Comparison

Service First Mobile Banking vs FirstCU Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Service First Mobile Banking

Manage your finances on the go with this mobile banking application. Securely check balances, view transactions, transfer funds, pay bills, and locate ATMs and branches from your device.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Pay bills
  • Find ATMs and branches
Features
Read full description

With the Service First FCU Mobile Banking app, you can manage your money anytime, anywhere – from your mobile device. With Service First’s app, you can conveniently and securely: •Check your account balances •View recent transactions •Transfer money between your accounts •Pay bills •Find ATMs and branch locations

About

FirstCU Access

Manage your finances on the go with this secure mobile banking app. Organize transactions with notes and photos, set balance alerts, make payments, transfer funds, and deposit checks remotely. Access statements and find nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set up balance alerts
  • Make payments and transfer money
  • Deposit checks with photos
  • View and save monthly statements
  • Find branches and ATMs
Features
Read full description

FirstCU Access is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FirstCU Access: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount. -Make payments, whether you’re paying a company or a friend. -Transfer money between your accounts. -Deposit checks in a snap by taking a picture of the front and back. -View and save your monthly statements. -Find branches and ATMs near you. Secure your account with a 4-digit passcode or biometric supported devices. To use the First CU Access app, you must be enrolled as a First CU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Service First Mobile Banking4 screens
FirstCU Access4 screens

Verdict

The call

The clearest difference is ads: FirstCU Access at none against Service First Mobile Banking's shown. FirstCU Access also leads on review sentiment (69% vs 38%) and update cadence (monthly vs every 4 months). Service First Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Service First Mobile Banking against 4.8 for FirstCU Access. Both are backed by a comparable volume of ratings — 762 and 1.1K respectively. Written reviews are what separate them: 38% of Service First Mobile Banking's written reviews are positive against 69% of FirstCU Access's.

UpkeepUpdate frequency

Service First Mobile Banking ships an update every 4 months, FirstCU Access monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
Service First Mobile Banking versus FirstCU Access: the parameters behind the verdict, then further details
ParameterService First Mobile BankingFirstCU Access
PriceFreeFree
Rating4.7 (762 ratings)4.8 (1.1K ratings) — better
Positive reviews37.5% of reviews69.2% of reviews — better
Number of ratings7621.1K — better
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size119 MB177 MB
Age rating4+4+
DeveloperSERVICE FIRST FEDERAL CREDIT UNIONFirst Service Federal Credit Union

Customer experience

Service First Mobile Banking

All ratings757 ratings
Positive94.8%
Neutral1.8%
Negative3.3%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

FirstCU Access

All ratings1,072 ratings
Positive95.4%
Neutral3.0%
Negative1.6%
Written reviews13 reviews
Positive69.2%
Neutral0.0%
Negative30.8%

Bugs and requests

Service First Mobile Banking

Not enough reviews yet to summarise bugs or requests.

FirstCU Access

Reported bugs

2 issues
  • Balances not visible during transfers
  • Account verification printing not working

Requested features

2 requests
  • Ability to view credit card transactions
  • Option to customize dashboard

In-app purchases

None

Service First Mobile Banking

No in-app purchases

None

FirstCU Access

No in-app purchases

Questions

Is Service First Mobile Banking free?
Service First Mobile Banking is free to download, with no in-app purchases.
Is FirstCU Access free?
FirstCU Access is free to download, with no in-app purchases.
Which has better reviews, Service First Mobile Banking or FirstCU Access?
FirstCU Access is rated higher. Service First Mobile Banking averages 4.7 out of 5 from 762 ratings, while FirstCU Access averages 4.8 from 1.1K ratings.
Do Service First Mobile Banking or FirstCU Access have ads?
Service First Mobile Banking shows ads; FirstCU Access does not.
Which is updated more often, Service First Mobile Banking or FirstCU Access?
Service First Mobile Banking ships an update every 4 months, and FirstCU Access monthly. Most recently, Service First Mobile Banking was updated on September 24, 2026 and FirstCU Access on September 22, 2026.

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