Comparison

Cospender vs Split Bills With Friends

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cospender

Easily manage shared expenses with friends, family, or partners. Create groups, add expenses, and see automatic debt calculations. Track spending with graphs and set up recurring costs. Integrates with Apple Watch and notification widgets for quick access.

Highlights
  • Create expense groups
  • Invite members to share
  • Automatic debt calculation
  • Detailed expense graphs
  • Recurring expense setup
  • Apple Watch integration
  • Notification center widget
Features
Read full description

Cospender is the easiest way to manage expenses with your partner, family, roommates or friends. Going on holiday with friends, being roommates or living in couple without a shared bank account. Create groups of expenses: Home, Holidays, Work, etc. Invite a member to join and share your expenses in a group. Add expenses individually as a group member. View instantly on your app all added expenses. See Cospender's automatic calculation of each member's debt. Manage your budget more effectively. Follow your expenses every month through detailed graphs. Create recurring expenses: Rent, Subscriptions, etc. Cospender for Apple Watch, the perfect and coolest companion to quickly add your expenses. New Today Widget in the notification center so you can quickly have a look at your last expenses. • No registration needed • Automatic synchronization • Debt calculation of each member • Offline expense creation • Recurring expenses • Push notifications • Add an expense on your Apple Watch • Quickly see your last expenses in the notification center Cospender is free to download and use. Cospender Premium upgrades your experience for $4.99 a year through an auto-renewing subscription. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless cancelled at least 24 hours before the end of the current period. You will not be able to cancel a subscription during the active period. You can manage your subscriptions in the Account Settings after purchase. Our Terms of Use: http://www.cospender.com/?page=termsofuse Our Privacy Policy: http://www.cospender.com/?page=privacy Learn more about Cospender at www.cospender.com

About

Split Bills With Friends

Easily manage and divide group expenses for parties, trips, or shared living. Create groups, add costs, and split them among participants in various ways. Share groups with friends via a link to collaborate on expenses.

Highlights
  • Create expense groups
  • Split expenses among participants
  • Flexible expense splitting methods
  • Share groups via link
  • Organize party and trip costs
  • Manage house sharing expenses
Features
Read full description

The free and easy solution to split bills. Very suitable for party, trip, house sharing etc. FEATURES: 1. Create a group to add expenses. 2. Split all expenses for all participants. 3. Split an expenses in different ways. 4. Share the created group to friends by a link. HOW IT WORKS: Create a group, and share your link with friends, everyone can add expenses to the groups. IN-APP PURCHASE TERMS: - Split Bills Premium is available as 1-month renewable subscription. - Payment will be charged to your iTunes account at purchase. - Auto-renewable subscriptions will be charged for renewal within 24 hours prior to the end of the initial period of subscription unless auto-renew is turned off at least 24 hours before the end of the current period - Subscriptions may be managed, auto-renewal and turned off by going to your iTunes Account Account Settings after purchase. See https://split-bills-f3c3d.web.app/eula.html for more details.

Screenshots

Cospender4 screens
Split Bills With Friends4 screens

Verdict

The call

The clearest difference is ads: Cospender at none against Split Bills With Friends's shown. Cospender also leads on iOS requirement (8.2 vs 15.0). Split Bills With Friends's advantage is review sentiment (100% vs 79%) and rating (4.9 vs 4.7). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cospender sells 1 in-app purchase, starting at $4.99 per year and Split Bills With Friends sells 1 in-app purchase, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Split Bills With Friends holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 29 and 14 respectively. Written reviews point the same way: 79% of Cospender's written reviews are positive against 100% of Split Bills With Friends's.

UpkeepUpdate frequency

Cospender ships an update every 3 weeks, Split Bills With Friends every 6 weeks. The most recent releases landed on October 10, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
Cospender versus Split Bills With Friends: the parameters behind the verdict, then further details
ParameterCospenderSplit Bills With Friends
PriceFreeFree
Rating4.7 (29 ratings)4.9 (14 ratings) — better
Positive reviews79.0% of reviews100.0% of reviews — better
Number of ratings29 — better14
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS8.2 — better15.0
Further details — not scored
Size7 MB75 MB
Age rating4+4+
DeveloperStephan BorderaJIE WANG

Customer experience

Cospender

All ratings29 ratings
Positive96.6%
Neutral0.0%
Negative3.4%
Written reviews124 reviews
Positive79.0%
Neutral8.1%
Negative12.9%

Split Bills With Friends

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Cospender

Subscriptions1
  • Cospender Premium One Year$4.991 Year
1 purchases

Split Bills With Friends

Subscriptions1
  • Split Bills Premium$1.491 Month

Questions

Is Cospender free?
Cospender is free to download, with in-app purchases available.
Is Split Bills With Friends free?
Split Bills With Friends is free to download, with in-app purchases available.
Which has better reviews, Cospender or Split Bills With Friends?
Split Bills With Friends is rated higher. Cospender averages 4.7 out of 5 from 29 ratings, while Split Bills With Friends averages 4.9 from 14 ratings.
Do Cospender or Split Bills With Friends have ads?
Split Bills With Friends shows ads; Cospender does not.
Which is updated more often, Cospender or Split Bills With Friends?
Cospender ships an update every 3 weeks, and Split Bills With Friends every 6 weeks. Most recently, Cospender was updated on October 10, 2026 and Split Bills With Friends on October 9, 2026.

Other comparisons