Comparison

LOLC Realtime vs DFCC One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LOLC Realtime

Manage your finances on the go with this internet banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Access FOREX rates, branch locations, and promotions.

Highlights
  • Pay bills
  • Check account balances and history
  • Transfer funds to any Sri Lankan bank
  • Pay insurance premiums, gold loans, leasing
  • Open FD & Savings accounts
  • Access FOREX rates
  • Find ATM/branch locations
Features
Read full description

Bringing a new dimension to your financial transactions, LOLC Realtime is the internet banking facility of LOLC Finance PLC. We provided a gateway to fulfil all your daily transactions at the click of a button, and now, we are closer to you than ever before - right at your fingertips. Simply download the LOLC Realtime app on your mobile phones and devices and pay your bills, check your account balances and history, transfer funds to any bank account in Sri Lanka, pay your insurance premiums, gold loans, leasing payments and engage in a host of other transactions and services on-the-go. What’s more, you can now open your FD & Savings accounts as well as foreign currency savings accounts without the help of a customer service agent. Follow the instructions provided and you will have all your financial requirements completed in real time, whilst providing you the comfort and freedom to fulfil all your financial needs anytime and from anywhere. We ensure that all your financial transactions are handled with the utmost care and with stringent security measures so that all your personal information and online financial activities are safeguarded at all times. Additional information that you may require such as FOREX rates, ATM or branch locations, discounts and promotions on your LOFC VISA Debit card, will also be available for you in an instant. Visit us at http://www.lolcfinance.com/ or call us on our 24 Hours Customer service Hotline +94115715555 for details on the activation and discover a whole new world of personalized virtual banking services today.

About

DFCC One

Manage your finances securely and conveniently with this mobile banking app. Transfer funds, pay bills, and view transaction history with ease. Access your account information quickly and securely, even without full login.

Highlights
  • Effortless fund transfers
  • Instant bill payments
  • Secure biometric access
  • Peek balance without login
  • ePassbook for transaction history
  • View DFCC proposition details
Read full description

Step into the Future of Banking with DFCC One Mobile Banking App! Welcome to a new era of digital banking! With the DFCC One Mobile Banking app from DFCC Bank, you can enjoy superior banking experiences anytime, anywhere, conveniently and securely. Whether you’re managing your finances, making payments, or exploring new financial opportunities, DFCC One is your all-in-one solution, designed to make your banking journey extraordinary! Exciting Features Await You: • Effortless Fund Transfers: Send money to anyone, anywhere, with just a few taps. Quick, secure, and hassle-free! • Pay Bills with Ease: Take control of your bills by paying instantly using your account or credit card—all with a simple tap. • Secure Access with Biometrics: Enjoy banking with the highest level of security! • Peek Balance: Curious about your balance? Just peek! Check your balance without the hassle of logging in. • ePassbook – Instant History: View your transaction history at a glance, even without logging in. All your records, neatly organized! • Your DFCC Proposition, Your Way: Stay informed and in control of your finances. View your proposition title in a jiffy! • Detailed Transaction Insights: Dive deep into your transaction history and balances, all presented clearly for your convenience.

Screenshots

LOLC Realtime4 screens
DFCC One4 screens

Verdict

The call

The clearest difference is rating: DFCC One at 4.7 against LOLC Realtime's 1.0. DFCC One also leads on ratings volume (6 vs 1). LOLC Realtime's advantage is iOS requirement (12.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DFCC One holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: DFCC One has 6 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

LOLC Realtime ships an update every 2 months, DFCC One every 5 weeks. The most recent releases landed on October 14, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
LOLC Realtime versus DFCC One: the parameters behind the verdict, then further details
ParameterLOLC RealtimeDFCC One
PriceFreeFree
Rating1.0 (1 ratings)4.7 (6 ratings) — better
Positive reviews—33.3% of reviews
Number of ratings16 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size50 MB51 MB
Age rating4+4+
DeveloperLOLC Finance PLCDFCC Bank PLC

Customer experience

LOLC Realtime

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

DFCC One

All ratings6 ratings
Positive83.3%
Neutral16.7%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

In-app purchases

None

LOLC Realtime

No in-app purchases

None

DFCC One

No in-app purchases

Questions

Is LOLC Realtime free?
LOLC Realtime is free to download, with no in-app purchases.
Is DFCC One free?
DFCC One is free to download, with no in-app purchases.
Which has better reviews, LOLC Realtime or DFCC One?
DFCC One is rated higher. LOLC Realtime averages 1.0 out of 5 from 1 ratings, while DFCC One averages 4.7 from 6 ratings.
Do LOLC Realtime or DFCC One have ads?
Neither LOLC Realtime nor DFCC One shows ads.
Which is updated more often, LOLC Realtime or DFCC One?
LOLC Realtime ships an update every 2 months, and DFCC One every 5 weeks. Most recently, LOLC Realtime was updated on October 14, 2026 and DFCC One on October 23, 2026.

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