NCFBINS vs FBEMC Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCFBINS
Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.
- Access policy information
- Make payments
- Report claims
- View insurance cards
- Contact agent
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Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.
FBEMC Mobile App
This application allows French Broad Electric Membership Corporation customers to manage and pay their bills directly from their iOS devices. It provides a convenient way to enroll and handle all your payment needs on the go.
- Bill payment
- Account enrollment
- Mobile payments
- Payment management
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This is for French Broad Electric Membership Corporation's customers to make payments. This application is created by Paymentus Corporation for customers to enroll and pay bills from an iOS device.
Screenshots
Verdict
The clearest difference is review sentiment: FBEMC Mobile App at 95% against NCFBINS's 15%. FBEMC Mobile App also leads on rating (4.9 vs 2.4) and ratings volume (444 vs 80). NCFBINS's advantage is update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FBEMC Mobile App holds the better App Store score, 4.9 against 2.4. That said, the two scores are not equally well evidenced: FBEMC Mobile App has 444 ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 15% of NCFBINS's written reviews are positive against 95% of FBEMC Mobile App's.
NCFBINS ships an update every 2 months, FBEMC Mobile App every 7 months. The most recent releases landed on September 27, 2026 and September 28, 2026 respectively.
| Parameter | NCFBINS | FBEMC Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (80 ratings) | 4.9 (444 ratings) — better |
| Positive reviews | 14.6% of reviews | 94.6% of reviews — better |
| Number of ratings | 80 | 444 — better |
| Update frequency | Every 2 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 47 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | North Carolina Farm Bureau Mutual Insurance Company | Paymentus Corporation |
Customer experience
NCFBINS
FBEMC Mobile App
Bugs and requests
NCFBINS
Not enough reviews yet to summarise bugs or requests.
FBEMC Mobile App
Reported bugs
2 issues- Daily consumption chart not working
- Password reset issues
Requested features
2 requests- More detailed energy usage data
- Daily/weekly/monthly charge history
In-app purchases
NCFBINS
No in-app purchases
FBEMC Mobile App
No in-app purchases
Questions
Is NCFBINS free?
Is FBEMC Mobile App free?
Which has better reviews, NCFBINS or FBEMC Mobile App?
Do NCFBINS or FBEMC Mobile App have ads?
Which is updated more often, NCFBINS or FBEMC Mobile App?
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