Comparison

Credz vs Palmeiras Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credz

Manage your Credz credit card, view purchase history, and check loyalty points. Pay bills, top up mobile phones, and access exclusive discounts and promotions through the loyalty program.

Highlights
  • View credit card limit, password, and balance
  • Track purchase history
  • Consult and pay bills
  • Make phone and service recharges
  • Access exclusive discounts and promotions
  • Earn and redeem loyalty points
Features
Read full description

Com o SuperApp Credz você: TEM TUDO SOBRE SEU CARTÃO Visualize o limite, senha, saldo de pontos Fidelidade e acompanhe seu histórico de compras. Consulte as faturas dos seus cartões Credz de forma simples e rápida. Se precisar de atendimento, acesse o chat online. FAZ PAGAMENTOS E REALIZA RECARGAS Concentre seus pagamentos de contas e recargas no SuperApp Credz. Recarregue telefone fixo e celular pré-pago, Uber, Spotify e jogos. Acesse e compartilhe os comprovantes dos seus pagamentos. Você ainda pode pagar à vista ou parcelado com seu cartão Credz Visa. APROVEITA DESCONTOS E PROMOÇÕES Acesse as promoções exclusivas do Club Credz, o nosso portal de vantagens. Ganhe pontos nas suas compras no Programa de Fidelidade e troque por produtos e descontos na Rede do seu cartão.

About

Palmeiras Pay

This digital account and card service offers financial solutions for fans of a specific football club. It allows for purchases, ticket buying, bill payments, and money transfers, all while supporting the team.

Highlights
  • Digital account
  • Debit and credit card
  • Ticket purchasing
  • Bill payments
  • Money transfers
  • Access to team store
Features
Read full description

Avanti Palestra! Somos o Palmeiras Pay. O Aplicativo que oferece diversas vantagens e soluções financeiras para você palmeirense, com o objetivo de facilitar sua vida e apoiar o seu time do coração. Já pensou em ter uma conta digital, cartão de débito e crédito*, para compras em milhares de estabelecimento e até para comprar seu ingresso do verdão? Com o Palmeiras Pay, você consegue torcer e vibrar pelo Palmeiras dentro e fora do estádio! E ainda tem mais, a sua conta Digital Palmeiras Pay é 100% gratuita, você pode pagar contas, receber e transferir dinheiro para seus amigos e familiares e ter acesso a Palmeiras Store, tudo na palma da sua mão. É prático, seguro, rápido e sem estresse! E você, veste essa camisa com a gente? Venha ser Palmeiras Pay e viva essa emoção! *Serviço sujeito à análise de crédito

Screenshots

Credz3 screens
Palmeiras Pay4 screens

Verdict

The call

The clearest difference is rating: Credz at 4.5 against Palmeiras Pay's 4.2. Credz also leads on update cadence (fortnightly vs every 5 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Credz holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 32 and 31 respectively. Written reviews complicate that: 14% of Credz's written reviews are positive against 17% of Palmeiras Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Credz ships an update fortnightly, Palmeiras Pay every 5 weeks. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
Credz versus Palmeiras Pay: the parameters behind the verdict, then further details
ParameterCredzPalmeiras Pay
PriceFreeFree
Rating4.5 (32 ratings) — better4.2 (31 ratings)
Positive reviews13.6% of reviews17.5% of reviews — better
Number of ratings32 — better31
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size90 MB104 MB
Age rating4+4+
DeveloperDmCardSociedade Esportiva Palmeiras

Customer experience

Credz

All ratings32 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews22 reviews
Positive13.6%
Neutral9.1%
Negative77.3%

Palmeiras Pay

All ratings31 ratings
Positive80.6%
Neutral0.0%
Negative19.4%
Written reviews63 reviews
Positive17.5%
Neutral9.5%
Negative73.0%

In-app purchases

None

Credz

No in-app purchases

None

Palmeiras Pay

No in-app purchases

Questions

Is Credz free?
Credz is free to download, with no in-app purchases.
Is Palmeiras Pay free?
Palmeiras Pay is free to download, with no in-app purchases.
Which has better reviews, Credz or Palmeiras Pay?
Credz is rated higher. Credz averages 4.5 out of 5 from 32 ratings, while Palmeiras Pay averages 4.2 from 31 ratings.
Do Credz or Palmeiras Pay have ads?
Neither Credz nor Palmeiras Pay shows ads.
Which is updated more often, Credz or Palmeiras Pay?
Credz ships an update fortnightly, and Palmeiras Pay every 5 weeks. Most recently, Credz was updated on September 19, 2026 and Palmeiras Pay on September 23, 2026.

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