Comparison

Simple vs Smart Buy Decide

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple

Organize your finances with this app, allowing you to create custom budget categories and track transactions. View your remaining balance and manage your spending effectively. Supports Touch ID and password protection for security.

Highlights
  • Budget organization
  • Customizable categories
  • Transaction tracking
  • Touch ID/Password protection
  • Night theme
  • CSV export
Features
Read full description

Simple Budget will help you organise your budget in a simple and elegant way, you can have many categories to populate them with transactions to see how much you need or have left. Features : - Touch ID support & Password protection - Night Theme - Simple & straight forward - List for Categories & Transaction - Support for iPhone 5/5s/6/6+ - Share as CSV file

About

Smart Buy Decide

Features
Read full description

Smart Buy Decide helps you pause, think, and make better purchase decisions — before impulse buying costs you money. Whether you're eyeing new headphones, clothes, or another "must-have" item, Smart Buy Decide gives you a simple framework to decide: buy it, wait, or skip it. HOW IT WORKS • Enter what you want to buy and the price • Answer quick evaluation questions (need vs want, affordability, emotional state, and more) • Get a confidence score and a clear recommendation • Use a wait period to reduce impulse purchases • Log your final decision and track what you've saved KEY FEATURES • Impulse Check — evaluate any purchase in seconds • Wait Period — give yourself 24–48 hours (or longer) before deciding • Purchase History — see what you bought, skipped, and saved • No-Buy Challenge — log impulse-free days and build streaks • Savings Tracker — see estimated savings from skipped purchases • Work-hours calculator — understand cost in time, not just money • Multi-currency support PREMIUM (7-DAY FREE TRIAL) • Unlimited purchase evaluations • Extended wait periods • Full history & calendar • Budget tracking by category • Export your data • Detailed insights & summaries Smart Buy Decide is designed to support better spending habits — not replace financial advice. Small pauses lead to big savings over time. Download Smart Buy Decide and turn "not buying" into a daily win. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Simple4 screens
Smart Buy Decide4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple at none against Smart Buy Decide's 2. Simple also leads on iOS requirement (7.0 vs 15.1). Smart Buy Decide's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Buy Decide sells 2 in-app purchases, starting at $3.99 per month. Simple asks for nothing beyond the download.

UpkeepUpdate frequency

Simple ships an update every 6 weeks, Smart Buy Decide every 3 weeks. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Simple versus Smart Buy Decide: the parameters behind the verdict, then further details
ParameterSimpleSmart Buy Decide
PriceFreeFree
Rating2.0 (7 ratings) — better—
Positive reviews57.1% of reviews—
Number of ratings7 — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS7.0 — better15.1
Further details — not scored
Size3 MB43 MB
Age rating4+4+
Developerebrahim alnassarLouise Reid

In-app purchases

None

Simple

No in-app purchases

2 purchases

Smart Buy Decide

Subscriptions2
  • Smart Buy Decide Premium7 Days trial$3.991 Month
  • Smart Buy Decide Premium7 Days trial$29.991 Year

Questions

Is Simple free?
Simple is free to download, with no in-app purchases.
Is Smart Buy Decide free?
Smart Buy Decide is free to download, with in-app purchases available.
Do Simple or Smart Buy Decide have ads?
Neither Simple nor Smart Buy Decide shows ads.
Which is updated more often, Simple or Smart Buy Decide?
Simple ships an update every 6 weeks, and Smart Buy Decide every 3 weeks. Most recently, Simple was updated on October 14, 2026 and Smart Buy Decide on October 25, 2026.

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