Райффайзен Онлайн Банк Россия vs I Am Saving
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Райффайзен Онлайн Банк Россия
Manage your finances, make secure payments, and transfer money with this mobile banking app. It offers features like currency exchange, opening new products, and expense tracking. Access a full bank branch in your pocket for 24/7 convenience.
- Manage accounts and cards
- Secure payments and money transfers
- Currency exchange
- Open new products
- Control expenses
- Online consultation with bank employees
- QR code scanning for transfers
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Open a Cashback debit card with free service in Raiffeisen Online. Using Raiffeisen Online mobile app, you can manage your accounts and cards, make secure payments and money transfers, exchange currency, open new products, control expenses and get direct online consultation with Bank employees. This is a whole bank branch in your pocket, ready to solve your daily tasks. Simple. Convenient. 24/7. Download and manage your personal finance wherever and whenever you want. Main screen • balances of your products • personalized customization • favorite transaction templates • managed list of accounts and cards: adding and hiding of products • quick access to transactions history, forms of payments and transfers, chat, app settings Payments and transfers • transfers by phone number to Raiffeisen Bank customers and participants of the Quick Payment System (Alfa-Bank, Tinkoff, VTB, and many others) • free transfers to Raiffeisen Bank cards from cards of other banks • quick transfers between your accounts, within the Bank, and to other banks • convenient card-to-card transfers to any Russian bank • free-of-charge payments for various services (mobile, Internet, TV) Products management • online opening of new accounts, debit cards and insurance programs • ordering documents and certificates • favorable exchange rates for transfers between your accounts • card PIN code change in case of loss or theft Payments of utilities, tax arrears, traffic and parking fines • commission-free payments of fines, tax debts, and housing services by Personal Account Number (ELS) • easy payment of accruals • searching for tax arrears by INN (TIN) • subscription to notifications about new bills and accruals Extra features • templates for transfers — you don’t have to fill up details again • automatic payments • QR code scanning for automatically filling up the transfer details • access to online banking for the additional cardholders Information Services • online chat with Bank employees • searching of nearest branches and ATMs • history of incoming SMS and push notifications • individual offers from the Bank, special offers and discounts from our partners • Expenses Accounting Service service for analyzing your spending Be successful with Raiffeisen Online without borders. All you need is the internet. Cashback card Loyalty program: https://www.raiffeisen.ru/static/common/CCard-images/cashback-card-rules.pdf Tariffs for bank cards service: https://www.raiffeisen.ru/common/img/uploaded/files/retail/cards/Tariffs_Debit_Cards_walk-in_rus_current_cards.pdf All tariffs: https://www.raiffeisen.ru/tariffs/ The best mobile bank 2023 among available on the App Store by Go Banking Awards 2023: https://goahead.ai/goawards/gobanking2023/ Support: info@raiffeisen.ru, +7 495 775-52-03 (Moscow), 8 800 700-00-72 (toll-free calls within Russia except for Moscow district) or contact us anytime via online chat. © Copyright 2003–2024 «Raiffeisenbank» CBR License №3292 from 17.02.2015
I Am Saving
This app helps children learn to save money by setting savings goals, tracking income and expenses, and visualizing progress. It encourages good financial habits and congratulates users upon reaching their goals.
- Set savings goals
- Track income and expenses
- Visualize savings progress
- Adjust goals anytime
- Congratulates on achievement
- Encourages good habits
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If you give your child pocket money on a weekly basis, this app will help them learn to save. A parent or a child sets up a saving goal by telling the app what they'd like to save for, how much it costs, how much money they have now and how much they receive weekly. The app then visualizes the progress and tells the child mow long then need to keep saving. The app also helps form a good habit of logging incomes and outcomes. Every time the child receives pocket money or spends some, they open the app and input how much money they received or spent. After doing that, they see an updated progress towards their saving goal. The goal can be adjusted any time: may be the price of the thing they want has changed or you opted to start giving them a different amount of money every week. May the kid just changed their mind, that's totally fine. Finally, when the child has saved enough to buy what they wanted, the app congratulates them with their achievement and offers to set up a new goal. NOTE FOR PARENTS Help you child setting up their goal for the first time and encourage them to save by offering them a piggy bank or something similar. The app works best for children of ages 6–12. If the child doesn't yet know how to count money, offer them your help. PRIVACY We're taking children's privacy very seriously. The app does not collect or send any data. Nobody except you have access to your data. You own it and it stays on your device.
Screenshots
Verdict
The clearest difference is in-app purchases: Райффайзен Онлайн Банк Россия at none against I Am Saving's 1. Райффайзен Онлайн Банк Россия also leads on update cadence (every 10 days vs every 4 months) and rating (4.8 vs 4.5). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. I Am Saving sells 1 one-off in-app purchase. Райффайзен Онлайн Банк Россия asks for nothing beyond the download.
Райффайзен Онлайн Банк Россия holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Райффайзен Онлайн Банк Россия has 1.8K ratings behind it against 132, so its average is the more settled of the two. Written reviews complicate that: 84% of Райффайзен Онлайн Банк Россия's written reviews are positive against 85% of I Am Saving's, so the app with the better star average is not the one people write more warmly about.
Райффайзен Онлайн Банк Россия ships an update every 10 days, I Am Saving every 4 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | Райффайзен Онлайн Банк Россия | I Am Saving |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.8K ratings) — better | 4.5 (132 ratings) |
| Positive reviews | 84.1% of reviews | 85.4% of reviews — better |
| Number of ratings | 1.8K — better | 132 |
| Update frequency | Every 10 days — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 473 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Raiffeisenbank Russia | Vadim Belyaev |
Customer experience
Райффайзен Онлайн Банк Россия
I Am Saving
Bugs and requests
Райффайзен Онлайн Банк Россия
Reported bugs
3 issues- Login screen freezes
- Inability to see chat messages
- Debit account selection issues
Requested features
4 requests- Add back gesture navigation
- Improve transaction templates and repetition
- Introduce dark mode option
- Provide more personalized offers and recommendations
I Am Saving
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Райффайзен Онлайн Банк Россия
No in-app purchases
I Am Saving
- Full Version$5.99
Questions
Is Райффайзен Онлайн Банк Россия free?
Is I Am Saving free?
Which has better reviews, Райффайзен Онлайн Банк Россия or I Am Saving?
Do Райффайзен Онлайн Банк Россия or I Am Saving have ads?
Which is updated more often, Райффайзен Онлайн Банк Россия or I Am Saving?
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