Comparison

LendingTree vs NET Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendingTree

Understand your credit, track financial rates, and shop for loans and cards from a vast network of lenders. Get personalized offers and instant alerts to stay ahead of fraud and make smarter financial decisions.

Highlights
  • Full financial picture in one view
  • Credit score monitoring and insights
  • Rate tracking for loans and cards
  • Personalized loan and card offers
  • Instant credit monitoring alerts
  • Fraud protection
Features
Read full description

LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.

About

NET Credit Union

Manage your NET Credit Union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, pay bills, and locate ATMs. Secure login options include Face ID and Touch ID.

Highlights
  • View accounts and balances
  • Deposit checks
  • Transfer money
  • Pay bills
  • Manage account alerts
  • Locate ATMs
  • Biometric login
Features
Read full description

Access your NET Credit Union account securely, anytime and anywhere. All your accounts in one convenient location on your phone or tablet: • Checkings • Savings • Loans • Credit Cards • & More Features Include: • View Accounts & Balances • Deposit Checks • Transfer Money • Review Pending Transactions • Manage Account Alerts • Pay Bills • Locate ATM • Login Face ID, Touch ID (requires supported device) Current members can easily sign-in with their username and password. New users can sign-up in app.

Screenshots

LendingTree4 screens
NET Credit Union4 screens

Verdict

The call

LendingTree and NET Credit Union both sit at 4.8 stars, but that hides the real split: 90% of NET Credit Union's written reviews are positive against 50% of LendingTree's. LendingTree's advantage is ratings volume (38K vs 3.2K). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for LendingTree against 4.9 for NET Credit Union. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 3.2K, so its average is the more settled of the two. Written reviews are what separate them: 50% of LendingTree's written reviews are positive against 90% of NET Credit Union's.

UpkeepUpdate frequency

LendingTree ships an update fortnightly, NET Credit Union monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
LendingTree versus NET Credit Union: the parameters behind the verdict, then further details
ParameterLendingTreeNET Credit Union
PriceFreeFree
Rating4.8 (38K ratings)4.9 (3.2K ratings) — better
Positive reviews50.5% of reviews90.5% of reviews — better
Number of ratings38K — better3.2K
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS17.516.0 — better
Further details — not scored
Size59 MB130 MB
Age rating4+4+
DeveloperLendingTreeNET Federal Credit Union

Customer experience

LendingTree

All ratings37,812 ratings
Positive96.6%
Neutral2.0%
Negative1.3%
Written reviews103 reviews
Positive50.5%
Neutral5.8%
Negative43.7%

NET Credit Union

All ratings3,211 ratings
Positive98.5%
Neutral1.0%
Negative0.5%
Written reviews21 reviews
Positive90.5%
Neutral0.0%
Negative9.5%

User reviews

LendingTree

From 38K App Store ratings

What we love

  • 💯 Excellent credit monitoring and reporting
  • 💳 Helpful in getting approved for credit cards and loans
  • 📈 Useful for improving and tracking credit score
  • 💰 Provides valuable financial insights and savings opportunities

Room to improve

  • 🐛 Login and account verification issues
  • 🔄 Inaccurate or outdated account and credit information
  • 📞 Excessive sales calls and spam after signing up
  • 🔍 Limited integration with financial institutions

NET Credit Union

From 3.2K App Store ratings

What we love

  • 👍 Helpful and friendly staff
  • 👍 Reliable and accommodating service
  • 👍 Convenient banking experience
  • 👍 Positive customer relationships

Room to improve

  • 🐛 Issues with checking account fees and availability
  • 🐛 Occasional app glitches and login problems

Bugs and requests

LendingTree

Reported bugs

3 issues
  • App crashes and freezes during login and usage
  • Inconsistent credit score reporting compared to other services
  • Inability to properly configure loan and credit card preferences

Requested features

3 requests
  • Manual account and credit information updates
  • Option to delete account information instead of just deactivating
  • Better notification settings to control sales calls and emails

NET Credit Union

Reported bugs

2 issues
  • App not functioning properly for some users
  • Compatibility issues with older devices

Requested features

2 requests
  • Ability to transfer from shared accounts
  • Option to view past transaction history

In-app purchases

None

LendingTree

No in-app purchases

None

NET Credit Union

No in-app purchases

Questions

Is LendingTree free?
LendingTree is free to download, with no in-app purchases.
Is NET Credit Union free?
NET Credit Union is free to download, with no in-app purchases.
Which has better reviews, LendingTree or NET Credit Union?
NET Credit Union is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while NET Credit Union averages 4.9 from 3.2K ratings.
Do LendingTree or NET Credit Union have ads?
Neither LendingTree nor NET Credit Union shows ads.
Which is updated more often, LendingTree or NET Credit Union?
LendingTree ships an update fortnightly, and NET Credit Union monthly. Most recently, LendingTree was updated on November 6, 2026 and NET Credit Union on November 3, 2026.

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