
  • Post-accident reports not displaying
  • Error messages when attempting to file claims
Show 9 more
  • Incompatibility with iPhone X and newer iOS versions
  • Text disappearing after updates
  • Page loading indefinitely
  • Unable to add vehicles to profile
  • Photo upload failures
  • Buttons unresponsive or non-functional
  • Account creation process hangs
  • Location detection failures
  • Accident report rejection after submission deadline

Requested features

11 requests
  • Dark mode support
  • Persistent login session
  • Save vehicle information for quick access
  • Direct in-app processing without external links
  • Real-time inspector tracking accuracy
Show 6 more
  • Integration with insurance companies
  • Better English language support
  • Offline accident reporting capability
  • Improved accident assessment methodology
  • Video upload functionality
  • Automated insurance company communication

KHWAREZM

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Najm | نجم

No in-app purchases

None

KHWAREZM

No in-app purchases

Questions

Is Najm | نجم free?
Najm | نجم is free to download, with no in-app purchases.
Is KHWAREZM free?
KHWAREZM is free to download, with no in-app purchases.
Which has better reviews, Najm | نجم or KHWAREZM?
KHWAREZM is rated higher. Najm | نجم averages 2.9 out of 5 from 388 ratings, while KHWAREZM averages 3.7 from 3 ratings.
Do Najm | نجم or KHWAREZM have ads?
Neither Najm | نجم nor KHWAREZM shows ads.
Which is updated more often, Najm | نجم or KHWAREZM?
Najm | نجم ships an update every 2 weeks, and KHWAREZM every 22 months. Most recently, Najm | نجم was updated on September 7, 2026 and KHWAREZM on June 8, 2026.

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