Comparison

Payment for Stripe vs Cloud Commerce

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment for Stripe

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Highlights
  • Card reader support
  • Tap to Pay on iPhone
  • Product and subscription sales
  • Customer management
  • Branded receipts
  • Team access
Features
Read full description

Since 2015, Payment for Stripe has processed more than all other Stripe-based mobile payment apps combined. Trusted by 230K+ businesses in 170+ countries. $950M+ processed. Stripe Verified Partner. Accept Stripe payments in seconds — with Tap to Pay on iPhone, Stripe Terminal card readers or manual entry. No monthly fees, no subscriptions required. Just connect your new or existing Stripe account and start charging. ▶ TAP TO PAY ON iPHONE Accept contactless payments directly on your iPhone — no extra hardware needed. Perfect for businesses on the go. ▶ CARD READERS Works with every Stripe Terminal card reader: Stripe M2, BBPOS WisePOS E, BBPOS WisePad 3, and the Stripe Reader S700/S710. Connect via Bluetooth and start accepting chip, tap, and swipe payments. ▶ PRODUCTS & SUBSCRIPTIONS Sell one-time products or set up recurring subscriptions for your customers. Existing Stripe products sync automatically. Add tips, sales tax, and service fees at checkout. ▶ CUSTOMERS & RECEIPTS Save customer information, charge returning customers in seconds, and automatically send branded receipts with your colors and logo. ▶ BUILT FOR YOUR BUSINESS Ideal for salons, nonprofits, food vendors, health services, and any business that takes regular in-person payments. Quick Start setup adapts to your business type. Works with most ecommerce storefronts including Squarespace, Shopify, BigCommerce, BigCartel, Weebly, and WooCommerce. ▶ ENTERPRISE & TEAMS Add team members with charge-only access. Keep your Stripe credentials private while your staff, volunteers, or employees process payments. ▶ SIMPLE PRICING Only a very small 1.2% app fee per charge. No monthly fees, minimums, or limits. Use the app as much or as little as you need. ▶ PRIVATE & SECURE Payment does not store or share any of your financial or account data. For more information, visit https://payment.co

About

Cloud Commerce

This app enables businesses to accept payments anywhere by leveraging cloud-based technology. It offers solutions for in-store and digital transactions, modernizing payment acceptance for merchants of all sizes.

Highlights
  • Cloud-based payment processing
  • Tap on Phone functionality
  • Pay by Link integration
  • Click to Pay support
  • Queue busting solutions
  • Mobile checkout capabilities
Features
Read full description

Mastercard Cloud Commerce moves payment capabilities to the cloud to empower the next evolution of acceptance, bridging in-store and digital experiences. Cloud Commerce is Mastercard’s cloud native software-based acceptance solution that combines Tap on Phone, Pay by Link, Click to Pay and more. It modernizes physical and digital acceptance, offering channel partners pre-certified software, easy integration, scale, and speed to market – in turn helping them grow their business. Cloud Commerce is empowering merchants of all sizes with new use cases to better serve their customers. These use cases include: - Queue Busting: Allowing consumers to check out in line when shopping, at pick up, or at their doors, reducing wait times and increasing sales. - Mobile Checkout: Helping consumers get to their next transit destination, at busy in-person events, when fundraising, and more. - Cash-Only Merchants: SMEs/micro-merchants and mobile venues can use Tap on Phone to address their need for flexible, low-cost, mobile, and scalable card acceptance solutions. By providing a low-maintenance, cost-effective, software-based solution, both channel partners and merchants can expand their customer base, offer new services, and increase revenue opportunities

Screenshots

Payment for Stripe4 screens
Cloud Commerce4 screens

Verdict

The call

The clearest difference is update cadence: Payment for Stripe at every 2 days against Cloud Commerce's every 6 weeks. Payment for Stripe also leads on ratings volume (8.9K vs 3). Cloud Commerce's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cloud Commerce holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Payment for Stripe has 8.9K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Payment for Stripe ships an update every 2 days, Cloud Commerce every 6 weeks. The most recent releases landed on September 22, 2026 and September 19, 2026 respectively.

Scorecard4 real differences · 6 level
Payment for Stripe versus Cloud Commerce: the parameters behind the verdict, then further details
ParameterPayment for StripeCloud Commerce
PriceFreeFree
Rating4.8 (8.9K ratings)5.0 (3 ratings) — better
Positive reviews66.5% of reviews—
Number of ratings8.9K — better3
Update frequencyEvery 2 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.0 — better18.5
Further details — not scored
Size71 MB43 MB
Age rating4+4+
DeveloperPocketVendor IncMastercard International Incorporated

Customer experience

Payment for Stripe

All ratings8,923 ratings
Positive95.1%
Neutral1.6%
Negative3.3%
Written reviews254 reviews
Positive66.5%
Neutral5.1%
Negative28.3%

Cloud Commerce

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Payment for Stripe

Reported bugs

4 issues
  • Bluetooth reader connection issues
  • Inconsistent transaction processing
  • Inability to edit customer/product details
  • Unexpected account suspensions/terminations

Requested features

4 requests
  • Email/text receipts for customers
  • Inventory management and product listings
  • Support for additional payment methods (e.g. Interac)
  • Improved Bluetooth reader connectivity

Cloud Commerce

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Payment for Stripe

No in-app purchases

None

Cloud Commerce

No in-app purchases

Questions

Is Payment for Stripe free?
Payment for Stripe is free to download, with no in-app purchases.
Is Cloud Commerce free?
Cloud Commerce is free to download, with no in-app purchases.
Which has better reviews, Payment for Stripe or Cloud Commerce?
Cloud Commerce is rated higher. Payment for Stripe averages 4.8 out of 5 from 8.9K ratings, while Cloud Commerce averages 5.0 from 3 ratings.
Do Payment for Stripe or Cloud Commerce have ads?
Neither Payment for Stripe nor Cloud Commerce shows ads.
Which is updated more often, Payment for Stripe or Cloud Commerce?
Payment for Stripe ships an update every 2 days, and Cloud Commerce every 6 weeks. Most recently, Payment for Stripe was updated on September 22, 2026 and Cloud Commerce on September 19, 2026.

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