Comparison

Cospender vs Sesterce

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cospender

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

Highlights
  • Create expense groups
  • Invite members to share
  • Automatic debt calculation
  • Detailed expense graphs
  • Recurring expense setup
  • Apple Watch integration
  • Notification center widget
Features
Read full description

Cospender is the easiest way to manage expenses with your partner, family, roommates or friends. Going on holiday with friends, being roommates or living in couple without a shared bank account. Create groups of expenses: Home, Holidays, Work, etc. Invite a member to join and share your expenses in a group. Add expenses individually as a group member. View instantly on your app all added expenses. See Cospender's automatic calculation of each member's debt. Manage your budget more effectively. Follow your expenses every month through detailed graphs. Create recurring expenses: Rent, Subscriptions, etc. Cospender for Apple Watch, the perfect and coolest companion to quickly add your expenses. New Today Widget in the notification center so you can quickly have a look at your last expenses. • No registration needed • Automatic synchronization • Debt calculation of each member • Offline expense creation • Recurring expenses • Push notifications • Add an expense on your Apple Watch • Quickly see your last expenses in the notification center Cospender is free to download and use. Cospender Premium upgrades your experience for $4.99 a year through an auto-renewing subscription. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless cancelled at least 24 hours before the end of the current period. You will not be able to cancel a subscription during the active period. You can manage your subscriptions in the Account Settings after purchase. Our Terms of Use: http://www.cospender.com/?page=termsofuse Our Privacy Policy: http://www.cospender.com/?page=privacy Learn more about Cospender at www.cospender.com

About

Sesterce

Easily divide expenses for trips, shared living, or group outings. Track all spending and see who owes what. Ideal for couples, friends, and roommates.

Highlights
  • Divide costs among groups
  • Track all spending
  • Collaborative expense adding
  • Password-protected groups
  • Customizable expense categories
  • Export expense data
Features
Read full description

Sesterce makes it simple to divide costs amongst a couple, a group of friends, or roommates. Add up all of your spending, and Sesterce will help you pay it off! Created by roommates, excellent for couples, and essential for a gathering of friends traveling together! - SIMPLE: accounting has never been so simple - COLLABORATIVE: each member can join the group, add an expense and check all the expenses on his phone or computer - ANONYMOUS: no email required - SECURED: all shared groups can be protected with a password Key use cases: • Keeping track of your couples expenses • Split a bill • Organize expenses during a trip (holiday, week-end…) • Expenses with roommates • Repay friends (birthday, bachelor party, trip) • Check who should pay what to whom But that’s not all! Sesterce has many more free features! SELECT THE SHARE FOR EACH MEMBER For each expense, select the number of shares for each group member CREATE YOUR OWN CATEGORIES Add the categories that fit your needs EXPORT ALL DATA With Sesterce you can share a spreadsheet file (.csv) of all the groups expenses Terms of Service: https://www.sesterce.io/terms_and_conditions.html

Screenshots

Cospender4 screens
Sesterce4 screens

Verdict

The call

The clearest difference is rating: Sesterce at 5.0 against Cospender's 4.7. Sesterce also leads on review sentiment (95% vs 79%). Cospender's advantage is iOS requirement (8.2 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cospender sells 1 in-app purchase, starting at $4.99 per year and Sesterce sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Sesterce holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 29 and 61 respectively. Written reviews point the same way: 79% of Cospender's written reviews are positive against 95% of Sesterce's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 10, 2026.

Scorecard3 real differences · 7 level
Cospender versus Sesterce: the parameters behind the verdict, then further details
ParameterCospenderSesterce
PriceFreeFree
Rating4.7 (29 ratings)5.0 (61 ratings) — better
Positive reviews79.0% of reviews95.3% of reviews — better
Number of ratings2961 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS8.2 — better15.0
Further details — not scored
Size7 MB61 MB
Age rating4+4+
DeveloperStephan BorderaStan Kocken

Customer experience

Cospender

All ratings29 ratings
Positive96.6%
Neutral0.0%
Negative3.4%
Written reviews124 reviews
Positive79.0%
Neutral8.1%
Negative12.9%

Sesterce

All ratings61 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews148 reviews
Positive95.3%
Neutral2.0%
Negative2.7%

In-app purchases

1 purchases

Cospender

Subscriptions1
  • Cospender Premium One Year$4.991 Year
4 purchases

Sesterce

Subscriptions1
  • All groups premium$1.991 Month
One-time3
  • 30 days of Premium$1.99
  • Premium for Life$4.99
  • All groups of a user$49.99

Questions

Is Cospender free?
Cospender is free to download, with in-app purchases available.
Is Sesterce free?
Sesterce is free to download, with in-app purchases available.
Which has better reviews, Cospender or Sesterce?
Sesterce is rated higher. Cospender averages 4.7 out of 5 from 29 ratings, while Sesterce averages 5.0 from 61 ratings.
Do Cospender or Sesterce have ads?
Neither Cospender nor Sesterce shows ads.
Which is updated more often, Cospender or Sesterce?
Cospender ships an update every 3 weeks, and Sesterce every 3 weeks. Most recently, Cospender was updated on October 10, 2026 and Sesterce on October 10, 2026.

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