Comparison

LOLC Realtime vs Self Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LOLC Realtime

Manage your finances on the go with this internet banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Access FOREX rates, branch locations, and promotions.

Highlights
  • Pay bills
  • Check account balances and history
  • Transfer funds to any Sri Lankan bank
  • Pay insurance premiums, gold loans, leasing
  • Open FD & Savings accounts
  • Access FOREX rates
  • Find ATM/branch locations
Features
Read full description

Bringing a new dimension to your financial transactions, LOLC Realtime is the internet banking facility of LOLC Finance PLC. We provided a gateway to fulfil all your daily transactions at the click of a button, and now, we are closer to you than ever before - right at your fingertips. Simply download the LOLC Realtime app on your mobile phones and devices and pay your bills, check your account balances and history, transfer funds to any bank account in Sri Lanka, pay your insurance premiums, gold loans, leasing payments and engage in a host of other transactions and services on-the-go. What’s more, you can now open your FD & Savings accounts as well as foreign currency savings accounts without the help of a customer service agent. Follow the instructions provided and you will have all your financial requirements completed in real time, whilst providing you the comfort and freedom to fulfil all your financial needs anytime and from anywhere. We ensure that all your financial transactions are handled with the utmost care and with stringent security measures so that all your personal information and online financial activities are safeguarded at all times. Additional information that you may require such as FOREX rates, ATM or branch locations, discounts and promotions on your LOFC VISA Debit card, will also be available for you in an instant. Visit us at http://www.lolcfinance.com/ or call us on our 24 Hours Customer service Hotline +94115715555 for details on the activation and discover a whole new world of personalized virtual banking services today.

About

Self Digital

Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.

Highlights
  • Fund transfers
  • Bill payments
  • Account balance tracking
  • Loan applications
  • Biometric login
  • Instant transaction alerts
  • QR code scanning
Features
Read full description

Self by CDB gives you a simple and secure way to manage your everyday finances from one app. Pay, transfer, save and manage your CDB products with ease, while accessing a growing range of digital financial services designed around your lifestyle. EVERYDAY FINANCE * Transfer funds and pay bills * View your accounts, loans, credit cards and Fixed Deposits * Make credit card payments * Scan and pay with LankaQR * Create Digital Fixed Deposits * Apply for eligible loans * Split bills conveniently through Self * Add your other bank accounts via JustPay MORE WAYS TO ACCESS FUNDS * Apply for Cash-Backed Loans against eligible CDB Fixed Deposits * View your active Cash-Backed Loan details * Top up eligible Gold Loans through Self P2P LANKAQR Generate, share or download your personal LankaQR to receive payments and keep track of your QR transactions. CREDIT CARD MANAGEMENT View and manage your CDB Credit Cards, activate cards, change your PIN, and manage card and country blocking preferences. ART OF WEALTHCARE Eligible customers can enjoy a more personalised experience with direct access to their Relationship Manager, Concierge Services and specially selected offers. SECURITY Self is designed to help protect your information and funds with biometric login and instant transaction alerts. GETTING STARTED Whether you’re already with CDB or completely new to CDB, you can get started with Self. * Existing CDB customers can register and access Self using their existing CDB details. * New to CDB? You can onboard directly through Self and start your relationship with CDB from the app. Self by CDB — everyday financial services, made simpler.

Screenshots

LOLC Realtime4 screens
Self Digital4 screens

Verdict

The call

The clearest difference is rating: Self Digital at 5.0 against LOLC Realtime's 1.0. LOLC Realtime's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Self Digital holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

LOLC Realtime ships an update every 2 months, Self Digital every 5 weeks. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 7 level
LOLC Realtime versus Self Digital: the parameters behind the verdict, then further details
ParameterLOLC RealtimeSelf Digital
PriceFreeFree
Rating1.0 (1 ratings)5.0 (2 ratings) — better
Number of ratings12 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size50 MB97 MB
Age rating4+4+
DeveloperLOLC Finance PLCCitizens Development Business Finance PLC

Customer experience

LOLC Realtime

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Self Digital

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

LOLC Realtime

No in-app purchases

None

Self Digital

No in-app purchases

Questions

Is LOLC Realtime free?
LOLC Realtime is free to download, with no in-app purchases.
Is Self Digital free?
Self Digital is free to download, with no in-app purchases.
Which has better reviews, LOLC Realtime or Self Digital?
Self Digital is rated higher. LOLC Realtime averages 1.0 out of 5 from 1 ratings, while Self Digital averages 5.0 from 2 ratings.
Do LOLC Realtime or Self Digital have ads?
Neither LOLC Realtime nor Self Digital shows ads.
Which is updated more often, LOLC Realtime or Self Digital?
LOLC Realtime ships an update every 2 months, and Self Digital every 5 weeks. Most recently, LOLC Realtime was updated on October 14, 2026 and Self Digital on October 22, 2026.

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