Payment for Stripe vs Cloud Commerce
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payment for Stripe
Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.
- Card reader support
- Tap to Pay on iPhone
- Product and subscription sales
- Customer management
- Branded receipts
- Team access
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Since 2015, Payment for Stripe has processed more than all other Stripe-based mobile payment apps combined. Trusted by 230K+ businesses in 170+ countries. $950M+ processed. Stripe Verified Partner. Accept Stripe payments in seconds — with Tap to Pay on iPhone, Stripe Terminal card readers or manual entry. No monthly fees, no subscriptions required. Just connect your new or existing Stripe account and start charging. ▶ TAP TO PAY ON iPHONE Accept contactless payments directly on your iPhone — no extra hardware needed. Perfect for businesses on the go. ▶ CARD READERS Works with every Stripe Terminal card reader: Stripe M2, BBPOS WisePOS E, BBPOS WisePad 3, and the Stripe Reader S700/S710. Connect via Bluetooth and start accepting chip, tap, and swipe payments. ▶ PRODUCTS & SUBSCRIPTIONS Sell one-time products or set up recurring subscriptions for your customers. Existing Stripe products sync automatically. Add tips, sales tax, and service fees at checkout. ▶ CUSTOMERS & RECEIPTS Save customer information, charge returning customers in seconds, and automatically send branded receipts with your colors and logo. ▶ BUILT FOR YOUR BUSINESS Ideal for salons, nonprofits, food vendors, health services, and any business that takes regular in-person payments. Quick Start setup adapts to your business type. Works with most ecommerce storefronts including Squarespace, Shopify, BigCommerce, BigCartel, Weebly, and WooCommerce. ▶ ENTERPRISE & TEAMS Add team members with charge-only access. Keep your Stripe credentials private while your staff, volunteers, or employees process payments. ▶ SIMPLE PRICING Only a very small 1.2% app fee per charge. No monthly fees, minimums, or limits. Use the app as much or as little as you need. ▶ PRIVATE & SECURE Payment does not store or share any of your financial or account data. For more information, visit https://payment.co
Cloud Commerce
This app enables businesses to accept payments anywhere by leveraging cloud-based technology. It offers solutions for in-store and digital transactions, modernizing payment acceptance for merchants of all sizes.
- Cloud-based payment processing
- Tap on Phone functionality
- Pay by Link integration
- Click to Pay support
- Queue busting solutions
- Mobile checkout capabilities
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Mastercard Cloud Commerce moves payment capabilities to the cloud to empower the next evolution of acceptance, bridging in-store and digital experiences. Cloud Commerce is Mastercard’s cloud native software-based acceptance solution that combines Tap on Phone, Pay by Link, Click to Pay and more. It modernizes physical and digital acceptance, offering channel partners pre-certified software, easy integration, scale, and speed to market – in turn helping them grow their business. Cloud Commerce is empowering merchants of all sizes with new use cases to better serve their customers. These use cases include: - Queue Busting: Allowing consumers to check out in line when shopping, at pick up, or at their doors, reducing wait times and increasing sales. - Mobile Checkout: Helping consumers get to their next transit destination, at busy in-person events, when fundraising, and more. - Cash-Only Merchants: SMEs/micro-merchants and mobile venues can use Tap on Phone to address their need for flexible, low-cost, mobile, and scalable card acceptance solutions. By providing a low-maintenance, cost-effective, software-based solution, both channel partners and merchants can expand their customer base, offer new services, and increase revenue opportunities
Screenshots
Verdict
The clearest difference is update cadence: Payment for Stripe at every 2 days against Cloud Commerce's every 6 weeks. Payment for Stripe also leads on ratings volume (8.9K vs 3). Cloud Commerce's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cloud Commerce holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Payment for Stripe has 8.9K ratings behind it against 3, so its average is the more settled of the two.
Payment for Stripe ships an update every 2 days, Cloud Commerce every 6 weeks. The most recent releases landed on September 22, 2026 and September 19, 2026 respectively.
| Parameter | Payment for Stripe | Cloud Commerce |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.9K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 66.5% of reviews | — |
| Number of ratings | 8.9K — better | 3 |
| Update frequency | Every 2 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 71 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | PocketVendor Inc | Mastercard International Incorporated |
Customer experience
Payment for Stripe
Cloud Commerce
Bugs and requests
Payment for Stripe
Reported bugs
4 issues- Bluetooth reader connection issues
- Inconsistent transaction processing
- Inability to edit customer/product details
- Unexpected account suspensions/terminations
Requested features
4 requests- Email/text receipts for customers
- Inventory management and product listings
- Support for additional payment methods (e.g. Interac)
- Improved Bluetooth reader connectivity
Cloud Commerce
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Payment for Stripe
No in-app purchases
Cloud Commerce
No in-app purchases
Questions
Is Payment for Stripe free?
Is Cloud Commerce free?
Which has better reviews, Payment for Stripe or Cloud Commerce?
Do Payment for Stripe or Cloud Commerce have ads?
Which is updated more often, Payment for Stripe or Cloud Commerce?
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