Pennyworth vs Fingrom

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

Fingrom - open-source cross-platform financial accounting application without Ads and limitations. The goal of the solution is to create a financial accounting application that is intuitive, efficient, and inclusive. That empowers users to effortlessly manage their finances while ensuring that no one is left behind. Functionality - Accounting (Account Type, Currency/Cryptocurrency) - Simple grouping via `/`-symbol (in name) for the main page - Sorting by totals, dates, and titles - Transactions log - Freeze amount by Update date (to import previous history) - Budget Categories - Simple grouping via `/`-symbol (in name) for the main page - Sorting by totals, dates, and titles - With limits restate: - Renewed at the beginning of each month - Configurable limits per month - Relatives (0.0 ... 1.0) to Income - Or, without limitations by showing a spent amount - Different timeline: weekly, monthly, yearly - Customizable start day of the week and month - Bills, Transfers, Incomes (Invoices) - Recurring Payments (with a home widget) - Filtering - Budget Category assumption / prediction - Goals Definition - Exchange rates, Default Currency for Summary - Metrics: - Budget: - Forecast (with Monte Carlo simulation) - Budget limit and expenses per month - Account: - Candlestick (OHLC) Chart - Income Health Radar - Currency Distribution - Bills: - YTD Expenses - Bar Race for Categories - Goals Gauge Chart - Currency Historical Chart - Synchronization between devices (P2P) - Recovery via WebDav or a direct File - Import from `CSV`, `QIF`, `OFX` files for Bills and Invoices - Export to Excel `XLSX` file - Data encryption - Localization - Security - Protection by One-time Password Code - Recovery Code - User Experience - Configurable Main Page (multiple configurations per `width x height` set) - Responsive & Adaptive Design - Adaptive navigation panel (top, bottom, right) and tabs (top, left) - Theme Mode (dark, light, system) with Palette definition (system, custom, personal -- colors selector) - Preserve last choice for Account, Budget, and Currency - Auto-scroll to the focused element on Form - Expand / Collapse sections on Main Page - Swipe for a quick access to Edit and Delete actions - Zoom in/out (from 60% up to 200%) via "Settings" Terms and conditions: https://github.com/lyskouski/app-finance/blob/main/assets/l10n/terms_of_use_en.md Privacy policy: https://github.com/lyskouski/app-finance/blob/main/assets/l10n/privacy_policy_en.md