NCFBINS vs Alcova
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCFBINS
Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.
- Access policy information
- Make payments
- Report claims
- View insurance cards
- Contact agent
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Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.
Alcova
This app simplifies the mortgage process by allowing users to apply for loans, track progress, and access important documents. It provides tools to calculate mortgage options and securely upload necessary paperwork. Users can also easily connect with their loan officer and real estate agent.
- Apply for a loan
- Access pre-approval letters
- Track loan progress
- Calculate mortgage options
- Secure document upload
- One-click contact
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ALCOVA Mortgage’s mission is to simplify the mortgage process. This app is one way we empower you to easily stay connected through the homebuying process. Key Features: Apply for a loan in just minutes Access your pre-approval letter Track the progress of your loan through each milestone Calculate your mortgage options and payments Securely scan and upload documents using your phone’s camera Call or text your loan officer and real estate agent with one click Stay up-to-date with valuable insight from industry experts
Screenshots
Verdict
The clearest difference is rating: Alcova at 4.3 against NCFBINS's 2.4. NCFBINS's advantage is ratings volume (80 vs 6) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Alcova holds the better App Store score, 4.3 against 2.4. That said, the two scores are not equally well evidenced: NCFBINS has 80 ratings behind it against 6, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on August 5, 2026 and September 11, 2026 respectively.
| Parameter | NCFBINS | Alcova |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (80 ratings) | 4.3 (6 ratings) — better |
| Positive reviews | 15.0% of reviews | — |
| Number of ratings | 80 — better | 6 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 47 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | North Carolina Farm Bureau Mutual Insurance Company | ALCOVA Mortgage LLC |
Customer experience
NCFBINS
Alcova
In-app purchases
NCFBINS
No in-app purchases
Alcova
No in-app purchases
