Comparison

FirstReport vs Connect First

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstReport

Access your identity and credit monitoring services on the go. Monitor personal data, report lost cards instantly, and view credit reports and scores. Features vary by subscription plan.

Highlights
  • Identity protection features
  • One-touch reporting of lost/stolen cards
  • Add data elements for monitoring
  • View monitoring alerts
  • Access credit reports and scores
  • Mobile access to services
Features
Read full description

This user friendly app makes it easier for you to access all your FirstReport features on-the-go. It allows you anywhere, anytime instant access to your FirstReport services on your iPhone. With FirstReport you have two different plans available to you – FirstReport-ID and FirstReport-Advantage. Access to all FirstReport services requires a subscription. Depending on which FirstReport plan you have subscribed to, you’ll have access to a different set of features and benefits on the App. If you’re on the FirstReport-ID plan you’ll have access to a variety of identity protection features. The App gives you mobile access to all of your identity monitoring services, including one-touch reporting of lost or stolen cards. You can also use your mobile app to add data elements for monitoring, including debit and/or credit card numbers, chequing and/or savings account numbers, email addresses, phone numbers, Social Insurance number, driver’s licence number and passport numbers. The App also allows you to view monitoring alerts on the go with ease. If you’re on the FirstReport-Advantage plan you’ll enjoy the benefits of FirstReport-ID plus you’ll be able to access a suite of identity and credit monitoring services at the touch of a button. With this App it’s easy for you to add data elements for monitoring and view monitoring alerts. You’ll also have the ability to view your Equifax Credit Bureau Report, receive alerts, and see your Equifax credit score on-the-go. By selecting Install, you consent to the installation of FirstReport, which gives you anywhere, anytime access to all of your identity and/or credit monitoring services on the go with ease. You are entitled to and consent to future updates or upgrades to FirstReport, which may be automatically installed as per your device or operating system default or user-initiated settings. You may withdraw your consent by deleting FirstReport from your device. For information about FirstReport privacy, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-PrivacyPolicy.pdf For information about Terms and Conditions, visit: https://rbc.firstreport.ca/assets/docs/en/FirstReport-UserAgreement.pdf For assistance with the removal of your FirstReport app contact us at customerservice@firstreport.ca or 1-855-826-5328. FirstReport services are provided by Sigma Loyalty Group Inc. P.O. Box 3020, Postal Station D, Toronto, Ontario M9C 4V5 FirstReport is a registered trademark of Sigma Loyalty Group. All rights reserved.

About

Connect First

Manage your credit union accounts conveniently from your mobile device. Access balances, send e-transfers, pay bills, and deposit checks with enhanced security and personalized features.

Highlights
  • View account balances
  • Send Interac e-transfers
  • Pay bills
  • Manage debit cards
  • Deposit cheques
  • Personalization features
  • Security alerts
Features
Read full description

The connectFirst Credit Union mobile app makes it easier than ever to manage your accounts – it’s like carrying your credit union branch in your pocket. The dashboard is intuitive, and gives you access to everything you would want in your mobile banking app, including: View your account balances Send Interac e-transfers Pay your bills Manage your debit cards Deposit cheques and download void ones And more! Plus, you can make it your own by taking advantage of personalization features, like changing your home screen to a photo of you, your pet or your favourite place. You can use our mobile app with confidence, knowing that we have enabled security features to keep you safe. Be sure to take advantage of the alerts features, so you can bank with peace of mind. For help with our mobile app features, check out our digital banking help page: connectfirstcu.com/digital-banking

Screenshots

FirstReport4 screens
Connect First4 screens

Verdict

The call

The clearest difference is monetization model: Connect First at free against FirstReport's subscription. Connect First also leads on update cadence (every 2 months vs every 6 months). FirstReport's advantage is iOS requirement (13.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FirstReport ships an update every 6 months, Connect First every 2 months. Both last shipped on September 30, 2026.

Scorecard3 real differences · 7 level
FirstReport versus Connect First: the parameters behind the verdict, then further details
ParameterFirstReportConnect First
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews7.1% of reviews — better5.1% of reviews
Number of ratings—2 — better
Update frequencyEvery 6 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationSubscriptionFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size1 MB192 MB
Age rating4+4+
DeveloperSigma Loyalty GroupConnect First Credit Union Ltd

Customer experience

FirstReport

Written reviews14 reviews
Positive7.1%
Neutral14.3%
Negative78.6%

Connect First

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews98 reviews
Positive5.1%
Neutral1.0%
Negative93.9%

Bugs and requests

FirstReport

Not enough reviews yet to summarise bugs or requests.

Connect First

Reported bugs

18 issues
  • Login credentials rejected despite being correct
  • Infinite loading screens after login attempt
  • App won't open after updates
  • Face ID authentication fails repeatedly
  • Mobile deposit feature rejects clear, well-lit check images
Show 13 more
  • E-transfer functionality broken or unavailable
  • App crashes during e-transfer and facial recognition setup
  • Blank screen logo appears and prevents app opening
  • Update notification loop - app asks to update on startup
  • Funds not updating in real-time for online purchases
  • App freezes during various operations
  • Password reset functionality not working
  • App logs out randomly without warning
  • Location permission pop-up appears despite being disabled
  • Deposit notifications not sending despite settings
  • Inconsistent behavior between iPhone and iPad versions
  • App becomes unresponsive for extended periods
  • Error messages without explanation or resolution path

Requested features

11 requests
  • Disable or customize Face ID prompts on every login
  • Remove or make optional the location sharing pop-up
  • Reduce frequency of support availability notifications
  • Streamline login process with fewer authentication steps
  • Improve mobile check deposit accuracy and reliability
Show 6 more
  • Add ability to manage payees directly from app without branch visit
  • Display account balance on home screen without additional clicks
  • Improve transaction list visibility and accuracy
  • Better notification system for app updates
  • Faster menu loading and navigation
  • Consistent performance across all device types

In-app purchases

None

FirstReport

No in-app purchases

None

Connect First

No in-app purchases

Questions

Is FirstReport free?
FirstReport is free to download, with no in-app purchases.
Is Connect First free?
Connect First is free to download, with no in-app purchases.
Do FirstReport or Connect First have ads?
Neither FirstReport nor Connect First shows ads.
Which is updated more often, FirstReport or Connect First?
FirstReport ships an update every 6 months, and Connect First every 2 months. Most recently, FirstReport was updated on September 30, 2026 and Connect First on September 30, 2026.

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