Comparison

Qapital vs Win Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qapital

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Highlights
  • Automated savings goals
  • Smart budgeting rules
  • Invest in ETFs
  • Weekly spending card
  • Partnered goal saving
  • Progress tracking
Features
Read full description

Save money, invest, and budget automatically with Qapital – an app that makes financial decision-making easier on the brain. Studying behavioral economics taught us that humans are simply not wired to process tradeoffs between spending now and saving for later. So, we put together a team of product experts and finance pros to build automated money management solutions that are simple to use and easy to stick with. Start your 30-day free trial today. No hidden fees. No surprises. ***** Qapital helps you to put away a little bit every week. It’s the easiest way to save for things like: presents, birthdays, vacations, and emergency funds. 1. Set unlimited money saving goals Set as many goals as you’d like, personalize them, move money to them automatically, and track your progress as you go. 2. Budget with smart rules Qapital transfers money from your checking account to Qapital savings using the rules you set. We help you build rules around habits you already have. That way, you can save when you buy a treat, or go for a run. 3. Save money & invest in ETFs Automatically set money aside for savings and investing goals when you get paid, when you shop, or whenever works best for you. 4. Spend smarter Set money aside for weekly spending with the Qapital Visa® debit card. Shop anywhere Visa® is accepted, get cash from ATMs world-wide, and get notified when you’re close to your weekly budget. 5. Invite a partner and team up on your goals Qapital Dream Team™ lets you save toward shared goals and see one another’s transactions without giving up your individual accounts. You decide what’s shared and what’s private, always. ***** Qapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Visa® debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank. Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC. Qapital will deduct a monthly membership fee after any applicable free trial ends and you connect a bank account. Current membership fees can be found at https://www.qapital.com/pricing. For full details, see Qapital’s Terms and Conditions (https://www.qapital.com/terms/) and Privacy Policy (https://www.qapital.com/terms/privacy-policy/).

About

Win Tracker

Features
Read full description

Win Tracker is an easy way to keep track of all your wins. - For every session you can keep track of: - starting amount - ending amount - game type - game name - location - date - minutes played - Graph for todays wins and all your wins. - Edit your session history. - Add and Delete game types, game names, and locations.

Screenshots

Qapital4 screens
Win Tracker4 screens

Verdict

The call

The clearest difference is price: Qapital at Free against Win Tracker's $4.99. Qapital also leads on update cadence (fortnightly vs every 8 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Qapital is free to download; Win Tracker costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Qapital ships an update fortnightly, Win Tracker every 8 months. The most recent releases landed on October 28, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
Qapital versus Win Tracker: the parameters behind the verdict, then further details
ParameterQapitalWin Tracker
PriceFree — better$4.99
Rating4.8 (86K ratings) — better—
Positive reviews77.7% of reviews—
Number of ratings86K — better—
Update frequencyFortnightly — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationSubscription—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size580 MB298 MB
Age rating4+4+
DeveloperQapital, LLCSean OHara

Bugs and requests

Qapital

Reported bugs

3 issues
  • App crashes and freezes
  • Disconnection issues with bank accounts
  • Incorrect or delayed transaction tracking

Requested features

5 requests
  • Ability to exclude certain transactions from savings rules
  • More customization options for savings rules
  • Faster money transfers
  • Improved visibility into joint goal progress
  • Free tier or waived fees for long-term users

Win Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Qapital

No in-app purchases

None

Win Tracker

No in-app purchases

Questions

Is Qapital free?
Qapital is free to download, with no in-app purchases.
Is Win Tracker free?
Win Tracker costs $4.99, with no in-app purchases.
Do Qapital or Win Tracker have ads?
Neither Qapital nor Win Tracker shows ads.
Which is updated more often, Qapital or Win Tracker?
Qapital ships an update fortnightly, and Win Tracker every 8 months. Most recently, Qapital was updated on October 28, 2026 and Win Tracker on October 15, 2026.

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