NCFBINS vs BRMEMC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCFBINS
Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.
- Access policy information
- Make payments
- Report claims
- View insurance cards
- Contact agent
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Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.
BRMEMC
This app allows Blue Ridge Mountain EMC customers to conveniently manage and pay their electricity bills directly from their iOS devices. It provides a secure platform for account enrollment and bill settlement.
- Make bill payments
- Enroll in account
- Manage payments
- iOS device compatible
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This is for Blue Ridge Mountain EMC customers to make payments. This application is created by Paymentus Corporation for customers to enroll and pay bills from an iOS device.
Screenshots
Verdict
The clearest difference is review sentiment: BRMEMC at 91% against NCFBINS's 15%. BRMEMC also leads on rating (4.8 vs 2.4) and ratings volume (390 vs 80). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BRMEMC holds the better App Store score, 4.8 against 2.4. Both are backed by a comparable volume of ratings — 80 and 390 respectively. Written reviews point the same way: 15% of NCFBINS's written reviews are positive against 91% of BRMEMC's.
NCFBINS ships an update every 2 months, BRMEMC every 4 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | NCFBINS | BRMEMC |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (80 ratings) | 4.8 (390 ratings) — better |
| Positive reviews | 14.6% of reviews | 91.0% of reviews — better |
| Number of ratings | 80 | 390 — better |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 47 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | North Carolina Farm Bureau Mutual Insurance Company | Paymentus Corporation |
Customer experience
NCFBINS
BRMEMC
Bugs and requests
NCFBINS
Not enough reviews yet to summarise bugs or requests.
BRMEMC
Reported bugs
4 issues- View consumption/usage feature returns error
- App incompatibility with iPhone iOS 16.3 and higher
- Expiration date field not working
- Usage view not functioning properly
Requested features
7 requests- Ability to change/manipulate payment dates
- Detailed usage comparison between months
- Property address display on app
- In-app chat support for billing questions
- Energy-saving tips and money-saving advice
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- Outage map feature
- More comprehensive account information matching bill details
In-app purchases
NCFBINS
No in-app purchases
BRMEMC
No in-app purchases
Questions
Is NCFBINS free?
Is BRMEMC free?
Which has better reviews, NCFBINS or BRMEMC?
Do NCFBINS or BRMEMC have ads?
Which is updated more often, NCFBINS or BRMEMC?
Other comparisons
