Comparison

Райффайзен Онлайн Банк Россия vs Ozon Банк

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Райффайзен Онлайн Банк Россия

Manage your finances, make secure payments, and transfer money with this comprehensive banking app. Open new accounts, cards, and insurance programs, or get direct online consultations with bank employees. It offers a convenient way to handle all your banking needs 24/7.

Highlights
  • Account and card management
  • Secure payments and transfers
  • Currency exchange
  • Online product opening
  • Expense tracking
  • Online chat with bank employees
  • Branch and ATM locator
Read full description

Open a Cashback debit card with free service in Raiffeisen Online. Using Raiffeisen Online mobile app, you can manage your accounts and cards, make secure payments and money transfers, exchange currency, open new products, control expenses and get direct online consultation with Bank employees. This is a whole bank branch in your pocket, ready to solve your daily tasks. Simple. Convenient. 24/7. Download and manage your personal finance wherever and whenever you want. Main screen • balances of your products • personalized customization • favorite transaction templates • managed list of accounts and cards: adding and hiding of products • quick access to transactions history, forms of payments and transfers, chat, app settings Payments and transfers • transfers by phone number to Raiffeisen Bank customers and participants of the Quick Payment System (Alfa-Bank, Tinkoff, VTB, and many others) • free transfers to Raiffeisen Bank cards from cards of other banks • quick transfers between your accounts, within the Bank, and to other banks • convenient card-to-card transfers to any Russian bank • free-of-charge payments for various services (mobile, Internet, TV) Products management • online opening of new accounts, debit cards and insurance programs • ordering documents and certificates • favorable exchange rates for transfers between your accounts • card PIN code change in case of loss or theft Payments of utilities, tax arrears, traffic and parking fines • commission-free payments of fines, tax debts, and housing services by Personal Account Number (ELS) • easy payment of accruals • searching for tax arrears by INN (TIN) • subscription to notifications about new bills and accruals Extra features • templates for transfers — you don’t have to fill up details again • automatic payments • QR code scanning for automatically filling up the transfer details • access to online banking for the additional cardholders Information Services • online chat with Bank employees • searching of nearest branches and ATMs • history of incoming SMS and push notifications • individual offers from the Bank, special offers and discounts from our partners • Expenses Accounting Service service for analyzing your spending Be successful with Raiffeisen Online without borders. All you need is the internet. Cashback card Loyalty program: https://www.raiffeisen.ru/static/common/CCard-images/cashback-card-rules.pdf Tariffs for bank cards service: https://www.raiffeisen.ru/common/img/uploaded/files/retail/cards/Tariffs_Debit_Cards_walk-in_rus_current_cards.pdf All tariffs: https://www.raiffeisen.ru/tariffs/ The best mobile bank 2023 among available on the App Store by Go Banking Awards 2023: https://goahead.ai/goawards/gobanking2023/ Support: info@raiffeisen.ru, +7 495 775-52-03 (Moscow), 8 800 700-00-72 (toll-free calls within Russia except for Moscow district) or contact us anytime via online chat. © Copyright 2003–2024 «Raiffeisenbank» CBR License №3292 from 17.02.2015

About

Ozon Банк

This app offers a free banking card with cashback rewards of up to 25% on purchases outside the marketplace and discounts of up to 30% within the marketplace. It also provides interest-bearing savings accounts and deposit options, with all funds insured.

Highlights
  • Cashback up to 25% outside Ozon
  • Discounts up to 30% on Ozon
  • Interest-bearing savings and deposits
  • Free transfers without commission
  • Detailed spending analytics
  • Virtual and plastic card options
Features
Currently charting
Read full description

Откройте бесплатную Ozon Карту и вы сможете получать кешбэк рублями до 25% за покупки за пределами Ozon. Помимо повышенного кешбэка за пределами маркетплейса, воспользуйтесь скидками до 30% на покупки внутри Ozon при оплате Ozon Картой. Вам будут доступны комфортные пополнение и переводы без комиссий себе и другим людям по номеру телефона и реквизитам. Отслеживайте полную историю транзакций, пополнений и переводов с помощью подробного анализа трат Оформляйте бесплатно Ozon Карту и получайте выгоду с каждой покупки! Также получайте доход рублями с Ozon Finance: попробуйте вклад или накопительный счёт под высокий процент. Ваши деньги будут застрахованы в Агентстве по страхованию вкладов. Покупки с выгодой: •‎ Кешбэк до 25% за покупки с Ozon Картой за пределами Ozon •‎ Новые категории повышенного кешбэка каждый месяц •‎ Скидки до 30% на покупки внутри Ozon Вклады и накопительный счёт: •‎ Доход в рублях •‎ Высокий процент •‎ Открытие и обслуживание бесплатно •‎ Сбережения под защитой государства Управление финансами: ‎•‎ Бесплатное открытие, пополнение и вывод средств •‎ Оформление виртуальной и пластиковой карты •‎ Переводы себе и другим без комиссии •‎ Оплата по QR-коду • Подробная аналитика трат • Бесплатное снятие наличных в банкоматах в пределах лимитов • Чат с поддержкой 24/7

Screenshots

Райффайзен Онлайн Банк Россия4 screens
Ozon Банк4 screens

Verdict

The call

The clearest difference is review sentiment: Райффайзен Онлайн Банк Россия at 84% against Ozon Банк's 18%. Райффайзен Онлайн Банк Россия also leads on rating (4.8 vs 4.2). Ozon Банк's advantage is chart position (#161 vs unranked). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Райффайзен Онлайн Банк Россия holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 1.8K and 920 respectively. Written reviews point the same way: 84% of Райффайзен Онлайн Банк Россия's written reviews are positive against 18% of Ozon Банк's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 10 days. The most recent releases landed on November 8, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 8 level
Райффайзен Онлайн Банк Россия versus Ozon Банк: the parameters behind the verdict, then further details
ParameterРайффайзен Онлайн Банк РоссияOzon Банк
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.2 (920 ratings)
Positive reviews84.1% of reviews — better17.5% of reviews
Number of ratings1.8K — better920
Update frequencyEvery 10 daysEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#161 — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size475 MB252 MB
Age rating4+4+
DeveloperRaiffeisenbank RussiaOZON MARKETPLEIS KAZAKHSTAN, TOO

Customer experience

Райффайзен Онлайн Банк Россия

All ratings1,757 ratings
Positive95.2%
Neutral0.8%
Negative4.0%
Written reviews668 reviews
Positive84.1%
Neutral2.8%
Negative13.0%

Ozon Банк

All ratings885 ratings
Positive82.5%
Neutral1.7%
Negative15.8%
Written reviews200 reviews
Positive17.5%
Neutral5.0%
Negative77.5%

User reviews

Райффайзен Онлайн Банк Россия

From 1.8K App Store ratings

What we love

  • 👍 Intuitive and user-friendly
  • 🚀 Fast and efficient
  • 🔒 Secure banking experience
  • 💳 Convenient banking features
  • 💰 Great cashback and rewards

Room to improve

  • 🐛 Occasional app crashes and glitches
  • ⏱️ Slow loading times
  • 📱 High app size
  • 🔍 Intrusive notification badges
  • 🚫 Compatibility issues with older devices

Ozon Банк

From 920 App Store ratings

What we love

  • 💎 Best bank
  • 🚀 Smooth experience
  • 💰 Great bonuses and interest rates

Room to improve

  • 🔍 Poor customer support
  • 🐛 Buggy app and frequent crashes
  • 🤖 Automated responses from chatbot
  • 🔒 Unexpected account freezes
  • 💳 Issues with card activation and usage

Bugs and requests

Райффайзен Онлайн Банк Россия

Reported bugs

3 issues
  • Login screen freezes
  • Inability to see chat messages
  • Debit account selection issues

Requested features

4 requests
  • Add back gesture navigation
  • Improve transaction templates and repetition
  • Introduce dark mode option
  • Provide more personalized offers and recommendations

Ozon Банк

Reported bugs

4 issues
  • Login and authentication problems
  • Inability to access account and funds
  • Unreliable QR code payment processing
  • Inconsistent app behavior across devices

Requested features

5 requests
  • Improve customer support response times
  • Fix app stability and performance issues
  • Enhance in-app chat functionality
  • Add more flexible account management options
  • Streamline card activation and usage

In-app purchases

None

Райффайзен Онлайн Банк Россия

No in-app purchases

None

Ozon Банк

No in-app purchases

Questions

Is Райффайзен Онлайн Банк Россия free?
Райффайзен Онлайн Банк Россия is free to download, with no in-app purchases.
Is Ozon Банк free?
Ozon Банк is free to download, with no in-app purchases.
Which has better reviews, Райффайзен Онлайн Банк Россия or Ozon Банк?
Райффайзен Онлайн Банк Россия is rated higher. Райффайзен Онлайн Банк Россия averages 4.8 out of 5 from 1.8K ratings, while Ozon Банк averages 4.2 from 920 ratings.
Do Райффайзен Онлайн Банк Россия or Ozon Банк have ads?
Neither Райффайзен Онлайн Банк Россия nor Ozon Банк shows ads.
Which is updated more often, Райффайзен Онлайн Банк Россия or Ozon Банк?
Райффайзен Онлайн Банк Россия ships an update every 10 days, and Ozon Банк every 10 days. Most recently, Райффайзен Онлайн Банк Россия was updated on November 8, 2026 and Ozon Банк on November 7, 2026.

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