Comparison

Credz vs One Card Multi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credz

Manage your Credz credit card, view purchase history, and check loyalty points. Pay bills, top up mobile phones, and access exclusive discounts and promotions through the loyalty program.

Highlights
  • View credit card limit, password, and balance
  • Track purchase history
  • Consult and pay bills
  • Make phone and service recharges
  • Access exclusive discounts and promotions
  • Earn and redeem loyalty points
Features
Read full description

Com o SuperApp Credz você: TEM TUDO SOBRE SEU CARTÃO Visualize o limite, senha, saldo de pontos Fidelidade e acompanhe seu histórico de compras. Consulte as faturas dos seus cartões Credz de forma simples e rápida. Se precisar de atendimento, acesse o chat online. FAZ PAGAMENTOS E REALIZA RECARGAS Concentre seus pagamentos de contas e recargas no SuperApp Credz. Recarregue telefone fixo e celular pré-pago, Uber, Spotify e jogos. Acesse e compartilhe os comprovantes dos seus pagamentos. Você ainda pode pagar à vista ou parcelado com seu cartão Credz Visa. APROVEITA DESCONTOS E PROMOÇÕES Acesse as promoções exclusivas do Club Credz, o nosso portal de vantagens. Ganhe pontos nas suas compras no Programa de Fidelidade e troque por produtos e descontos na Rede do seu cartão.

About

One Card Multi

Manage multiple loyalty and benefits cards from various companies in one place. Access your cards digitally and simplify your shopping experience.

Highlights
  • Consolidate loyalty cards
  • Digital card access
  • Simplify shopping
  • Multi-benefit management
Features
Read full description

Um Cartão. Multi Benefícios.

Screenshots

Credz3 screens
One Card Multi4 screens

Verdict

The call

The clearest difference is review sentiment: One Card Multi at 100% against Credz's 14%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
Credz versus One Card Multi: the parameters behind the verdict, then further details
ParameterCredzOne Card Multi
PriceFreeFree
Rating4.5 (32 ratings) — better—
Positive reviews13.6% of reviews100.0% of reviews — better
Number of ratings32 — better—
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size90 MB36 MB
Age rating4+4+
DeveloperDmCardIncentive SA

Customer experience

Credz

All ratings32 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews22 reviews
Positive13.6%
Neutral9.1%
Negative77.3%

One Card Multi

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Credz

No in-app purchases

None

One Card Multi

No in-app purchases

Questions

Is Credz free?
Credz is free to download, with no in-app purchases.
Is One Card Multi free?
One Card Multi is free to download, with no in-app purchases.
Do Credz or One Card Multi have ads?
Neither Credz nor One Card Multi shows ads.
Which is updated more often, Credz or One Card Multi?
Credz ships an update fortnightly, and One Card Multi fortnightly. Most recently, Credz was updated on October 17, 2026 and One Card Multi on October 15, 2026.

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