口袋记账 vs ClearCashflow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
口袋记账
This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.
- Quick expense logging
- Import credit card and Alipay bills
- Generate income/expense reports
- Multi-account management
- Loan and IOU tracking
- Asset balance overview
- Financial expert advice
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应用简介: • 苹果商店热门免费财务记账APP • 新浪、搜狐、36氪、今日头条等知名媒体报道 • 知乎、豆瓣、简书、最美应用用户多次推荐 1)想知道钱花哪儿了? 2)想存钱却总也存不下钱? 3)每次记报销、记人情红包和友情周转最后总是一团糟? 4)想学理财却无从下手? 口袋记账专为解决以上难题诞生,超千万用户都在使用这款超棒的软件! 1、2秒随手记账,支持信用卡账单、支付宝账单导入; 2、自动生成收支统计图、年收支曲线图等报表,可导出excel; 3、支持多账本:分账本记录公司账、装修、旅游、报销、结婚等; 4、支持借条欠条管理,详细记录接入借出记录,人情往来不马虎; 5、提供资产管理,随时展示信用卡、支付宝等账户余额情况; 6、力哥、简七、越女等理财大V每日分享精彩观点,帮你从理财小白变资深达人。 如果关于产品你有任何疑问或者建议,都可以直接通过下列方式联系我们,和我们一起优化产品! 联系我们: 反馈邮箱:kdjz@qeeniao.com 会员订阅服务和连续包月说明: -连续包月会员:16元/月(首月9元特惠) -连续包年会员:88元/年 其他说明:-付款:将在确认购买时从itunes账户中扣除 -取消付款:如需取消订阅,请在当前订阅周期到期前24小时以前,您可以在苹果手机“设置”-“itunes store与App Store”-选择“Apple ID”-点击“查看 Apple ID”-在账户设置页面点击“订阅”-管理自动订阅服务,如需取消订阅,到期前24小时前关闭即可,到期前24小时内将不再扣费 -续费:苹果itunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期 -隐私权政策:https://m.ikoudai.cc/h5/article/webshow/28 -会员服务协议:https://m.ikoudai.cc/h5/article/webshow/27 -自动订阅服务协议:https://m.ikoudai.cc/h5/article/webshow/38
ClearCashflow
This minimalist accounting app focuses on simple expense recording without complex category selections or balance tracking. It helps users stick to managing their finances by focusing on what was spent and where. Features include random color generation and daily/monthly expenditure summaries.
- Simple expense recording
- No account book or category selection
- Random color generation on launch
- Daily and monthly expenditure summaries
- Focus on recording spending and destination
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Simple Description The simplest accounting app that requires no selection of account books or expense categories. The simpler it is, the easier it is to stick to it, making it truly effective for accounting. Features Have you tried too many accounting apps, where every entry requires thinking about categories, which account the money came from, how much remaining balance there is, how much was spent in each category, etc., and then gave up because it was too complex after using it for a while? Do we really need something so complex? Actually, we don't. All we need is an app to record how much money we spent and where. So let's get back to the essence of accounting. The simpler it is, the easier it is to stick to it. Let's start and stick to our accounting with the minimalist accounting app from now on! If you don't manage your finances, your finances won't manage you! Detail Description Designed for expense recording, documenting every expenditure Each time the app is launched, the overall color will be randomly generated, providing a variety of colors Supports summary for daily and monthly total expenditures No need to record balances or amounts in each account Subscribe Advanced Service $1/month Monthly subscription After confirming the purchase, your iTunes account will be charged. The iTunes account will be automatically renewed and charged within 24 hours before the expiration. You can manually disable auto-renewal in the iTunes/Apple ID settings management before this. Service includes income recording, privacy protection, etc., please refer to the in-app instructions for details. User Agreement: http://app.chandiu.com/eula.html Privacy Policy: http://app.chandiu.com/privacy.html
Screenshots
Verdict
The clearest difference is monetization model: 口袋记账 at free with in-app purchases against ClearCashflow's subscription. 口袋记账 also leads on rating (4.7 vs 4.4) and ratings volume (561 vs 51). ClearCashflow's advantage is ads (none vs shown) and review sentiment (93% vs 77%). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 口袋记账 sells 13 in-app purchases, starting at $1.99 per month and ClearCashflow sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
口袋记账 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 口袋记账 has 561 ratings behind it against 51, so its average is the more settled of the two. Written reviews complicate that: 77% of 口袋记账's written reviews are positive against 93% of ClearCashflow's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | 口袋记账 | ClearCashflow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (561 ratings) — better | 4.4 (51 ratings) |
| Positive reviews | 77.2% of reviews | 93.0% of reviews — better |
| Number of ratings | 561 — better | 51 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12 | 11.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Shanghai Peng Data Co., Ltd. | 鹏东 王 |
Customer experience
口袋记账
ClearCashflow
Bugs and requests
口袋记账
Reported bugs
4 issues- Frequent app crashes
- Incorrect date/time display
- Syncing issues between devices
- Compatibility problems with newer devices
Requested features
5 requests- Support for multiple currencies
- Ability to schedule recurring transactions
- Option to set future dated transactions
- Improved syncing and backup functionality
- More detailed reporting and analytics
ClearCashflow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
口袋记账
- 连续包月1 Month trial$1.991 Month
- 连续包月3 variants$1.991 Month
- 连续包年2 variants$12.991 Year
- 口袋记账金币$0.99
- 口袋VIP一个月$2.99
- 口袋记账金币$3.99
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- 口袋VIP6个月$7.99
- 口袋VIP六个月$9.99
- 口袋记账金币$9.99
- 口袋VIP12个月$11.99
- 口袋VIP12个月$14.99
- 口袋记账金币$19.99
- 口袋记账金币$39.99
ClearCashflow
- 高级服务$0.991 Month









