Simple vs Smart Buy Decide
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple
Organize your finances with this app, allowing you to create custom budget categories and track transactions. View your remaining balance and manage your spending effectively. Supports Touch ID and password protection for security.
- Budget organization
- Customizable categories
- Transaction tracking
- Touch ID/Password protection
- Night theme
- CSV export
Read full descriptionHide full description
Simple Budget will help you organise your budget in a simple and elegant way, you can have many categories to populate them with transactions to see how much you need or have left. Features : - Touch ID support & Password protection - Night Theme - Simple & straight forward - List for Categories & Transaction - Support for iPhone 5/5s/6/6+ - Share as CSV file
Smart Buy Decide
Read full descriptionHide full description
Smart Buy Decide helps you pause, think, and make better purchase decisions — before impulse buying costs you money. Whether you're eyeing new headphones, clothes, or another "must-have" item, Smart Buy Decide gives you a simple framework to decide: buy it, wait, or skip it. HOW IT WORKS • Enter what you want to buy and the price • Answer quick evaluation questions (need vs want, affordability, emotional state, and more) • Get a confidence score and a clear recommendation • Use a wait period to reduce impulse purchases • Log your final decision and track what you've saved KEY FEATURES • Impulse Check — evaluate any purchase in seconds • Wait Period — give yourself 24–48 hours (or longer) before deciding • Purchase History — see what you bought, skipped, and saved • No-Buy Challenge — log impulse-free days and build streaks • Savings Tracker — see estimated savings from skipped purchases • Work-hours calculator — understand cost in time, not just money • Multi-currency support PREMIUM (7-DAY FREE TRIAL) • Unlimited purchase evaluations • Extended wait periods • Full history & calendar • Budget tracking by category • Export your data • Detailed insights & summaries Smart Buy Decide is designed to support better spending habits — not replace financial advice. Small pauses lead to big savings over time. Download Smart Buy Decide and turn "not buying" into a daily win. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Simple at none against Smart Buy Decide's 2. Simple also leads on iOS requirement (7.0 vs 15.1). Smart Buy Decide's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Smart Buy Decide sells 2 in-app purchases, starting at $3.99 per month. Simple asks for nothing beyond the download.
Simple ships an update every 6 weeks, Smart Buy Decide every 3 weeks. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.
| Parameter | Simple | Smart Buy Decide |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (7 ratings) — better | — |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 7.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 3 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | ebrahim alnassar | Louise Reid |
In-app purchases
Simple
No in-app purchases
Smart Buy Decide
- Smart Buy Decide Premium7 Days trial$3.991 Month
- Smart Buy Decide Premium7 Days trial$29.991 Year
Questions
Is Simple free?
Is Smart Buy Decide free?
Do Simple or Smart Buy Decide have ads?
Which is updated more often, Simple or Smart Buy Decide?
Other comparisons















