Comparison

MICB Mobile Banking vs RunPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MICB Mobile Banking

Manage your bank accounts and cards on the go. This app allows individuals to view balances, transaction history, and statistics. It also facilitates P2P transfers, card security features, and bill payments to over 700 providers.

Highlights
  • Account balance visualization
  • Transaction history and details
  • P2P transfers
  • Card security lock/unlock
  • Bill payments
  • ATM geolocation
  • Mobile OTP generation
Features
Read full description

MICB Mobile Banking Manage your finances quickly, easily, and securely with the MICB mobile app, an intuitive and secure solution trusted by over 1 million users. Use MICB Mobile Banking to: • Check account and card balances • View transaction history • Analyze spending by category • Receive push notifications for transactions • Transfer money between your own cards, to Moldindconbank customers, and to other banks • Send transfers by phone number, card number, and IBAN • Pay utilities and other services • Use templates and recurring payments • Make international SEPA and SWIFT transfers • Open digital cards • Add cards to Apple Pay • Change your PIN, set limits, and block/unblock cards • Check complimentary LoungeKey access for premium cards • Enable Cashback and get money back on current offers • Exchange currency at a favorable rate • Open new deposits and manage existing ones • Manage loans and repay online Your finances are protected by modern security technologies, including Strong Customer Authentication (SCA), secure operation confirmation, and advanced anti‑fraud measures. MICB Mobile Banking — all your banking in one app.

About

RunPay

Manage your digital wallet, pay bills, and make P2P transfers. This app allows you to pay for various services, including utilities and online games, and withdraw cash at supported locations.

Highlights
  • E-wallet balance control
  • Utility bill payments
  • Mobile operator payments
  • Online game payments
  • P2P transfers
  • Cash withdrawal at supported stores
Features
Read full description

Access Runpay payment solutions directly from your smartphone. - Control your e-wallet balance and cash flows. - Payment of utility bills, mobile operators, internet providers, online games and other digital goods and services. - P2P transfers to other Runpay wallets. - Pay for goods and services or withdraw cash from your Runpay account in any store that supports Qpay or NFC_pay technology (https://my.runpay.com/maps) * Your service provider will depend on your region. Currently, application supports Runpay issuers wallets in the following countries (currencies): Moldova (MDL - Moldovan leu) Tunisia (TND - Tunisian Dinar) Libya (LYD – Libyan Dinar) You can register your wallet via mobile application or on the website https://my.runpay.com.

Screenshots

MICB Mobile Banking4 screens
RunPay4 screens

Verdict

The call

The clearest difference is rating: RunPay at 4.4 against MICB Mobile Banking's 2.8. RunPay also leads on ratings volume (92 vs 23). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RunPay holds the better App Store score, 4.4 against 2.8. Both are backed by a comparable volume of ratings — 23 and 92 respectively. Written reviews complicate that: 27% of MICB Mobile Banking's written reviews are positive against 25% of RunPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MICB Mobile Banking ships an update fortnightly, RunPay every 8 days. The most recent releases landed on September 18, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
MICB Mobile Banking versus RunPay: the parameters behind the verdict, then further details
ParameterMICB Mobile BankingRunPay
PriceFreeFree
Rating2.8 (23 ratings)4.4 (92 ratings) — better
Positive reviews27.5% of reviews — better25.0% of reviews
Number of ratings2392 — better
Update frequencyFortnightlyEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size55 MB304 MB
Age rating4+4+
DeveloperBC Moldindconbank S.A.RunPay

Customer experience

MICB Mobile Banking

All ratings23 ratings
Positive39.1%
Neutral4.3%
Negative56.5%
Written reviews91 reviews
Positive27.5%
Neutral14.3%
Negative58.2%

RunPay

All ratings92 ratings
Positive83.7%
Neutral4.3%
Negative12.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

MICB Mobile Banking

No in-app purchases

None

RunPay

No in-app purchases

Questions

Is MICB Mobile Banking free?
MICB Mobile Banking is free to download, with no in-app purchases.
Is RunPay free?
RunPay is free to download, with no in-app purchases.
Which has better reviews, MICB Mobile Banking or RunPay?
RunPay is rated higher. MICB Mobile Banking averages 2.8 out of 5 from 23 ratings, while RunPay averages 4.4 from 92 ratings.
Do MICB Mobile Banking or RunPay have ads?
Neither MICB Mobile Banking nor RunPay shows ads.
Which is updated more often, MICB Mobile Banking or RunPay?
MICB Mobile Banking ships an update fortnightly, and RunPay every 8 days. Most recently, MICB Mobile Banking was updated on September 18, 2026 and RunPay on September 23, 2026.

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