Comparison

FirstReport vs Transfergratis, money transfer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstReport

Access your identity and credit monitoring services on the go. Monitor personal data, report lost cards instantly, and view credit reports and scores. Features vary by subscription plan.

Highlights
  • Identity protection features
  • One-touch reporting of lost/stolen cards
  • Add data elements for monitoring
  • View monitoring alerts
  • Access credit reports and scores
  • Mobile access to services
Features
Read full description

This user friendly app makes it easier for you to access all your FirstReport features on-the-go. It allows you anywhere, anytime instant access to your FirstReport services on your iPhone. With FirstReport you have two different plans available to you – FirstReport-ID and FirstReport-Advantage. Access to all FirstReport services requires a subscription. Depending on which FirstReport plan you have subscribed to, you’ll have access to a different set of features and benefits on the App. If you’re on the FirstReport-ID plan you’ll have access to a variety of identity protection features. The App gives you mobile access to all of your identity monitoring services, including one-touch reporting of lost or stolen cards. You can also use your mobile app to add data elements for monitoring, including debit and/or credit card numbers, chequing and/or savings account numbers, email addresses, phone numbers, Social Insurance number, driver’s licence number and passport numbers. The App also allows you to view monitoring alerts on the go with ease. If you’re on the FirstReport-Advantage plan you’ll enjoy the benefits of FirstReport-ID plus you’ll be able to access a suite of identity and credit monitoring services at the touch of a button. With this App it’s easy for you to add data elements for monitoring and view monitoring alerts. You’ll also have the ability to view your Equifax Credit Bureau Report, receive alerts, and see your Equifax credit score on-the-go. By selecting Install, you consent to the installation of FirstReport, which gives you anywhere, anytime access to all of your identity and/or credit monitoring services on the go with ease. You are entitled to and consent to future updates or upgrades to FirstReport, which may be automatically installed as per your device or operating system default or user-initiated settings. You may withdraw your consent by deleting FirstReport from your device. For information about FirstReport privacy, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-PrivacyPolicy.pdf For information about Terms and Conditions, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-UserAgreement.pdf For assistance with the removal of your FirstReport app contact us at customerservice@firstreport.ca or 1-855-826-5328. FirstReport services are provided by Sigma Loyalty Group Inc. P.O. Box 3020, Postal Station D, Toronto, Ontario M9C 4V5 FirstReport is a registered trademark of Sigma Loyalty Group. All rights reserved.

About

Transfergratis, money transfer

Send money quickly and easily from Canada to Africa with no fees and competitive exchange rates. Supports transfers to mobile money wallets and bank accounts, with funds often arriving in under 5 minutes. Offers 24/7 customer support for a stress-free experience.

Highlights
  • No transfer fees
  • Competitive exchange rates
  • Fast fund delivery (under 5 minutes)
  • Mobile money and bank account transfers
  • 24/7 customer support
  • Wide range of African countries supported
Features
Read full description

Send Money in Minutes! No Fees, Best Rates, and Ultimate Convenience Tired of complicated and expensive money transfers? Meet Transfergratis, the app that makes sending money from Canada to Africa fast, easy, and stress-free! Why Millions Trust Us * No Fees, Ever: Keep 100% of your money. * Best Rates on the Market: Enjoy exchange rates that are almost at the spot rate. * Funds in Less Than 5 Minutes: Most transfers are completed in just minutes. * Multiple Options: Send money to mobile money wallets or directly to bank accounts. * 24/7 Customer Support: Always ready to help, any time of day or night. Where Can You Send Money? Easily send money to Cameroon, Ivory Coast, Togo, Benin, Ghana, Burkina Faso, Ethiopia, Kenya, Morocco, Algeria, Gabon, Gambia, Rwanda, Tanzania, Uganda, Tunisia, Egypt, South Africa, and beyond. Perfect for Every Need * Support family and friends easily. * Pay bills or respond to emergencies in real time. * Rely on secure and hassle-free transfers every time. Need Help? Email: support@transfergratis.com Phone/WhatsApp: +1(514) 665-7518 Social Media: Follow us on Facebook, Instagram, Twitter, Tiktok and Linkedin for updates, offers, and tips! Facebook: @transfergratis Instagram: @transfergratis Twitter(X): @transfergratis Tiktok: @usetransfergratis Linkedin: transfergratis Download Now With Transfergratis, sending money has never been faster or easier. Join Millions of happy users today!

Screenshots

FirstReport4 screens
Transfergratis, money transfer4 screens

Verdict

The call

The clearest difference is review sentiment: Transfergratis, money transfer at 72% against FirstReport's 7%. Transfergratis, money transfer also leads on monetization model (free vs subscription) and update cadence (every 2 months vs every 6 months). FirstReport's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FirstReport ships an update every 6 months, Transfergratis, money transfer every 2 months. The most recent releases landed on October 16, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
FirstReport versus Transfergratis, money transfer: the parameters behind the verdict, then further details
ParameterFirstReportTransfergratis, money transfer
PriceFreeFree
Rating—4.4 (17 ratings) — better
Positive reviews7.1% of reviews71.8% of reviews — better
Number of ratings—17 — better
Update frequencyEvery 6 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationSubscriptionFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size1 MB81 MB
Age rating4+4+
DeveloperSigma Loyalty GroupOnetransfer Money Transfer Systems, Inc.

Customer experience

FirstReport

Written reviews14 reviews
Positive7.1%
Neutral14.3%
Negative78.6%

Transfergratis, money transfer

All ratings16 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews39 reviews
Positive71.8%
Neutral10.3%
Negative17.9%

In-app purchases

None

FirstReport

No in-app purchases

None

Transfergratis, money transfer

No in-app purchases

Questions

Is FirstReport free?
FirstReport is free to download, with no in-app purchases.
Is Transfergratis, money transfer free?
Transfergratis, money transfer is free to download, with no in-app purchases.
Do FirstReport or Transfergratis, money transfer have ads?
Neither FirstReport nor Transfergratis, money transfer shows ads.
Which is updated more often, FirstReport or Transfergratis, money transfer?
FirstReport ships an update every 6 months, and Transfergratis, money transfer every 2 months. Most recently, FirstReport was updated on October 16, 2026 and Transfergratis, money transfer on October 23, 2026.

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