Comparison

BCA Finance vs Qlola Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA Finance

Manage your car financing needs with this app. Get real-time updates on promotions, interest rates, and products. Apply for car loans online and track their progress from home.

Highlights
  • Car loan application and tracking
  • Promotional and interest rate updates
  • Customer service and BPKB retrieval booking
  • Early termination simulation
  • New and used car loan simulation
Features
Read full description

BCAF App, aplikasi financial di tangan Anda. Layanan financial terpercaya, kapan saja dan dimana saja. Manfaat BCAF App : 1.Dapatkan info update promosi, suku bunga dan produk-produk dari BCAF lebih cepat. 2.Ajukan kredit mobil dan pantau prosesnya tanpa harus keluar rumah. 3.Layanan konsumen sesuai kebutuhan Anda, seperti informasi pelanggan, simulasi pelunasan dipercepat, reservasi pengambilan BPKB tanpa harus antri terlebih dahulu. 4.Terhubung langsung dengan layanan digital BCAF lainnya, seperti Website BCAF, HaloBCA Chat, Astari dan Instagram BCAF. Semuanya hanya dalam genggaman tangan Anda. Fitur-fitur BCAF App : 1.Simulasi kredit mobil baru dan bekas berdasarkan budget total pembayaran pertama ataupun angsuran. 2.Pengajuan kredit online. 3.Tracking status pengajuan kredit online. 4.Layanan konsumen : a.Info Pelanggan (informasi angsuran dan histori pembayaran). b.Simulasi early termination / pelunasan dipercepat. c.Booking Pengambilan BPKB. 5.E-Doc. Untuk bantuan lebih lanjut dapat menghubungi Astari, Virtual Assistant kami di 08111027780 atau email ke customercarebcaf@bcaf.id. Selamat menggunakan BCAF App.

About

Qlola Mobile

Securely authorize transactions and manage your accounts with enhanced features and a new intuitive design. Log in using biometrics, monitor balances, and review transaction history in real-time from your mobile device, all protected by multi-layered security.

Highlights
  • Biometric login
  • Real-time balance monitoring
  • Transaction history review
  • Direct transaction approval
  • Multi-layered security
Features
Read full description

Qlola Mobile now comes with a more intuitive new look and expanded features, delivering security and convenience for authorizing your Qlola transactions. Log in easily with biometrics, monitor balances and transaction history in real time, and approve transactions directly from your mobile device anytime, anywhere. Backed by multi-layered security for every activity. Download Qlola Mobile now! PT. Bank Rakyat Indonesia (Persero) Tbk.

Screenshots

BCA Finance4 screens
Qlola Mobile4 screens

Verdict

The call

The clearest difference is rating: Qlola Mobile at 4.7 against BCA Finance's 2.3. Qlola Mobile also leads on review sentiment (33% vs 6%) and ratings volume (20 vs 3). BCA Finance's advantage is iOS requirement (13.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Qlola Mobile holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: Qlola Mobile has 20 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 6% of BCA Finance's written reviews are positive against 33% of Qlola Mobile's.

UpkeepUpdate frequency

BCA Finance ships an update every 2 months, Qlola Mobile monthly. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
BCA Finance versus Qlola Mobile: the parameters behind the verdict, then further details
ParameterBCA FinanceQlola Mobile
PriceFreeFree
Rating2.3 (3 ratings)4.7 (20 ratings) — better
Positive reviews5.9% of reviews33.3% of reviews — better
Number of ratings320 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size53 MB168 MB
Age rating4+17+
DeveloperPT. BCA FinancePT. Bank Rakyat Indonesia (Persero) Tbk.

Customer experience

BCA Finance

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews51 reviews
Positive5.9%
Neutral5.9%
Negative88.2%

Qlola Mobile

All ratings20 ratings
Positive90.0%
Neutral5.0%
Negative5.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

BCA Finance

No in-app purchases

None

Qlola Mobile

No in-app purchases

Questions

Is BCA Finance free?
BCA Finance is free to download, with no in-app purchases.
Is Qlola Mobile free?
Qlola Mobile is free to download, with no in-app purchases.
Which has better reviews, BCA Finance or Qlola Mobile?
Qlola Mobile is rated higher. BCA Finance averages 2.3 out of 5 from 3 ratings, while Qlola Mobile averages 4.7 from 20 ratings.
Do BCA Finance or Qlola Mobile have ads?
Neither BCA Finance nor Qlola Mobile shows ads.
Which is updated more often, BCA Finance or Qlola Mobile?
BCA Finance ships an update every 2 months, and Qlola Mobile monthly. Most recently, BCA Finance was updated on October 23, 2026 and Qlola Mobile on October 30, 2026.

Other comparisons