NCFBINS vs Apply With Atlantic Bay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCFBINS
Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.
- Access policy information
- Make payments
- Report claims
- View insurance cards
- Contact agent
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Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.
Apply With Atlantic Bay
Simplify your home loan journey with this mortgage application tool. Compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Scan and upload documents to expedite the process and stay informed on industry news.
- Compare lending scenarios
- Calculate refinancing savings
- Determine homeownership affordability
- Scan and upload documents
- Access mortgage banker contact
- Stay updated on industry news
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Welcome to the Atlantic Bay online mortgage application! (Please note – this is not an app to pay your mortgage payment!) Atlantic Bay Mortgage Group commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the My Atlantic Bay Mortgage mobile app as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the My Atlantic Bay Mortgage mobile app has a feature to benefit you. Key Features: Compare different lending scenarios using various loan programs to help determine which product is the best for you. Calculate the possible savings (or cost) of refinancing your mortgage. Determine if homeownership is an affordable option for you based on your current income and monthly expenses. Scan in required documents on your phone and upload them quickly to expedite the loan approval process. Easily access contact information for your Atlantic Bay Mortgage Banker and real estate agent and share this information with your family and friends. Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the app are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Atlantic Bay Mortgage Banker for a customized solution tailored to your specific financial situation, needs, and goals. Your Mortgage Banker can also assist you with any questions you have about your loan and the loan approval process.
Screenshots
Verdict
The clearest difference is rating: Apply With Atlantic Bay at 5.0 against NCFBINS's 2.4. NCFBINS's advantage is ratings volume (80 vs 7) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Apply With Atlantic Bay holds the better App Store score, 5.0 against 2.4. That said, the two scores are not equally well evidenced: NCFBINS has 80 ratings behind it against 7, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | NCFBINS | Apply With Atlantic Bay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (80 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 14.6% of reviews | — |
| Number of ratings | 80 — better | 7 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 47 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | North Carolina Farm Bureau Mutual Insurance Company | ATLANTIC BAY MORTGAGE GROUP, L.L.C. |
Customer experience
NCFBINS
Apply With Atlantic Bay
In-app purchases
NCFBINS
No in-app purchases
Apply With Atlantic Bay
No in-app purchases
Questions
Is NCFBINS free?
Is Apply With Atlantic Bay free?
Which has better reviews, NCFBINS or Apply With Atlantic Bay?
Do NCFBINS or Apply With Atlantic Bay have ads?
Which is updated more often, NCFBINS or Apply With Atlantic Bay?
Other comparisons
