Comparison

NCFBINS vs FBEMC Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCFBINS

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

Highlights
  • Access policy information
  • Make payments
  • Report claims
  • View insurance cards
  • Contact agent
Features
Read full description

Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.

About

FBEMC Mobile App

This application allows French Broad Electric Membership Corporation customers to manage and pay their bills directly from their iOS devices. It provides a convenient way to enroll and handle all your payment needs on the go.

Highlights
  • Bill payment
  • Account enrollment
  • Mobile payments
  • Payment management
Features
Read full description

This is for French Broad Electric Membership Corporation's customers to make payments. This application is created by Paymentus Corporation for customers to enroll and pay bills from an iOS device.

Screenshots

NCFBINS4 screens
FBEMC Mobile App4 screens

Verdict

The call

The clearest difference is review sentiment: FBEMC Mobile App at 95% against NCFBINS's 15%. FBEMC Mobile App also leads on rating (4.9 vs 2.4) and ratings volume (444 vs 80). NCFBINS's advantage is update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FBEMC Mobile App holds the better App Store score, 4.9 against 2.4. That said, the two scores are not equally well evidenced: FBEMC Mobile App has 444 ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 15% of NCFBINS's written reviews are positive against 95% of FBEMC Mobile App's.

UpkeepUpdate frequency

NCFBINS ships an update every 2 months, FBEMC Mobile App every 7 months. The most recent releases landed on September 27, 2026 and September 28, 2026 respectively.

Scorecard4 real differences · 6 level
NCFBINS versus FBEMC Mobile App: the parameters behind the verdict, then further details
ParameterNCFBINSFBEMC Mobile App
PriceFreeFree
Rating2.4 (80 ratings)4.9 (444 ratings) — better
Positive reviews14.6% of reviews94.6% of reviews — better
Number of ratings80444 — better
Update frequencyEvery 2 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size47 MB25 MB
Age rating4+4+
DeveloperNorth Carolina Farm Bureau Mutual Insurance CompanyPaymentus Corporation

Customer experience

NCFBINS

All ratings80 ratings
Positive28.7%
Neutral2.5%
Negative68.8%
Written reviews41 reviews
Positive14.6%
Neutral7.3%
Negative78.0%

FBEMC Mobile App

All ratings444 ratings
Positive98.6%
Neutral1.4%
Negative0.0%
Written reviews112 reviews
Positive94.6%
Neutral1.8%
Negative3.6%

Bugs and requests

NCFBINS

Not enough reviews yet to summarise bugs or requests.

FBEMC Mobile App

Reported bugs

2 issues
  • Daily consumption chart not working
  • Password reset issues

Requested features

2 requests
  • More detailed energy usage data
  • Daily/weekly/monthly charge history

In-app purchases

None

NCFBINS

No in-app purchases

None

FBEMC Mobile App

No in-app purchases

Questions

Is NCFBINS free?
NCFBINS is free to download, with no in-app purchases.
Is FBEMC Mobile App free?
FBEMC Mobile App is free to download, with no in-app purchases.
Which has better reviews, NCFBINS or FBEMC Mobile App?
FBEMC Mobile App is rated higher. NCFBINS averages 2.4 out of 5 from 80 ratings, while FBEMC Mobile App averages 4.9 from 444 ratings.
Do NCFBINS or FBEMC Mobile App have ads?
Neither NCFBINS nor FBEMC Mobile App shows ads.
Which is updated more often, NCFBINS or FBEMC Mobile App?
NCFBINS ships an update every 2 months, and FBEMC Mobile App every 7 months. Most recently, NCFBINS was updated on September 27, 2026 and FBEMC Mobile App on September 28, 2026.

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