Comparison

Checkbook Wiz vs Basic Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

About

Basic Checkbook

A simple, offline digital checkbook register that tracks all your transactions and updates your balance instantly. Manage multiple accounts and easily reconcile with your bank statements.

Highlights
  • Running balance updates
  • Transaction logging (deposits, withdrawals, checks, transfers)
  • Bank statement reconciliation
  • Search and filter transactions
  • Multiple account management
  • CSV export
Features
Read full description

Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours. No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status and search your whole register by payee, amount, memo, or tag • Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one • Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, keeps what you put in separate, shows your return, and reminds you to update it • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Lock the app with Face ID, Touch ID, or a passcode BASIC CHECKBOOK PREMIUM Two ways to upgrade: Lifetime Premium, a single purchase that never renews and never expires, or a yearly plan if you prefer it. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place • Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost • Projected balance: where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: clean, bank-style statements for any date range • CSV import and export: bring your history in, or take it anywhere • Color themes and app icons: premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Checkbook Wiz4 screens
Basic Checkbook4 screens

Verdict

The call

The clearest difference is rating: Basic Checkbook at 5.0 against Checkbook Wiz's 4.2. Basic Checkbook also leads on ads (none vs shown) and update cadence (every 2 days vs every 3 months). Checkbook Wiz's advantage is ratings volume (813 vs 3) and device support (3 vs 1). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months and Basic Checkbook sells 2 in-app purchases, starting at $23.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Basic Checkbook holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Checkbook Wiz has 813 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 75% of Checkbook Wiz's written reviews are positive against 100% of Basic Checkbook's.

UpkeepUpdate frequency

Checkbook Wiz ships an update every 3 months, Basic Checkbook every 2 days. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.

Scorecard6 real differences · 4 level
Checkbook Wiz versus Basic Checkbook: the parameters behind the verdict, then further details
ParameterCheckbook WizBasic Checkbook
PriceFreeFree
Rating4.2 (813 ratings)5.0 (3 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings813 — better3
Update frequencyEvery 3 monthsEvery 2 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size55 MB27 MB
Age rating4+4+
DeveloperLINKLINKS LTDSean Trapani

Customer experience

Checkbook Wiz

All ratings813 ratings
Positive79.3%
Neutral5.8%
Negative14.9%
Written reviews216 reviews
Positive75.0%
Neutral10.6%
Negative14.4%

Basic Checkbook

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

Basic Checkbook

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99
2 purchases

Basic Checkbook

Subscriptions1
  • Annual Premium$23.991 Year
One-time1
  • Lifetime Premium$59.99

Questions

Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Is Basic Checkbook free?
Basic Checkbook is free to download, with in-app purchases available.
Which has better reviews, Checkbook Wiz or Basic Checkbook?
Basic Checkbook is rated higher. Checkbook Wiz averages 4.2 out of 5 from 813 ratings, while Basic Checkbook averages 5.0 from 3 ratings.
Do Checkbook Wiz or Basic Checkbook have ads?
Checkbook Wiz shows ads; Basic Checkbook does not.
Which is updated more often, Checkbook Wiz or Basic Checkbook?
Checkbook Wiz ships an update every 3 months, and Basic Checkbook every 2 days. Most recently, Checkbook Wiz was updated on October 17, 2026 and Basic Checkbook on October 12, 2026.

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