МОТИВ.Pay vs I Am Saving
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
МОТИВ.Pay
Manage your finances with this app, offering virtual card issuance, money transfers, and bill payments. Earn cashback and receive bonuses as a subscriber. Unique features allow payments directly from your phone balance.
- Virtual MIR card issuance
- Money transfers via phone number, details, or SBP
- QR code payments
- Utility and service bill payments
- Expense tracking
- Cashback on MIR card purchases
- Mobile balance payments (for subscribers)
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МОТИВ.Pay - Ваш личный помощник для управления финансами. Открывайте вклады, оформляйте виртуальную карту МИР, переводите деньги, оплачивайте услуги прямо в приложении - быстро, удобно и без лишних комиссий. Получайте кэшбэк рублями по карте МИР, а если Вы - абонент Мотив, начислим дополнительный бонус на счёт мобильного телефона. Основные функции: - Открытие и закрытие счетов и вкладов - Быстрый выпуск виртуальной карты МИР - Переводы по номеру телефона, по реквизитам и через СБП - Оплата по QR-коду - Оплата ЖКХ, интернета, телевидения и других услуг - Отслеживание расходов Переводы - легко и быстро: - По номеру телефона в другие банки без комиссии через СБП - С карты на карту любого банка РФ - Между своими счетами, внутри банка и в другие банки Кэшбэк рублями Платите виртуальной картой МИР и получайте кэшбэк рублями. Настоящими. Без баллов и сроков годности. Бонус для абонентов Мотив Оформили карту МИР и пользуетесь номером Мотив? Получайте дополнительные бонусы за покупки на счёт мобильного телефона. Платежи прямо с баланса телефона Уникальная возможность для абонентов Мотив: совершайте покупки, оплачивайте услуги и переводите деньги напрямую с баланса телефона. Без комиссии и лишних движений.
I Am Saving
This app helps children learn to save money by setting savings goals, tracking income and expenses, and visualizing progress. It encourages good financial habits and congratulates users upon reaching their goals.
- Set savings goals
- Track income and expenses
- Visualize savings progress
- Adjust goals anytime
- Congratulates on achievement
- Encourages good habits
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If you give your child pocket money on a weekly basis, this app will help them learn to save. A parent or a child sets up a saving goal by telling the app what they'd like to save for, how much it costs, how much money they have now and how much they receive weekly. The app then visualizes the progress and tells the child mow long then need to keep saving. The app also helps form a good habit of logging incomes and outcomes. Every time the child receives pocket money or spends some, they open the app and input how much money they received or spent. After doing that, they see an updated progress towards their saving goal. The goal can be adjusted any time: may be the price of the thing they want has changed or you opted to start giving them a different amount of money every week. May the kid just changed their mind, that's totally fine. Finally, when the child has saved enough to buy what they wanted, the app congratulates them with their achievement and offers to set up a new goal. NOTE FOR PARENTS Help you child setting up their goal for the first time and encourage them to save by offering them a piggy bank or something similar. The app works best for children of ages 6–12. If the child doesn't yet know how to count money, offer them your help. PRIVACY We're taking children's privacy very seriously. The app does not collect or send any data. Nobody except you have access to your data. You own it and it stays on your device.
Screenshots
Verdict
The clearest difference is review sentiment: I Am Saving at 85% against МОТИВ.Pay's 4%. I Am Saving also leads on rating (4.5 vs 1.4) and ads (none vs shown). МОТИВ.Pay's advantage is in-app purchases (none vs 1) and iOS requirement (13.0 vs 16.0). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. I Am Saving sells 1 one-off in-app purchase. МОТИВ.Pay asks for nothing beyond the download.
I Am Saving holds the better App Store score, 4.5 against 1.4. That said, the two scores are not equally well evidenced: I Am Saving has 135 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 4% of МОТИВ.Pay's written reviews are positive against 85% of I Am Saving's.
МОТИВ.Pay ships an update every 5 months, I Am Saving every 4 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | МОТИВ.Pay | I Am Saving |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (14 ratings) | 4.5 (135 ratings) — better |
| Positive reviews | 3.9% of reviews | 85.4% of reviews — better |
| Number of ratings | 14 | 135 — better |
| Update frequency | Every 5 months | Every 4 months — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 123 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | IT-PERSPEKTIVA OOO | Vadim Belyaev |
Customer experience
МОТИВ.Pay
I Am Saving
In-app purchases
МОТИВ.Pay
No in-app purchases
I Am Saving
- Full Version$5.99
Questions
Is МОТИВ.Pay free?
Is I Am Saving free?
Which has better reviews, МОТИВ.Pay or I Am Saving?
Do МОТИВ.Pay or I Am Saving have ads?
Which is updated more often, МОТИВ.Pay or I Am Saving?
Other comparisons
